Our guide yesterday(7/22) said that the minimum we could purchase at AK was 160 points and the incentives were $8 off so each point would effectively be $96, not $104. One developer point at Saratoga to be used within a year per point purchased, so we would get 160 for purchasing 160. She only mentioned the $500 bonus (which she thought was a credit to the account) if my sister used her Disney Visa card for the purchase/downpayment.