I am traveling for work this week but wanted to answer the above. It sucks to travel the week before Christmas and I don't get to fly home until Saturday night. Yeah, I make great money, but I work incredibly hard.
For a time we were helping both sets of parents financially and were paying 3 mortgages. So we accumulated debt, which is now paid off. But I don't think all debt is bad - I won't pay off my house because the interest rate is so low, and my money is making a much higher percentage than that.
Nowhere in the post you quoted can you figure out my salary? I stated I added another percentage point to my 401k, and separately deposit $500 per check into my savings account. We are fully funded in retirement.
For those who asked - my nips and tucks include neck, eyelids, a few other things and new breasts! Those are what I am most excited for!
DH is coming around - I talked to him about how I want to do this for myself and that it is important to me. So I am hopeful there.
We usually are together on money - and used to have three accounts- his, mine and ours and somewhere over time it became easier (to me) just to have two.