We bought in 2008 at BLT with 160 points, we came home and quickly realized we needed a few more points so we bought 55 more.. We have never stayed at BLT and in the meantime fell in love with OKW so this year we bought 260 OKW points on the resale market, for a total of 475. This is perfect for my family of three to go once a year just us for 8 nights and another trip with friends or family for another 8 or so nights.. We have only done 2 trips just us and have had my in-laws, mother, brothers, niece or friends etc join us on the other trips we have taken.. We find a lot of pleasure in being able to bring people with us.. This year I was able to get a friend and her daughter a studio at 2 resorts for a trip they otherwise would not have been able to afford.. So happy to have been able to do that... We use a credit card with airline miles and cook in the room to off set some of the expenses..