Hi all.I need a little help trying to figure out how to go about planning a grand gathering in August 08'. Currently I have 225 points per year. I am using 115 this August for a trip with my family. How can I go about trying to get a grand villa at saratogo springs(My home resort) for a grand gathering in August of next year with the points I currently have. I am going to try for a grand villa at OKW, which I know I can swing with banking and borrowing, but the lady at the dvc told me that I better book a grand villa at SSR just to be safe and go on the waiting list at OKW. SSR is a lot more points than I can swing. How do i go about doing this? Thanks.