I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)

[calypso726]

I used my AMEX Business Platinum to buy 3 video games from Dell to use that credit. They have already sent me one, and the second one has shipped. But they haven't charged my card yet. I am a little worried the 3rd game is on backorder. What if it doesn't ship until after the 1st of January? Will they charge me after that? I don't want to miss the credit for this quarter. Anyone have similar experience?

I had this happen to me a couple years ago. I did not get charged until much later for a back ordered item and missed out on part of the credit.

 

[mmmears]

Can someone remind me if I can cancel an Ink card through Chase Message? Or do I have to call? I tried to call a few days ago and after being on hold forever they hung up on me.

 

[palhockeymomof2]

Can someone remind me if I can cancel an Ink card through Chase Message? Or do I have to call? I tried to call a few days ago and after being on hold forever they hung up on me.

You can cancel through SM…I have done it

 

[mmmears]

You can cancel through SM…I have done it

Thank you! You just made my day.

 

[cdurham1]

I had this happen to me a couple years ago. I did not get charged until much later for a back ordered item and missed out on part of the credit.

Thanks. Maybe luckily I just got an email that they are shipping the 3rd game. It seems wild to me that Dell won't charge you until the last item has shipped. I thought maybe they would have charged each time something shipped, but doesn't seem like it.

 

[Nala83]

This might be old news but it seems like Bilt is moving from WF to another bank. DD was told she should reapply (which I think is really annoying). They also ask if you live in a Bilt Alliance building (she does).

How did she hear about this? I have a Bilt card and haven't heard anything. Just checked the app and there's no reference to any changes, and Wells Fargo is still taking applications for the Bilt card. Seems odd!

 

[hsmamato2]

ok this is first for me.... just got an email for amex gold 100k pts/6kmsr/$325 AF..... can someone tell me if this is a good offer? I've never had any amex "fancier" than a Hilton biz

 

[Minnie368]

How sensitive is US Bank to inquiries? DH and I would both like to get the Barclay AA card before it goes away, but also interested in one of the US Bank biz cards. We are both low on our /24 because we've mostly done INKS, but that has resulted in 4-5 inquiries per year. Then this would add another inquiry and new account. Wondering how long we need to wait after applying for Barclay before applying for US Bank, or if there's a better card we're not aware of that may be easier to get? We've pretty much maxed out the amex options and with Chase tightening biz apps we've both been denied on our last attempt.

 

[mmmears]

How did she hear about this? I have a Bilt card and haven't heard anything. Just checked the app and there's no reference to any changes, and Wells Fargo is still taking applications for the Bilt card. Seems odd!

I'm sorry - I was incorrect. DD had the first Bilt card which apparently wasn't a WF card, so she was told she needed to apply for the WF card. I guess they are switching everyone to that card.

ok this is first for me.... just got an email for amex gold 100k pts/6kmsr/$325 AF..... can someone tell me if this is a good offer? I've never had any amex "fancier" than a Hilton biz

I always check with Frequent Miler's best card offer page - it's usually up to date. I have the Gold card and I find it really useful because of the 4x on groceries and dining (but it doesn't work if you do your grocery shopping at Walmart.

 

[palhockeymomof2]

Noticed today on my CSR that the current PYB categories now have an expiration date of 3/31/2025

 

[Judique]

ok this is first for me.... just got an email for amex gold 100k pts/6kmsr/$325 AF..... can someone tell me if this is a good offer? I've never had any amex "fancier" than a Hilton biz

It's the same offer as on the Amex website. I've had the card for a few years in the past til they upped the fee. The credits make you jump around every month to be able to max them out, so I'd say with the 100k sub I'd get it and only keep for a year, but that's just me. Amex would then hate me for closing it. (pop ups)

Now, if you can spend a lot on groceries 4x isn't bad, but I beat that by using Visa gift cards that I buy with my CIC at 5% while on sale at Staples.

So bottom line is if you want MR's for travel. I prefer earning UR's.

 

[babyready]

How sensitive is US Bank to inquiries? DH and I would both like to get the Barclay AA card before it goes away, but also interested in one of the US Bank biz cards. We are both low on our /24 because we've mostly done INKS, but that has resulted in 4-5 inquiries per year. Then this would add another inquiry and new account. Wondering how long we need to wait after applying for Barclay before applying for US Bank, or if there's a better card we're not aware of that may be easier to get? We've pretty much maxed out the amex options and with Chase tightening biz apps we've both been denied on our last attempt.

Not sure about US Bank's sensitivity but know that Barclay can be sensitive. Could you apply for both on the same day so that they other card isn't reported yet? Since that AA card has such an easy MSR, it would be easy to knock out both. I'm actually considering a similar move before the end of the year but with the Barclay HA card.

 

[georgina]

Noticed today on my CSR that the current PYB categories now have an expiration date of 3/31/2025

Thanks. I used insurance and annual fee this year, and charities, but their stupid algorithm doesn't recognize that the charge listed as IRC is the International Rescue Committee, which is on the PYB list! Maybe I will try complaining to them again about that. didn't do any good before.

 

[palhockeymomof2]

Thanks. I used insurance and annual fee this year, and charities, but their stupid algorithm doesn't recognize that the charge listed as IRC is the International Rescue Committee, which is on the PYB list! Maybe I will try complaining to them again about that. didn't do any good before.

That’s frustrating…

 

[havaneselover]

I'm still learning Hilton. This weekend I got an email saying I could request a paid upgrade for my one night at Hilton Chicago. I honestly considered requesting a second bathroom since it is me and DS. But today I got an email saying I have been upgraded and can pick it the day before my arrival. I'm only gold status and still pleasantly surprised anytime I get something more than I paid for.

 

[Blumst]

Hey everyone, back in October I signed up for SW cards for myself and my wife. We are just under the $3,000 on those cards and waiting until January to finish them off. I will be doing our referrals to each other soon for the SW business cards. If I refer based off my personal card, is the business card option just part of the application process? I don't remember picking between personal or business during the first application. Thanks everyone!

 

[palhockeymomof2]

Hey everyone, back in October I signed up for SW cards for myself and my wife. We are just under the $3,000 on those cards and waiting until January to finish them off. I will be doing our r… to each other soon for the SW business cards. If I refer based off my personal card, is the business card option just part of the application process? I don't remember picking between personal or business during the first application. Thanks everyone!

The business cards will show up on your support link

 

[mmmears]

It's the same offer as on the Amex website. I've had the card for a few years in the past til they upped the fee. The credits make you jump around every month to be able to max them out, so I'd say with the 100k sub I'd get it and only keep for a year, but that's just me. Amex would then hate me for closing it. (pop ups)

Now, if you can spend a lot on groceries 4x isn't bad, but I beat that by using Visa gift cards that I buy with my CIC at 5% while on sale at Staples.

So bottom line is if you want MR's for travel. I prefer earning UR's.

It's great you can do that. I'm limited as to how many VGCs I can get during the Staples deals (sometimes 8 per person, sometimes 4 per family). Getting those fee free gift cards is really competitive here, I don't have enough to use for my groceries. I also have no issue finding a way to use MRs though. I wish I could get enough VGCs to get that extra point though!

 

[AmyAnne]

Has anyone traded in their old Apple products? This is on my to-do list in the next week but I'm not sure what I should do to prepare. I have a few MacBooks and a few iPads, all of which are assorted family members (kids mostly). Should I have them log in and reset to factory settings? Will I need to be able to log in to their Apple accounts? Any other tips?

 

[palhockeymomof2]

Has anyone traded in their old Apple products? This is on my to-do list in the next week but I'm not sure what I should do to prepare. I have a few MacBooks and a few iPads, all of which are assorted family members (kids mostly). Should I have them log in and reset to factory settings? Will I need to be able to log in to their Apple accounts? Any other tips?

When I’ve traded in an iPhone and iPad I have restored them to factory settings