DS23 has been trying to get another card (he has an engagement ring to buy and pay off a cruise) So, figured a few new cards would be good. He was 4/24. So, had him apply for CIU - denial, with standard letter that it could be a few different things... He has a decent job and credit limits are below what he needs. So not sure why he was denied on that.
So then he applied for AMEX Gold - denied. Says he won't get the bonus on this. He has only had 1 AMEX Card - it was the Delta Gold. He did cancel the card after a year. So assuming that is the reason why. Maybe he would be able to get some other AMEX Card that he can at least keep long term and use every now and then to keep the line open...
So, then it showed he was pre-approved for the Cap One Venture. He was approved for that but only with a $3000 Credit Limit. And I had an idiot moment. I was there why he was doing all this and then didn't even think of the referral I could have done (and the referral link is right in my email...) so that was a fail and loss of 20,000 points!!!
He is now at 5/24 with a card falling off in March and one on April. Any other non-Chase Biz cards he might be able to get - he will meet the SUB on the Cap One very soon. And does anyone know how likely they are to increase his credit limit after a bit?