I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[SouthFayetteFan]

Booked my December Disney trip today for us and our family! We booked at Pop again for now. Not 100% sure we'll keep that, we might try to stay somewhere different, but we all agreed we were happy at Pop and we aren't spending time in the room anyways since we like to go go go. Now fingers crossed they add back the dining plan since that is a MUST for our family!

I also get my first shot on 1/27! Very excited!

Pop is such an attractive option with the Skyliner these days!

 

[punkin]

It gets expedited automatically in my experience.

Cool! So when should she expect it if it just got approved around noon today? OMG! I actually realize how this sounds but I have a very anxious DD who would feel much better once she has it in her hand to start spending.

 

[happ]

I finally called Marriot about FNCs that never made it back to my account after I cancelled my Jan stay. I was secretly hoping to get a full year extension went they added them back, like others have reported in the past. No such luck. Expiration is 8/1/21. Ugh.

 

[SouthFayetteFan]

FYI:

Free change window?

https://www.reddit.com/r/churning/comments/kxrkju/_/gjddv1c

 

[Artygal90]

Companion passes with the extended June 30 2021 expiration are being extended to Dec ‘21 expiration! From an email I just now received! Yay!

Yay! Is this...optimism I am feeling?

 

[DisneyMandC]

Pop is such an attractive option with the Skyliner these days!

Tell me about it. Our last trip ended the day before the skyliner opened

 

[punkin]

There's nothing fee free. I'm lucky in that I have an old credit card that gives MR's - Optima from back 20 years ago. It's fee free, but not available now.

Shake Shack at MGM in National Harbor and at Columbia mall gets the $10 credit. I've used it there. Also, by ordering through Grubhub. I like sweet corn tamale cakes at CCF and will call it in if I'm in the area. Otherwise daughter likes several things from CCF and combined with another promo she will do pickup. Like the $15 lunches where the cheesecake was free and offers like that.

I have a shake snack near me as well and have used that occasionally, but i only do it for the credit. I don't actually like the food.

 

[LynnTH]

At least you got the bonus before you husband

Yeah- well I was keeping both bonuses anyway. He doesn't have the slightest idea of what I open unless a new card comes in the mail. And I usually don't give it to him anyway as I pay all the bills...

 

[LynnTH]

I wish they would extend the ones ending Dec '21 but I'm probably being greedy.

Then I am being greedy too. Not like we got use them at all in 2020. Would be nice if those of us who earned them in 2020 to to have theirs extended also.

 

[IFlossU]

Cool! So when should she expect it if it just got approved around noon today? OMG! I actually realize how this sounds but I have a very anxious DD who would feel much better once she has it in her hand to start spending.

Just a fun fact. When DH asked for his Reserve to be expedited he ended up getting 2 cards in the same day. The one Chase expedited at his request showed up at 9AM, and the original card that was automatically expedited showed up later that day at 3PM. At first we were a bit confused, but quickly put together what had happened. It worked out fantastic for us as now we both have our own card to use.

 

[havaneselover]

I don't think anyone thinks they're under any obligation to do so. But I really haven't received any benefit to date because I haven't flown with my companion once due to a global pandemic. Really I don't care that much. I have oodles

Then I am being greedy too. Not like we got use them at all in 2020. Would be nice if those of us who earned them in 2020 to to have theirs extended also.

Yep. I was not able to use it once last year. I do have one trip booked this year.

 

[Sheree]

Did you get the denial reason? Sometimes it's just verification. You can call or wait for the letter.



Do you mean it's past 30 days when your fee posted? I got my retention 47 days after. Hope you're better now!

I have a CSR for 2-3 yeears. AF of $450 just hit. I called. No retention offer, no $150 credit. Just offer to downgrade to CSP. Anyone with recent luck? who to speak to?

thanks

 

[Judique]

I have a shake snack near me as well and have used that occasionally, but i only do it for the credit. I don't actually like the food.

haha....food I shouldn't be eating but I like the fries with cheese and the dessert/milkshake.

 

[softballpooh]

Do you know your statement closing date? I would check with Chase on that, especially since you had that hiccup with getting your physical card. In order for the 25K SUB to show up, your MSR of $3000 will need to be completed by the closing statement date. I try to have it done several days prior to closing date to make sure there's enough time for the transactions to post. If you wait until the closing date to make the transaction that gets you to your MSR, you'll be waiting another month.

I've been mathing out my mattress runs, and cash is working out the best for me, although it really depends on how much you value a Hyatt point. If I can redeem above 1.5 cpp then paying cash makes more sense because of the current 3x Bonus Journeys promo (I believe today is the last day to register).

Thank you, @platamama!

Yes, the 3-10 days would work. My first run will be starting 1/17, so that will be enough time there.

And I completely forgot about registering for the 3x bonus so I'll do this first run on cash. That's an excellent point and I originally budgeted for cash anyway. I'm going to start w/ 5 nights and see how this plays out.

Right now I can't see a statement closing date, but my first due date is 2/14. Based on my other cards, I'm going to guess that statement closing date is not until 2/10 which means those 25K SUB will likely NOT show up before February double night promotion ends. Shoot... ...I need to keep thinking on this one.

 

[Hoosier John]

huh.... I had been using this card for online WM grocery....oh wait. Last quarter was WM specifically... Dang. Ok thanks- switching cards for next order. (actually I used up my TC on my last order so that works for me too funny story...when you order from WM,and they don't have item in stock,they sub with a better item..... this week I ordered 2 18 ct. eggs.... instead they gave me 2 60 ct boxes.....(yes,120 eggs) soooo many egg recipes happening right now,plus gave some away!

That's almost GROSS



(144 is a gross)

 

[570traveler]

FYI:

Free change window?

https://www.reddit.com/r/churning/comments/kxrkju/_/gjddv1c

I have flight on 5/10 to and 5/19 from and both have the message.

 

[palhockeymomof2]

I have a CSR for 2-3 yeears. AF of $450 just hit. I called. No retention offer, no $150 credit. Just offer to downgrade to CSP. Anyone with recent luck? who to speak to?

thanks

From everything I’ve read when they look at your account there either is or isn’t a retention offer on your account....no one special to speak to

 

[SouthFayetteFan]

I have flight on 5/10 to and 5/19 from and both have the message.

Are these Hawaii flights I assume? It seems that it only applies to Hawaii - looking to confirm.

 

[Judique]

I like the card and plan to take advantage of all of the major Gold benefits:

* $120 Cheesecake Factory (and a few others) credit ($10 per month). I pick up $10 GCs and save up for dinner.
* $100 airline incidentals credit (benefit ends at the end of 2021). As long as our summer vacation goes as planned.
* $120 Uber/Eats credit ($10 per month). I'll order Uber Eats for pickup. Benefit begins sometime in "early" 2021
........ Plus I'll take the 5% discount when orders are over $15. I probably won't do the delivery option. Plenty of places I like, some within walking distance.

That's up to $340 credit on a $250 AF card during 2021 for me, not to mention 4x on dining and grocery.

ETA: I got the Uber Eats Pass (I think that's what it's called) free for a year with the Amex Plat, so that helps, if you're saying it will cost you $10 per month with the Gold to have free delivery. Plus I'm assuming that I'll get the Plat and Gold Uber credits (for a combined $25/month and $45 in December).

Just an FYI according to my call this morning, if you do the eats pass, it's active now.
Your $10 goes to the membership. And 5% of a $15 order is a 75 cents even if you pick it up.

Using the $10 from your Uber wallet for $10 credit on food is different and I don't think you will get 5% off. However, when it goes active, having your card added to the wallet will ensure the credit is available to use when it does go live. The CS did not say when for this.

My understanding is you don't get both things. You may have offers on more than one card, but I doubt they will combine.

 

[striker1064]

I got that too, although I just got a Biz Plat from a targeted email in December, which had the annual fee free the first year, which wasn't mentioned anywhere until you got the card. From DPs on Reddit from last month those that applied through the pop up online did not get the annual fee waived, only the email. But I'd keep an eye on any DPs that come in for the AF waived the first year.

That... would certainly change the calculus, if true!