I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[gottalovepluto]

Can I pretend this is on topic since we all travel so much? It’s important so I’m voting yes… Time to do a sunscreen audit folks. Benzene* has apparently been lurking Link

*carcinogen. Definitely not ok in skin products.

 

[Haley R]

Can I pretend this is on topic since we all travel so much? It’s important so I’m voting yes… Time to do a sunscreen audit folks. Benzene* has apparently been lurking Link

*carcinogen. Definitely not ok in skin products.

I saw this too. We use spray neutrogena but it’s not one of the ones recalled

 

[gottalovepluto]

I saw this too. We use spray neutrogena but it’s not one of the ones recalled

I do too but mine was

 

[Haley R]

I do too but mine was

We use the kids water kind. Sorry yours was recalled

 

[gottalovepluto]

We use the kids water kind. Sorry yours was recalled

While I’d prefer none of them got recalled, I’m glad at least the kids didn’t. Like if there was one stage of life where not poisoning a person is really extra important it’s those years!

 

[Alexle2007]

Well Choice Privileges sucks! I was sitting on a bunch of points that we typically use for our Hersheypark weekends or at OCMD. Well I went to use them in March to book my mom a room at OCMD for my sister’s wedding and it says I can‘t book on points more than 50 days out. Ok, go in at the end of June to book and no points. Unlike every other hotel chain that extended points/FNCs, nope they just took them. So now I fighting them to have them returned.

In meantime, the cash price is almost $1000 for 2 nights but I got an offer to buy points for $445. So not knowing how long this battle will take, I went and bought the points and am waiting for them to show up. I would have said screw you but the Comfort Inn is right next door to where my sister’s reception is being held and with my mom’s very limited mobility, I need to make it as easy as I can for her.

If i can my points returned, I will quickly use them and then forget that chain exists!

 

[afan]

While I’d prefer none of them got recalled, I’m glad at least the kids didn’t. Like if there was one stage of life where not poisoning a person is really extra important it’s those years!

I use Aveeno's lotion sunblock but even that starts to dry my face out if I don't use my face moisturizer before. But the whole poisioning thing is also why I don't use spf every day, I don't want it in my makeup products or facial moisturizers. Who knows what it's doing. And, the horror, I go for a 2.25 mile run outside without sunblock since I'm back home in like 27 minutes and small bits are in the shade. Plus a little bit of vitamin d is good. Anytime I'm outside longer than 30 min I wear it, and I hate to when I run because I know I sweat less with it on which I also find problematic.

 

[ep1229]

Has anyone heard on how long the elevated SUB will last for the CSP? I'm waiting to get my $300 travel bonus after my statement closes on the 20th before closing it then applying for a MDD 5 days later. I'm really hoping it's still good until the end of the month!

 

[Alexle2007]

Has anyone heard on how long the elevated SUB will last for the CSP? I'm waiting to get my $300 travel bonus after my statement closes on the 20th before closing it then applying for a MDD 5 days later. I'm really hoping it's still good until the end of the month!

Do you have a saved “r” link? That might be the best option since might stick around for a bit after the public offer changes. I saved DH’s so I can use it.

 

[havaneselover]

I use Aveeno's lotion sunblock but even that starts to dry my face out if I don't use my face moisturizer before. But the whole poisioning thing is also why I don't use spf every day, I don't want it in my makeup products or facial moisturizers. Who knows what it's doing. And, the horror, I go for a 2.25 mile run outside without sunblock since I'm back home in like 27 minutes and small bits are in the shade. Plus a little bit of vitamin d is good. Anytime I'm outside longer than 30 min I wear it, and I hate to when I run because I know I sweat less with it on which I also find problematic.

I try to wear it everyday because I have a ton of skin cancer in my family (plus summer sun is intense here). You may not need it daily but for anyone who does, just use a clean product like Supergoop.

 

[chattadisser]

I try to wear it everyday because I have a ton of skin cancer in my family (plus summer sun is intense here). You may not need it daily but for anyone who does, just use a clean product like Supergoop.

LOVE Supergoop! Use it everyday!

 

[amalone1013]

You are probably right but didn't have to explain any other inquiries. Maybe the others were too long ago, although we have 4 new cards this year.

The biggest thing with mine was I had the inquiries but no account to tie them to. I think I had a personal card but they didn't care since it matched up with an inquiry

 

[havaneselover]

I really tried to cancel my Vanilla Amex Platinum but got a retention offer (even though I got one last year) for 60,000 MR with $4k in spend in three months. I am almost done ($200 more) with MSR on Biz Plat 2 so why not? I really thought I would be down to three Platinum cards but I guess not. I do like the new fine hotel credit ($189 for the Ritz in Atlanta seems like a nice deal).

 

[Psychodisney]

I use Aveeno's lotion sunblock but even that starts to dry my face out if I don't use my face moisturizer before. But the whole poisioning thing is also why I don't use spf every day, I don't want it in my makeup products or facial moisturizers. Who knows what it's doing. And, the horror, I go for a 2.25 mile run outside without sunblock since I'm back home in like 27 minutes and small bits are in the shade. Plus a little bit of vitamin d is good. Anytime I'm outside longer than 30 min I wear it, and I hate to when I run because I know I sweat less with it on which I also find problematic.

Agree. If you look for physical blockers like zinc or titanium oxide, they sit on top of your skin instead of being absorbed. At least that’s my understanding.

 

[Psychodisney]

LOVE Supergoop! Use it everyday!

Feels so good on my face. Watch for cash back on Rakuten.

 

[Alexle2007]

Totally bummed and ! Poor Puggles’s leg is not healing and the vet feels strongly that he needs a plate for the one break (the lower break is starting to fuse together.) She is going to recontact the orthopedic about it since the orthopedic didn’t think surgery was required. I was so hopeful because he seemed to be using that leg a lot more this week which I thought was a good sign.

 

[cdurham1]

I need advice on any good credit card deals right now. I am going to list all of mine (not just last 24 months) because I would like advice if it makes sense to close any of them. I have way more available credit than I need. I pay off balances every month and my utilization rate is about 4% at any given moment.

I am a big Disney fan (duh), but have pretty balanced credit card spending. I guess I would always like more airline miles and hotel points to encourage me to travel more. But cash back is also awesome. I think right now I am looking for best sign up deals.

07/2007 - AMEX Hilton Honors Surpsss
09/2012 - Wells Fargo Advisors Signature Visa
07/2014 - Chase Disney Premier Visa
08/2015 - Comenity Visa Caesar's Rewards
08/2018 - Target Mastercard
10/2018 - Wells Fargo Propel AMEX
09/2019 - Chase IHG Mastercard

Ok, I am back again for more advice! I followed some advice and applied for the Chase Sapphire Preferred and was approved. I also closed my Chase IHG card so that I might be eligible for a sign up bonus on that again pretty soon. I would still like to close some other card(s), especially if I might become eligible for a decent sign up bonus on them again. But, I rarely close cards, so shutting down one seemed like enough to me for now.

Couple of questions -

1. Is there an optimal frequency to sign up for bonus card offers? One every 4 months?

2. Now that I have the Chase Sapphire Preferred, what would be the next best sign up bonus? Or should I wait for a better sign up deal? I am a fan of hotel points, airline points, straight statement credit, pretty much everything.

 

[amalone1013]

I really tried to cancel my Vanilla Amex Platinum but got a retention offer (even though I got one last year) for 60,000 MR with $4k in spend in three months. I am almost done ($200 more) with MSR on Biz Plat 2 so why not? I really thought I would be down to three Platinum cards but I guess not. I do like the new fine hotel credit ($189 for the Ritz in Atlanta seems like a nice deal).

I got that same offer this morning and figured it's almost like a new card bonus Now I need to find places to use the hotel credit because so far our 2 100% for certain trips are a no go.

 

[Judique]

DD just finished the recalled sun screen over the weekend and tossed the container. Both of us had been spraying it all over the girls. I wasn't sure she really had it but Costco contacted us by letter and by phone. She's on my Costco account since she lived here.

 

[punkin]

DD just finished the recalled sun screen over the weekend and tossed the container. Both of us had been spraying it all over the girls. I wasn't sure she really had it but Costco contacted us by letter and by phone. She's on my Costco account since she lived here.

DD had an almost finished container in her room. that's the last from a Costco (I believe) 3 pack (maybe 2 pack). I am really not happy.