I love credit cards so much! v3.0 (see first page for add'l details)

[LilSweetPeaPhoto]

Who here is signing up for this Costco bargain? You get $3500 Costco shop card and $4000 in flight credit. From what I understand each flight is still $4-5000/hr after the $17,499.99 membership.

https://www.costco.com/wheels-up-core-private-aviation-membership-one-year,-edelivery.product.100681290.html

Hmmm, wonder if the BF wants to get in on this, LOL. He has his own plane, I'm still waiting to go in it.

Yeah the 12s are 4-6 weeks so I would be worried too. On the 11s, the shipping time says 2-3 weeks so I am thinking that's plenty of time for Christmas. On one hand, I am worried that after I buy these, there will be some great deal on 11s that I will miss out on. But, on the other hand, I will have 2 nice gifts without spending any cash. The girls will be happy with the 11s, so that's not the issue. I am more worried that some great deals will come out where they are practically giving them away LOL.

Did you have ATT, they were doing great offers w/ trade-ins. I got the 12 "free" trading in an 8 plus. The 11 "free" trading in the 7 and I'm getting the 12 Pro for $300 trading in the XS.

I'm really trying to figure out how I can swing the $5k with the Bonvoy, the $5k w/ the Plat Amex and possibly the IHG (since the Plat would put me over the 5/24). UGGG! Can you do your mortgage w/ a Visa? Or is that only MC? That's thru plastiq right?

 

[Disneyonmymind]

Hmmm, wonder if the BF wants to get in on this, LOL. He has his own plane, I'm still waiting to go in it.


Did you have ATT, they were doing great offers w/ trade-ins. I got the 12 "free" trading in an 8 plus. The 11 "free" trading in the 7 and I'm getting the 12 Pro for $300 trading in the XS.

I'm really trying to figure out how I can swing the $5k with the Bonvoy, the $5k w/ the Plat Amex and possibly the IHG (since the Plat would put me over the 5/24). UGGG! Can you do your mortgage w/ a Visa? Or is that only MC? That's thru plastiq right?

We have Sprint/T-mobile right now. I guess I need to do some quick searching for some "free" phones LOL. I have always bought our phones through the carrier. This is the first time I would be getting the phones unlocked from Apple.

 

[becauseimnew]

Hmmm, wonder if the BF wants to get in on this, LOL. He has his own plane, I'm still waiting to go in it.


Did you have ATT, they were doing great offers w/ trade-ins. I got the 12 "free" trading in an 8 plus. The 11 "free" trading in the 7 and I'm getting the 12 Pro for $300 trading in the XS.

I'm really trying to figure out how I can swing the $5k with the Bonvoy, the $5k w/ the Plat Amex and possibly the IHG (since the Plat would put me over the 5/24). UGGG! Can you do your mortgage w/ a Visa? Or is that only MC? That's thru plastiq right?

Don't forget the the Plat is 6 month to meet MSR.

 

[amcc]

Instant approval for the CIU for DH and Chase Freedom Unlimited for me!! I don't really understand these ridiculous credit lines. Trying to replenish the points I will spend on those iphones.

On a different note, I finally cancelled our January reservation for the Grand Californian. I was so excited months ago when I snagged two nights for my birthday in early January. Now we are trying to figure out somewhere we can drive that is within 8 hours of Atlanta and that can be cancelled at a moments notice if things continue to worsen. Since the girls will be home from college/grad school for 2 months, we are trying to find somewhere to go for a few days before they head back.

How about Seaside, St. Augustine, or Savannah?

 

[elgerber]

Not a special link, but just try at the top of the hour. I just used the one on DoC. The theory is that they only do so many of the elevated offers per hour so once they are gone it goes back to the standard 75k. I was hoping to come on here to hear an approval for you. 30 minutes to wait...good luck!

Tried at the top of last hour, still nothing. I don't really want that fee anyway, I just have major FOMO on this card LOL.

 

[becauseimnew]

DH and I both applied for CIU on 11/09, he received a denial letter on 11/10... No denial or approval for me.
I'm really wanting to apply for the Amex Plat through Resy before that is over.

 

[miztressuz]

If DH’s CSR statement closed on 11/19/16 when he met the MSR and earned the bonus, does that mean 11/20 he is eligible for the bonus again?

I think for sure going by when they actually posted to the UR account is safe. But I wonder if it might work if you're just past the last transaction that triggered it, as when it was earned?

https://www.reddit.com/r/churning/comments/jqv0xr/_/gbq1jzl

If you're hoping for the higher CSP bonus I think there's risks on waiting (it goes away) as well as applying early (possibly denied and unsuccessful in recon after 11/20)

 

[Alexle2007]

I think for sure going by when they actually posted to the UR account is safe. But I wonder if it might work if you're just past the last transaction that triggered it, as when it was earned?

https://www.reddit.com/r/churning/comments/jqv0xr/_/gbq1jzl

If you're hoping for the higher CSP bonus I think there's risks on waiting (it goes away) as well as applying early (possibly denied and unsuccessful in recon after 11/20)

Thanks! That transaction was 10/29. Decisions, decisions...

 

[disneybirds]

@disneybirds - I also share your concerns cause it says "Items are eligible for return only if they are defective, damaged in transit, or do not match what was ordered. You have 14 calendar days to return an eligible item from the date your package was delivered."

But I won't know until after Christmas if the phones are defective or not, lol.

Sorry for 3 posts. I know I should do multi-quote replies but I am not a good multi-tasker.

These were my thoughts as well on the iphones and being past the 14 day return period. I am also not good at multi-quote!

 

[disneybirds]

How about Seaside, St. Augustine, or Savannah?

All good choices! I have even thought about St Simons or Amelia Island. We suggested HHI, but the girls think we are obsessed with the island. We have been to HHI 4 times this year - 2 times with the girls and 2 times as emptynesters. It is such a nice place to go and we feel there are precautions being taken.

 

[Alexle2007]

My SIL has decided we should wait to come to AZ to visit until the summer so we are heading to Bonita Springs and Tampa for a few days to celebrate the new year. @Killer Fish has been club at the Grand Hyatt TB reopened?

 

[Disneyonmymind]

These were my thoughts as well on the iphones and being past the 14 day return period. I am also not good at multi-quote!

OMG! The trigger was just pulled, lol. I went all around the web to look at the various carriers' deals that included contracts, trade-ins, etc. My head was spinning. I came back to Chase and ordered the 2 phones. DONE!

Thanks everyone for the input! DH is no help.

 

[LilSweetPeaPhoto]

Don't forget the the Plat is 6 month to meet MSR.

Right, but that's still like $12k total in 6 mos with $7k in like 3, LOL

 

[Alexle2007]

OMG! The trigger was just pulled, lol. I went all around the web to look at the various carriers' deals that included contracts, trade-ins, etc. My head was spinning. I came back to Chase and ordered the 2 phones. DONE!

Thanks everyone for the input! DH is no help.

Which one did you get? DS wants the pacific blue but now does he need 128 or 256? He currently has 64.

 

[Albort]

Which one did you get? DS wants the pacific blue but now does he need 128 or 256? He currently has 64.

depends on what kind of user he is. if he does a lot or video recording, the 256 is good. other than that, 128 is enough.
Also, if he has a ton of music, that also helps if he has 256 too.

 

[Alexle2007]

depends on what kind of user he is. if he does a lot or video recording, the 256 is good. other than that, 128 is enough.
Also, if he has a ton of music, that also helps if he has 256 too.

View attachment 538643

Thanks! I think Fortnite is currently his largest space hog and he no longer plays that game

 

[Alexle2007]

Done! First Christmas gift purchased for DS.

 

[PaintsWithAllTheColors]

Hey everyone... I've been incredibly nervous to ever consider doing a MDD - but honestly it would be great if it worked out, especially given the 80k sign-up bonus still hanging around.

My CSP/CSR history:
Got the CSP in February 2016 (earned the bonus sometime within the first three months), and upgraded to CSR in December 2016 (probably dumb, I know - but I was just out of college and starting to figure out the CC game, and the CSR was the shiny new thing people were talking about)

Current card history (in the last 12 months):
- AMEX Plat (11/9/19 - technically not the last 12 months)
- Barclays AA RedWorld (2/19/20)
- United Explorer (7/30/20)

Objective/Plan:
1. Downgrade CSR to a 2nd Freedom Unlimited
2. Wait 1 week
3. Apply for CSR
4. Next day, apply for CSP with P2 support link

Anything in this situation seem like it won't work? Thanks in advance!

 

[Alexle2007]

Hey everyone... I've been incredibly nervous to ever consider doing a MDD - but honestly it would be great if it worked out, especially given the 80k sign-up bonus still hanging around.

My CSP/CSR history:
Got the CSP in February 2016 (earned the bonus sometime within the first three months), and upgraded to CSR in December 2016 (probably dumb, I know - but I was just out of college and starting to figure out the CC game, and the CSR was the shiny new thing people were talking about)

Current card history (in the last 12 months):
- AMEX Plat (11/9/20 - technically not the last 12 months)
- Barclays AA RedWorld (2/19/20)
- United Explorer (7/30/20)

Objective/Plan:
1. Downgrade CSR to a 2nd Freedom Unlimited
2. Wait 1 week
3. Apply for CSR
4. Next day, apply for CSP with P2 support link

Anything in this situation seem like it won't work? Thanks in advance!

I would reserve your order and app for the CSP for the 80k and then the CSR since the bonus is lower.

 

[SouthFayetteFan]

Hey everyone... I've been incredibly nervous to ever consider doing a MDD - but honestly it would be great if it worked out, especially given the 80k sign-up bonus still hanging around.

My CSP/CSR history:
Got the CSP in February 2016 (earned the bonus sometime within the first three months), and upgraded to CSR in December 2016 (probably dumb, I know - but I was just out of college and starting to figure out the CC game, and the CSR was the shiny new thing people were talking about)

Current card history (in the last 12 months):
- AMEX Plat (11/9/20 - technically not the last 12 months)
- Barclays AA RedWorld (2/19/20)
- United Explorer (7/30/20)

Objective/Plan:
1. Downgrade CSR to a 2nd Freedom Unlimited
2. Wait 1 week
3. Apply for CSR
4. Next day, apply for CSP with P2 support link

Anything in this situation seem like it won't work? Thanks in advance!

In the event that your MDD is unsuccessful you are grabbing the lower bonus first (50k CSR vs 95k all-in on CSP). I’d consider doing them in the opposite order - CSP then CSR - but there are pros and cons on both sides of this argument. The biggest one being that CSR requires the higher CL. BUT FWIW: if it were me I’d do CSP first.

Also - I assume you meant 2019 on that Plat.