I love credit cards so much! v3.0 (see first page for add'l details)

[georgina]

I'm having the same problem. We applied our 2018 refund to 2019 estimated taxes (our 2019 return hasn't been processed yet). First I populated the refund field with the amount we applied to 2019, but received a "your info doesn't match" error message. Next, I put a refund of 0. I get "we are having technical difficulties . . ."

That's it! Applied my 2019 refund to my 2020 estimated taxes. It was early March before all this was going on. Who knew I should have taken the refund and then turned around and sent it back to them? Tried both ways also but the info says to use line 21a. I still check every day...

 

[palhockeymomof2]

I'm having the same problem. We applied our 2018 refund to 2019 estimated taxes (our 2019 return hasn't been processed yet). First I populated the refund field with the amount we applied to 2019, but received a "your info doesn't match" error message. Next, I put a refund of 0. I get "we are having technical difficulties . . ."

Same thing for my MIL, I file for her but she does not have any taxes withheld from her SS or pension since she never owes. I get the same error message, at this point I’m assuming they will be sending a check to her assisted living facility, I was trying to enter her bank info

 

[palhockeymomof2]

Thanks. I will edit my post, but which numbers are offensive here and why? Excuse my naiveness.

No worries...We just mention what card, the CIP etc the application is for

 

[StephPlum]

Thanks. I will edit my post, but which numbers are offensive here and why? Excuse my naiveness.

See how Palhockeymomof2 edited your post in the quote. No reason to talk about here. That is for Reddit.

 

[Judique]

So true.
It even took a few days for someone to post about the lame AMEX offer for groceries. A whopping $10 back on grocery purchase of $200. I'll take the 5x points on CF. I felt the same way about the lame cell phone offer of $5.

Re: Loft shipping: My target order of 6 items came in 4 packages. I know they get reduced shipping prices but it still must really add up.

I agree that it is small, but I'll still take it over Chase Freedom because I get 4 MR's on my Rose gold at grocery stores.

 

[platamama]

I think it's just tough with nothing to report right now other than trips getting canceled. I would have been six weeks out from Japan today... ugh. I am keeping an eye on the flights and waiting until I find the round trip dates I want to book something for this time next year. While I had been planning to rebook JAL first or business from JFK again, AA added a new route that's nonstop from DFW. They had added this route specifically for the Olympics, but there are daily flights well into spring 2021. I'm finding numerous dates with lie-flat business class available for web specials of 45k AA miles. While it's not the fanciness of JAL, I'm honestly thinking about just booking that instead. All I really care about getting is lie-flat seats. If I'm going to have to pay to fly from RIC to JFK, and then 80k AA miles for JFK to HND, wouldn't it just make more sense to do RIC-DFW-HND for 45k miles? Those extra 35k miles are enough right now to get me one-way flights to Hawaii this Christmas.

We flew AA biz class (lie flat) in 2018 and I thought it was fine, but then again I've never flown JAL so I can't compare. I think it's also potentially helpful to fly the same carrier when making a layover, just in case something goes wrong like a flight delay. If you were flying a different airline from RIC-JFK (like JB?), I'd imagine AA wouldn't care if that flight made you late for your JFK-HND leg. Hopefully if your RIC-DFW segment on AA were delayed, the flight attendant could at least communicate that to the higher ups, but whether or not that makes a difference I don't really know. It's probably a "it depends" kind of thing.

One thing I've noticed about one-ways with AA, and some other airlines e.g. UA, is that if you try to pay cash for the other leg, those one-ways are insanely priced. Points redemption costs are reasonable but the cash fare is crazy. When we flew back from Costa Rica in November, I used 27500 AA miles to get home...the cash fare for that was $2300. One. way. in. economy. Do you have a plan for the other direction for your Hawaii trip?

 

[WVMomof3]

Same thing for my MIL, I file for her but she does not have any taxes withheld from her SS or pension since she never owes. I get the same error message, at this point I’m assuming they will be sending a check to her assisted living facility, I was trying to enter her bank info

What I saw on the tool said if you collect Social Security do not use it. They already have your data.

 

[LynnTH]

Unemployment Question for those that may know. DD18 has 2 jobs. One at American Eagle in MN which she works at during the summer and when she can when she is home from college on weekends or breaks. She also works at a Marina as a Gas Dock gal in WI which is seasonal.

She applied for Unemployment through MN for American Eagle and was approved and just started getting payments. Looks like she may get to go back to the Marina probably towards the end of May. If she goes back to that will it mess up her unemployment with American Eagle (assuming they are not yet open for business or she is not called back yet). I didn't think it would as it is 2 separate jobs but want to make sure.

 

[afan]

Unemployment Question for those that may know. DD18 has 2 jobs. One at American Eagle in MN which she works at during the summer and when she can when she is home from college on weekends or breaks. She also works at a Marina as a Gas Dock gal in WI which is seasonal.

She applied for Unemployment through MN for American Eagle and was approved and just started getting payments. Looks like she may get to go back to the Marina probably towards the end of May. If she goes back to that will it mess up her unemployment with American Eagle (assuming they are not yet open for business or she is not called back yet). I didn't think it would as it is 2 separate jobs but want to make sure.

She should have to report her weekly income from the job she's working. She'll need to read up and see what the requirements for that are.

 

[platamama]

I was looking at the United website and I'm confused. Do I have to cancel my travel before April 30th to get the redeposit fee waived? what about a ticket bought for cash? Can they be any less clear?

UA is being unfriendly about this, on purpose so that they can hold onto your money. I think that, yes, you have to cancel by April 30 to get your UA award miles back without paying the redeposit fee. And if you paid cash for that flight and cancel by April 30, then you'd have a voucher (meaning they get to keep your cash) good for two years from the date you cancel, each voucher tied to the passenger's name. If UA cancels the flight, then you can receive a cash refund per DoT rules (but airlines are trying to fight that regulation right now since they are hurting cash-wise). If you don't cancel by April 30, then you're on the hook for any penalties for changes/cancelations unless UA makes the call to extend their own deadline.

I have tickets for my family on UA in July to Europe paid for with URs going through my CSR portal. The first leg is into BCN and what I've seen so far is that Spain is probably going to be closed to international travel until the end of the year. I fully expect UA to cancel my flight, but to count on that is a gamble and I have to decide if I'm willing to take that gamble. If UA doesn't cancel my flight then I'm out over 500K URs. Or I could change my flight and pay the $450 change fee to use the UA funds (over $7900 worth) for travel by this December (12 months from original booking). It sucks. Now I'm wishing that I'd transferred over URs to UA to purchase the tickets instead of using URs. It was just so much less to pay with the 1.5x URs back when I made my travel plans.

I have to file a claim with the DOT against West Jet. They cancelled my flight back to Toronto on May 21st. They are only offering a 'travel bank' credit, but I want the cash back. They are saying that they don't have to refund the cash per Cdn Transportation Agency guidelines, but since the flight is one way and originates in the US I beleive the DOT rules apply (the CSR I spoke with said they didn't).

I'm sorry that happened to you. I don't think it will matter where the flight originated. West Jet is a Canadian company, it would make sense that they operate under Canadian law. Does the Cdn Transportation Agency not have a clause specifying refunds to original form of payment for flights canceled by the airline like DoT does?

 

[afan]

I know it's TPG, but it's about the q1 call amex had today and the potential refresh changes to the plat. Was actually a newsworthy read.

 

[Haley R]

Everyone just keeping this channel clear - pending any announcements from @Haley R

Sorry to disappoint but he’s still baking in the oven. Dh said he’s grounded an extra year for each day he’s late

 

[Haley R]

Not sure if this is considered a “splurge” or not since it’s for DS’s 21st birthday coming up next week, but I ordered a bunch of tamales from Tucson Tamale Company for a big birthday meal. They come frozen by fedex and you just steam them and they’re ready to go. These are a family favorite. Can’t wait!

This plus my recent Kroger order will finish off my CIP MSR. Not as hard as I thought I guess. I’m thinking we may get one personal card over the summer and wait and see what happens before getting another biz card. I’ve got quite a few vgc’s to use over the next month, a small credit on a United card from a flight tax refund, and also the 5% offer on groceries on my BCP (11% total for one order anyway, yay!). Not sure what card to get though. Maybe a Chase personal card for P2. He’s 3/24 until August and I’m 4/24 until October. His only Chase personal card is the IHG. Since like most of us (I’d wager), I’d prefer UR’s right now, I’m thinking about getting him either CSP or Freedom.

@Haley R , I’m thinking of you and praying all goes well for you! At this point in my three pregnancies, I remember just being so uncomfortable and unable to get any decent rest. I was ready to get the show on the road. Any absence of yours from this board for more than 9 hours will be conjectured as proof of “something happening”. Lol

Well nothing happened I was just sleeping lol. I slept from 3 am-12 pm. My schedule is all over the place

 

[gottalovepluto]

I know it's TPG, but it's about the q1 call amex had today and the potential refresh changes to the plat. Was actually a newsworthy read.

If we get double value for points redemptions I'm gonna be pissed. Just cashed out a bunch via my new Schwab lol.

In general Amex is... uh... in trouble. Yes, that's a family friendly phrase! Q1 [eps] down 76% cnbc and let's remember COVID wasn't a thing here until just before halfway into March. Imho people are not going to pay Amex's egregious fees for a bunch of stuff they can't use. No airline lounges, no hotel benefits and no movement from Amex to refund part of the annual fees. That's a screw-up imho. People with these cards know they $$$ in airline fees and/or $$$ in hotel/resort credit- and now we can't use it?! At the same time I suspect a chunk of consumers don't realize their Uber benefit works on Uber Eats because it is specifically marketed as "Uber Rides with Platinum". I would expect Amex to roll that out as an enhanced benefit tbh "Use your Uber benefit on Uber Eats!" lol.

 

[Limes96]

Well nothing happened I was just sleeping lol. I slept from 3 am-12 pm. My schedule is all over the place

This is pretty much my kids’ sleeping schedule right now. Although, I think going to bed at 3 am is a little early for them.

 

[gottalovepluto]

Sorry to disappoint but he’s still baking in the oven. Dh said he’s grounded an extra year for each day he’s late

He's obviously nice and comfy in there! I get it- why rush? It's crazy out here! Smart kid you have already.

 

[Haley R]

He's obviously nice and comfy in there! I get it- why rush? It's crazy out here! Smart kid you have already.

If I have to be induced he’ll be rethinking his decision

 

[punkin]

UA is being unfriendly about this, on purpose so that they can hold onto your money. I think that, yes, you have to cancel by April 30 to get your UA award miles back without paying the redeposit fee. And if you paid cash for that flight and cancel by April 30, then you'd have a voucher (meaning they get to keep your cash) good for two years from the date you cancel, each voucher tied to the passenger's name. If UA cancels the flight, then you can receive a cash refund per DoT rules (but airlines are trying to fight that regulation right now since they are hurting cash-wise). If you don't cancel by April 30, then you're on the hook for any penalties for changes/cancelations unless UA makes the call to extend their own deadline.

I have tickets for my family on UA in July to Europe paid for with URs going through my CSR portal. The first leg is into BCN and what I've seen so far is that Spain is probably going to be closed to international travel until the end of the year. I fully expect UA to cancel my flight, but to count on that is a gamble and I have to decide if I'm willing to take that gamble. If UA doesn't cancel my flight then I'm out over 500K URs. Or I could change my flight and pay the $450 change fee to use the UA funds (over $7900 worth) for travel by this December (12 months from original booking). It sucks. Now I'm wishing that I'd transferred over URs to UA to purchase the tickets instead of using URs. It was just so much less to pay with the 1.5x URs back when I made my travel plans.

My miles flights are in late August/early September and I'm flying (through or to) Isatanbul, Ukraine, Austria, Czech Republic, and Switzerland. Because I think at least one of those countries will still be closed (I think Turkey and Ukraine), I will most likely cancel before April 30 and re-book later if things look to be opening up. My November flight was bought on MR points (so cash from United's perspective) and November is far enough away that I am thinking it might be worth leaving for now.

 

[afan]

If we get double value for points redemptions I'm gonna be pissed. Just cashed out a bunch via my new Schwab lol.

In general Amex is... uh... in trouble. Yes, that's a family friendly phrase! Q1 revenue down 76% cnbc and let's remember COVID wasn't a thing here until just before halfway into March. Imho people are not going to pay Amex's egregious fees for a bunch of stuff they can't use. No airline lounges, no hotel benefits and no movement from Amex to refund part of the annual fees. That's a screw-up imho. People with these cards know they $$$ in airline fees and/or $$$ in hotel/resort credit- and now we can't use it?! At the same time I suspect a chunk of consumers don't realize their Uber benefit works on Uber Eats because it is specifically marketed as "Uber Rides with Platinum". I would expect Amex to roll that out as an enhanced benefit tbh "Use your Uber benefit on Uber Eats!" lol.

If that's all they do is say uber eats! I'll just laugh. It'd be nice if they'd fix the airline credit and make it usable and keep it that way. I was already going to have trouble using it, though being able to buy a day pass for the alaska lounge is a thought but I've got a pp and centurion lounge here already and most other alaska lounges I can get into with pp. I did read about the gc trick, paying part of the airfare with a gc and the rest with the plat as long as it's under 200 but I don't know if that will work with alaska though it does dl so I can always do that I guess. But that also means I'm able to go somewhere.

And sorry for asking, but the airlone credit goes by card member year correct? So I'll have til the end of feb next year to use it?

 

[Calfan]

If that's all they do is say uber eats! I'll just laugh. It'd be nice if they'd fix the airline credit and make it usable and keep it that way. I was already going to have trouble using it, though being able to buy a day pass for the alaska lounge is a thought but I've got a pp and centurion lounge here already and most other alaska lounges I can get into with pp. I did read about the gc trick, paying part of the airfare with a gc and the rest with the plat as long as it's under 200 but I don't know if that will work with alaska though it does dl so I can always do that I guess. But that also means I'm able to go somewhere.

And sorry for asking, but the airlone credit goes by card member year correct? So I'll have til the end of feb next year to use it?

I believe the airline fee reimbursement is calendar year, not card year.