I love credit cards so much! v2.0 (see first page for add'l details)

[amalone1013]

FYI - AMEX Will Open A Bigger Lounge In Sydney This Month

Tagging @LuckyMamaInDE, @tink1970, and @Alexle2007.

WHERE IS MY CENTURION LOUNGE??????????????????????????????????????

 

[Lain]

Your spreadsheet is awesome! I’m wondering which lounge to use on our only 2 1/2 hour layover in SYD from AKL- by my calculations flyingThe Biz on Virgin Australia I’ll be eligible for The House (fka Emirates Lounge), SkyTeam as well as the new and improved Amex Centurion...so many lounges, so little time!

Lounge crawl?

 

[PolyRob]

Got back Monday from my 1st visit to my new FL home. All went well except that Comcast was a failure and AT&T couldn't schedule service either before I left. Switching to AT&T will get me a nice SW pnts bonus. Stopped at DVB to check out the beach post Dorian. I noticed a difference from when we were there in April but not as bad as it could have been. Our 3 bedroom cottage was still standing so that's good! Had a great flight back to Detroit on Delta. Decided that not going back to WDW until Nov 2020 was not acceptable so we booked 2 nights BWV 1 bedroom (surprised it was available) before our DVB trip in March. Happy to see Krogers has 4x on GC since I will be moving up the AP purchase to March. I will be applying for SW today, wish me luck. SW were the only 2 cards that I was not instantly approved on so it makes so nervous .

Good luck on the app!

I actually don't mind boarding after families if my board # is in the late A's because I observe the livelier families (like my youngest DD's, apologies if you have sat near us) while waiting to board and make a note not to sit by them even if it means taking a seat way in the back.

Seems like a smart strategy! The one big positive with open seating is that you can move if you don't like certain neighbors.

 

[hsmamato2]

FYI - Holland America has a reputation for attracting an older clientele. Might not matter to you....but just sayin'

Our one cruise was HA....and yes,it was a calm and genteel atmosphere overall....which is why my entire family wants to GO BACKKKKKKK no joke, my YA sons included want to recreate the whole calm and not crazy trip again..... in fact my one ds wants to arrange a trip for himself and his friends, he likes being the youngest on the boat! I personally loved the nightly dancing in the lounge to old tunes, the previous generations learned to dance let me tell you! (at heart the four of us are obviously old and boring) Seriously I love Holland America.

 

[Lain]

WHERE IS MY CENTURION LOUNGE??????????????????????????????????????

DEN will open up right after Zack closes his Platinum after the first year.

 

[tink1970]

Lounge crawl?

Definitely a possibility especially if I can convince DH it’s “research.”

DEN will open up right after Zack closes his Platinum after the first year.

Zack’s never going tp close that card...

 

[PolyRob]

Zack’s never going tp close that card...

Does he have a choice?

 

[amalone1013]

DEN will open up right after Zack closes his Platinum after the first year.

True.

Zack’s never going tp close that card...

Also true.




Also more people on this thread spell his name correctly than in real life #bestgroupever

 

[amalone1013]

Does he have a choice?

Anddddddd also true.



Though I haven't nailed him down to call Chase and PC his CSR, so we're going to lose a month on the AF refund. Ah well.

 

[hsmamato2]

You wash that mouth out with soap. The Pop Tart is the official Handheld Delectable Breakfast Pastry of the DISchurners!

You don't want to get shunned...do you????

send me to the corner then...... I'm sorry but a lot of this OT stuff you all get chatting about makes me .... the snack foods..... the vaccinations...the viruses.....the diet and vitamins talk in general.... seriously I find y'all very interesting and informative when we're not discussing those topics! (I'm not 'anti' any of those things persay....but let's just say we all have wildly differing opinions on things)
....that said, I don't mind if pretzel poptarts float your boat.... I'm just heading to the shun corner with my dried coconut chips and organic apples (breakfast of champions lol)

 

[hsmamato2]

I didn’t diss the pop tart I only dissed the pretzel and chocolate one.
View attachment 442835

Tuna!!!

 

[ski_mom]

That's a little odd that she'd get a denial with a year of her own credit history. I learned with my kids that being an AU on my cards might help boost their credit scores, but Chase (perhaps among others) does not count being an AU as having credit history. Have you checked her credit reports to make sure the CU Visa is showing up?

I"m getting ready to go for the SW CP! I'm going to try for a business card first - my question is on the number of business cards that are ok. I currently have 2 Chase Business Cards that I got in January and May of this year.

Am I ok going for another business? I know it's been over the standard 3 months, but is it ok to go for 3 in one year?

Also deciding between the 2 business cards. I think I'm leaning toward the Performance Business because of the additional points as well as some of the other benefits. We don't normally get wifi, but would be kind of fun to have on some of our flights..

Thanks for any thoughts on any of this!

You are totally fine going for another Chase Business. I recently had five and others even more than that. You just want to make sure your credit lines have been reduced to be under 50% of household income. I would go for the Performance first with the big 80,000 SUB as who knows what the it will be after next week. The other has been at 60,000 for quite a while.

DH got the Performance Biz in July and the Premier Biz in September, and he already had CIC and CIU. If you can manage the MSR, go for both biz. 140,000 points is sweet. Someone here convinced me to do it. No regrets.

Thanks for the encouragement! I applied this morning and was approved. Now I'm going to have to stay mentally strong and not meet the MSR too quickly! We have one big purchase coming up which is replacing our garage door and probably front door. I think I'll put that on the card and then wait until our auto insurance is due in January to finish the spend.

 

[PolyRob]

I am LOVING all these CC approvals!!! It seems it comes in waves

 

[Alice Sr.]

I think the Kroger fuel points promo this week is for dining and movie gift cards only, so Disney wouldn’t be included. At least that’s how it is in my area right now (Ohio). Maybe double check to make sure Disney is included in yours.

Oh thanks, I noticed it was worded a little different, appreciate the heads up.

 

[snugglebug]

Nice little ... dp this morning

 

[Lain]

Zack’s never going tp close that card...

Does he have a choice?

Of course. They're called the Charles Schwab Plat, Morgan Stanley Plat, and Business Plat...

RIP Mercedes Benz Plat and Ameriprise Plat.

 

[Alice Sr.]

I searched here and Reddit and can't find the # to check on the status for my SW Biz Performance app . Could someone please point me in the direction?

 

[LuckyMamaInDE]

FYI - AMEX Will Open A Bigger Lounge In Sydney This Month

Tagging @LuckyMamaInDE, @tink1970, and @Alexle2007.

Thanks! Our most likely departure time from SYD back to Vancouver will be 9:30am---I wonder what kind of breakfast the lounge will have

Good luck.

Same to you! I hope your availability pops up soon.

Your spreadsheet is awesome! I’m wondering which lounge to use on our only 2 1/2 hour layover in SYD from AKL- by my calculations flyingThe Biz on Virgin Australia I’ll be eligible for The House (fka Emirates Lounge), SkyTeam as well as the new and improved Amex Centurion...so many lounges, so little time!

Lovely to have choices

 

[SouthFayetteFan]

I searched here and Reddit and can't find the # to check on the status for my SW Biz Performance app . Could someone please point me in the direction?

1-800-432-3117 - (#; 3; 1)

Hoping to hear 30 days or 2 weeks (or APPROVED of course).

7-10 days potentially not a good sign (but don't take the bridge just yet...lol)

 

[snugglebug]

Help me peeps!

I think we may have to switch our cruise. Would you do

A: 4 nights/5 days at Disney w/ single park tickets followed by a 4 night cruise on Fantasy

B: 2 nights/3 days at Disney w/ single park tickets (or 2 days but park hoppers) followed by 2 beach days and then a 5 night cruise on Fantasy

C- skip the cruise, 6 nights at a deluxe w/ 6 day PHs

Kids will be 1 and 3. Cost is 100% equal, except C which is cheaper. If you wanna give me a reason thats awesome but if you just wanna vote-

A- like
B- laugh face
C- heart eyes

Totally would depend on the kids, but for my crew A would be my choice. I get the cruise that's on my bucket list and they get less moving around.

I actually don't mind boarding after families if my board # is in the late A's because I observe the livelier families (like my youngest DD's, apologies if you have sat near us) while waiting to board and make a note not to sit by them even if it means taking a seat way in the back.

Same. I have nothing against rowdy kids, BTDT, but I never know how a flight is going to affect my head so I'd rather not be near the rambunctious ones.