I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

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[afan]

There may be another Hyatt without availability for our nights. I just plugged in the dates without looking.

Thanks for the info about uptown. We might go do something on Sunday. No kids with us and no interest in nascar lol

The restaurant is near the South Park Mall (??). Our friends live way north of that in Mooresville. We need to stay near the airport on Sunday night, at least, because our flight leaves CLT at 5:40am

If you are going to South Park you're better off staying near the airport because if you get the right one you wouldn't need to go on the freeway and it'd just be easier. Or there could be one that says it's near the airport but is in South Park.

Are you going to Mooresville at all? If you don't get traffic on 77 it'll be 30-45 min (I can't remember exactly) but if there's traffic you're looking at an hour at least. And I think they are doing road work but I'm not sure what the hours are just that I still see friends posting about it. I worked in Mooresville but I lived to the east in Kannapolis by 85 so it was my n/s freeway of choice until I got to uptown and they crossed over.

When are you going? You are going to the home of Nascar so I'm hoping it's not the charlotte race weekend, though as long as you know where not to go you'll be fine. The only thing I can offer to do is check out a charlotte knights came if they are in town. There's decent nightlife with lots of outdoor places but with it being a Sunday probably not much going on. You guys might enjoy the white water center, you can go kayaking or I think rafting in the man made rapids. It's where the national team does or did train. There's some other stuff there too. I never made it there but I think it'd probably be up your guys alley. There's a top golf. But imo there's really not a lot to do in charlotte as a tourist if you aren't there for something race related, whether it's nascar, nhra or dirt. I know some will disagree with me but there's so much more to do here in Seattle and the surrounding area. If you are up in mooresville there's lazy 5 ranch if you want to see some animals, it's the closest thing to a zoo in the area. Zoo's nice but it's over an hour north east.

 

[afan]

I added a new fast pass site to the strategies section on dischurners. It should help with planning your fast pass day at 30/60/90 days out. It's not really meant for day of. I watched it for a few days and @DisneyMandC was able to use it for her fp day.

While I found the site somewhere on the dis, I think, I can't actually remember It's not something I've seen talked about much which is why it's on dischurners. It seems to be a fairly robust site from their menu's but I haven't taken the time to look at the rest to see if it's useful.

As for the other tips in the fp section, I haven't seen anything about them changing and I have notes for my trip next week. I'll be able to utilize them at least once, though it'll be my last day but that's better than nothing. So I'll report more on that part on dischurners once I've tried it. I have one I desperately want to modify my last day

 

[PolyRob]

I saw this and thought it related to some of our germaphobe and food delivery conversations

https://www.npr.org/2019/07/30/746600105/1-in-4-food-delivery-drivers-admit-to-eating-your-food

 

[wendow]

I haven’t seen near the amount of chatter on the budget forum about ordering bottled water for resort delivery. We’ve always ordered a couple of cases but it’s frequently changed as to the best, current method. Anyone know what that is right now? Do they still sell gallons of water in the markets?

 

[speedyfishy]

I saw this and thought it related to some of our germaphobe and food delivery conversations

https://www.npr.org/2019/07/30/746600105/1-in-4-food-delivery-drivers-admit-to-eating-your-food

Something is up. I ordered four items yesterday from Uber eats and I got two of them. Uber refunded me for the whole order. But this happens all the time

 

[FoxC63]

I haven’t seen near the amount of chatter on the budget forum about ordering bottled water for resort delivery. We’ve always ordered a couple of cases but it’s frequently changed as to the best, current method. Anyone know what that is right now? Do they still sell gallons of water in the markets?

Just curious, why are you buying water instead of buying a filtration system to take with you? I have a few different types to choose from depending on where we go.

Brita 1 pint - No Longer Available


Beautiplove Portable Water Filter


Grayl Water Filter - For International Travel

 

[DisneyMandC]

I added a new fast pass site to the strategies section on dischurners. It should help with planning your fast pass day at 30/60/90 days out. It's not really meant for day of. I watched it for a few days and @DisneyMandC was able to use it for her fp day.

While I found the site somewhere on the dis, I think, I can't actually remember It's not something I've seen talked about much which is why it's on dischurners. It seems to be a fairly robust site from their menu's but I haven't taken the time to look at the rest to see if it's useful.

As for the other tips in the fp section, I haven't seen anything about them changing and I have notes for my trip next week. I'll be able to utilize them at least once, though it'll be my last day but that's better than nothing. So I'll report more on that part on dischurners once I've tried it. I have one I desperately want to modify my last day

Can confirm- I found it particularly helpful as I was sort of going back through my initial early morning bookings to move things around or switch up days. I also used it to kind of help determine crowd levels in each park.

 

[spacerangerqueen]

I've had a Chase account since I opened my Disney Visa on "Day One" (2003) in college. My Disney Visa is still in my maiden name so when I opened my CSP last year in my married name I set up a new account (having never had more than one Chase card I didn't know you could even have more than one card on an account). When I got my SW card it was automatically added to my new account and my Disney card has been chilling by itself. Well, over the weekend Chase merged both accounts. I can now login to either one and see all three cards. The newer account only has the last month's activity for my Disney Visa. So strange. It really through off my Mint as I had a double showing of my lonely recent Disney charge. It'll be easier to check Chase offers. Just weird they did this unprompted after 1.5 years of having 2 accounts.

 

[trenty]

The Discover IT has a student version and I recommend starting with that, especially if your dc has no credit history. My dd19 got that card about a week after turning 18yo and it's a fantastic starter card. Chase also has a student Freedom card but the Discover is a better card, with 5% rotating categories and a cash back match for the first year.

I don't think the study version has the 5% rotating categories. I believe it is 2% on gas and restaurants and 1% everything else. They also give a $20 bonus for good grades (once a year and you have to request it.)

 

[disfanforlife]

Just curious, why are you buying water instead of buying a filtration system to take with you? I have a few different types to choose from depending on where we go.

Brita 1 pint - No Longer Available
View attachment 421622

Beautiplove Portable Water Filter
View attachment 421623

Grayl Water Filter - For International Travel
View attachment 421624

I always buy water when we stay at Disney . Great idea to use one of these instead.

 

[amalone1013]

I saw this and thought it related to some of our germaphobe and food delivery conversations

https://www.npr.org/2019/07/30/746600105/1-in-4-food-delivery-drivers-admit-to-eating-your-food

Oh man, I was just hearing a story the other day at work.... someone in our department on 2nd shift put in an order with one of the delivery companies for her and another person. At night they have to go through the guard station... people do this all the time during the day, it either ends up at the guard station or the receptionist desk and they call whoever's to come get it. This time around, THE GUARD ATE MOST OF THE ORDER! What is wrong with people? He said he thought it was for him yeah okay, door dash is just giving out order. With other people's names on them.

I'm not sure what happened... I hope they threw a fit over it with management or HR. Our guards are through a 3rd party and I personally dont feel like someone who will steal a $10 dinner is great for security.

Right now I am just glad I'll have a use for my uber credits for Aug and Sept.

 

[miztressuz]

I don't think the study version has the 5% rotating categories. I believe it is 2% on gas and restaurants and 1% everything else. They also give a $20 bonus for good grades (once a year and you have to request it.)

You can get either version as a student card
https://www.discover.com/credit-cards/student/
Both include the good grades statement credit. It's nice that they gave a choice.

 

[rnorwo1]

Both my college-age children easily got approved for the Discover It student card. Very small limit which has slowly increased each year.

The Discover IT has a student version and I recommend starting with that, especially if your dc has no credit history. My dd19 got that card about a week after turning 18yo and it's a fantastic starter card. Chase also has a student Freedom card but the Discover is a better card, with 5% rotating categories and a cash back match for the first year.

Agree with the Discover It card. I also had my kids get Visa cards from their school credit union. Just another early line on their own credit reports. Adding him as an AU is also a good idea. When he is approved for his own card, it will most likely be a low limit. Having an AU card with a higher limit might give him flexibility for paying for more expensive items (ie. text books, flights home etc.).
Good luck with getting him off to school. It’s an exciting and stressful time!

Thanks so much for the replies. Unanimous opinions make it very easy!!

 

[striker1064]

Something is up. I ordered four items yesterday from Uber eats and I got two of them. Uber refunded me for the whole order. But this happens all the time

I'm impressed you got a refund from Uber. Anytime I have an issue and contact them, they tell me "Too bad, we're not doing anything for you since you have so many credits and adjustments on your account." I assume this is in reference to the Amex Plat credits, but the implication is I'm always getting adjustments due to complaining - which is of course not true.

I continue to be impressed by just how awful Uber and their customer service are, but I use it and UberEats because of the Plat credits, so I'm part of the problem. We don't use it once the credits are gone for the month, though. Don't even price compare to Lyft.

 

[hsmamato2]

Do you see them on your statement? Two weeks does seem like it should have been plenty of time. That stinks if you have to wait another month.

So I can see I PIF on MSR on 7/12- payment due 24th, so closed by 27th (unless I forgot and counting wrong) page still shows due date of 7/24, and promised points for next statement...this seems kind of crazy slooooooow...unless that's how the biz cards work normally?

 

[hsmamato2]

Do you see them on your statement? Two weeks does seem like it should have been plenty of time. That stinks if you have to wait another month.

So I can see I PIF on MSR on 7/12- payment due 24th, so closed by 27th (unless I forgot and counting wrong) page still shows due date of 7/24, and promised points for next statement...this seems kind of crazy slooooooow...unless that's how the biz cards work normally?

No, you are fine to buy groceries and pay off bills. Just stay away from any gc sites, gc at Staples, and if you buy a gc at the grocery store, add something to the purchase.

can I still buy grocery store gc that way? I had thought it was all 100% gone! I would love to knock out some spend this way since that's where most of my money goes anyway...

 

[Natgridenergy]

Operation Liquidate my AA miles is underway...I booked my sister & brother-in-law's flight to Universal in first class! She was going to pay $526.60 for 2 tickets in main cabin. I made a deal with her to use 50k of our miles and she'd pay me $450 (0.9cpp which is what I was hoping for in value out of Disney). Then my dad said he'll probably pay for their flights anyways so he'll probably just pay me the $450. Everybody wins and if Disney doesn't make a triumphant return to AAvacations with the right resorts, at least I extracted decent value on a portion of my tickets!

My operation liquidate AA miles is complete. I booked our week at BC in November and then just burned 300k miles for disney GC's to get park hoppers. Not a good value but it's still free!

 

[speedyfishy]

I'm impressed you got a refund from Uber. Anytime I have an issue and contact them, they tell me "Too bad, we're not doing anything for you since you have so many credits and adjustments on your account." I assume this is in reference to the Amex Plat credits, but the implication is I'm always getting adjustments due to complaining - which is of course not true.

I continue to be impressed by just how awful Uber and their customer service are, but I use it and UberEats because of the Plat credits, so I'm part of the problem. We don't use it once the credits are gone for the month, though. Don't even price compare to Lyft.

Yeah I hate Uber their customer service is awful. I did a charge back one time because I didn’t get my full order and stuff was wrong and they refused to do anything. I stopped using them because I had a negative balance on my account. I went to use them again when I got my Plat credits. They charged for the negative balance and I explained it to Amex and they just took care of the charge. Maybe my account now says give her refunds or we will be paying for charge backs lol. I try and only use them 3x a month using the credits but sometimes it’s a little more than that. lol the McDonald’s delivery is just amazing. It’s right across the street so it’s a .99 cent fee lol but I always use lyft for actual rides. The last time I used Uber for a ride was at LAX when the wait for a lyft was 18 mins and Uber was 5 mins lol

 

[SouthFayetteFan]

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