I love credit cards so much! v2.0 (see first page for add'l details)

[KPK02090]

What a tough situation! I'm glad to hear your house wasn't damaged. It's nice of you to try and compensate them but I'm sure they realize it wasn't your fault. I've rented my place through VRBO and I know there was an option for the guest to buy insurance of some sort. Do you know if they purchased anything like that?
I don't think I would expect anything from you as compensation. They know they aren't staying in Disney World!

Thanks that makes me feel better. Don’t know if they bought the insurance, but they did book through VRBO.

I think the fact that you are considering all of this speaks volumes to your character as a business owner! If your renter this week is at all reasonable they’d be ecstatic at any of these options. For some reason my mind is stuck between the $100 and $500. Meaning that $500 seems like too much - but maybe $200 would be very awesome but not over the top. But what do I know anyways - it’s your property! Lol!!

EDIT: for what it’s worth, I don’t like the discount to come back idea. For some reason those always rub me the wrong way (but that might just be me...)

Agree with this 100% especially the character part!!

Thanks so much! Very nice of you both to say. I ended up getting them a $100 visa gift card (bought it before I saw your comments @SouthFayetteFan) and gave it to them this afternoon. We don't normally stop in on our renters, but kind of unusual circumstances. They seemed very gracious.
I feel good about the decision. I don't think they expected anything, but I felt really bad that they were without power in a rental for that long.

 

[mmmears]

Do Amex Biz cards (like the new Hilton Biz offer) count against the "no more than 5 credit cards at one time" thing Amex does?

 

[Lain]

Is there any way to get around it? I have no idea why Dh would get this. He only has one Amex card and we weren't self referring. Is it because I put my Hilton Honors number on the application?

@Albort has been testing a theory.

It’s very possible to get the dreaded pop up even if you have only 1 or 2 Amex cards. DW had only 2 Amex cards when she got her first pop up.

What’s DH’s spend like on his Amex?

Why did you put your Hilton Honors number on his application? Don’t do that!

 

[Lain]

Do Amex Biz cards (like the new Hilton Biz offer) count against the "no more than 5 credit cards at one time" thing Amex does?

Yes. The 5 Amex credit card limit is for personal and business cards.

 

[speedyfishy]

Is there any way to get around it? I have no idea why Dh would get this. He only has one Amex card and we weren't self referring. Is it because I put my Hilton Honors number on the application?

It will go away if you spend on his Amex cards. Idk how much you need to spend but spending has gotten it to go away

 

[Haley R]

@Albort has been testing a theory.

It’s very possible to get the dreaded pop up even if you have only 1 or 2 Amex cards. DW has only 2 Amex cards when she got her first pop up.

What’s DH’s spend like on his Amex?

Why did you put your Hilton Honors number on his application? Don’t do that!

Can I reapply without my hilton honors number on his account? Dh told me to

We only put spend on that card if there is an offer we want to use.

 

[Haley R]

It will go away if you spend on his Amex cards. Idk how much you need to spend but spending has gotten it to go away

He has a $40 balance right now. We occasionally put spend on it for offers we like.

 

[afan]

Hi! Is there a limit on the amount of Swagbucks that can be bought daily or is it just whenever SB decides to be an pain in the behind? Today was the first day I have bought SB and I was only able to buy 4000. Anything you can share in regards to this would be GREATLY appreciated

Not sure there's rhyme or reason. I was only able to do 40 yesterday and I've bought some before. Today it let me do 60. Who knows what it'll let me do next time.

 

[mefordis]

Yes. The 5 Amex credit card limit is for personal and business cards.

Does being an AU add to the 5 Amex rule? I'm an AU on my dh's AMEX ED since 2012. Including that card I have 4 AMEX cards, so I'd better choose the 5th wisely, right? I'm thinking eventually AMEX Gold and dh can get AMEX Platinum, down the road though, once we are done with our Chase strategy.

 

[elgerber]

It will go away if you spend on his Amex cards. Idk how much you need to spend but spending has gotten it to go away

I have spent at least $3k on dh cards and can’t get him out of pop up jail to save my life.

 

[Alexle2007]

Does being an AU add to the 5 Amex rule? I'm an AU on my dh's AMEX ED since 2012. Including that card I have 4 AMEX cards, so I'd better choose the 5th wisely, right? I'm thinking eventually AMEX Gold and dh can get AMEX Platinum, down the road though, once we are done with our Chase strategy.

No, AU cards do not count nor do the charge cards like Plat, Gold and Green.

 

[SouthFayetteFan]

Can I reapply without my hilton honors number on his account? Dh told me to

We only put spend on that card if there is an offer we want to use.

I don’t think it has anything to do with which Hilton number you used. You’ve offended the Amex RAT somehow

That said - you never want to use your spouse’s rewards number. That is especially true with Hilton since you can just transfer points between people for free! In general it’s a bad idea as you could be found in violation of their terms and get shutdown or lose points.

 

[marsh0013]

Hi! Is there a limit on the amount of Swagbucks that can be bought daily or is it just whenever SB decides to be an pain in the behind? Today was the first day I have bought SB and I was only able to buy 4000. Anything you can share in regards to this would be GREATLY appreciated

I'm not really sure how they decide how much you can buy. Just keep trying more (wait a few minutes in between each though) until it errors out. A couple days I got 8000, but yesterday only 6000. And this even money will end and it will go back to being a bad deal to buy.

 

[Haley R]

So can I try applying again, but not put my hilton honors on his application this time?

 

[Haley R]

I don’t think it has anything to do with which Hilton number you used. You’ve offended the Amex RAT somehow

That said - you never want to use your spouse’s rewards number. That is especially true with Hilton since you can just transfer points between people for free! In general it’s a bad idea as you could be found in violation of their terms and get shutdown or lose points.

Yeah my Hilton Honors number is on Dh's account as well as mine. We've never moved points around before, though.

 

[smmco]

Is there any way to get around it? I have no idea why Dh would get this. He only has one Amex card and we weren't self referring. Is it because I put my Hilton Honors number on the application?

I got these pops ups, but then got the offers for the cards on my account when I logged in. I opened the Gold and upgraded to Hilton aspire. I haven’t tried for another card yet...I’m keeping fingers crossed no pop up when I do.

 

[wendow]

So can I try applying again, but not put my hilton honors on his application this time?

You can try but I agree with others that this isn’t because of the Hilton number.

 

[Haley R]

Well I guess I need a new direction for my next card then. I'm thinking I'll be applying for a CIC next. I would like the 5x at office stores since we need Disney gcs for the cruise we're hoping to go on. Do you guys think a CIC is a good next step for me or is there a better card for me to try?

 

[Lain]

Can I reapply without my hilton honors number on his account? Dh told me to

I don't think it'll make a difference. Putting your HH number on his app isn't what caused the pop up. It's more likely DH's lack of consistent, ongoing, and ideally higher levels of spend than just Amex Offers on DH's one Amex card:

We only put spend on that card if there is an offer we want to use.

Like I said, @Albort has been testing a theory about the pop ups and a possible workaround. But even that won't get you the Hilton Biz tonight, so I wouldn't try submitting another app.

Is there another Amex card you might be interested in applying for?

If the Hilton Biz is it, then I'd suggest putting more spend on DH's one Amex card in the next month and try again for the Hilton Biz before the 130k Hilton points + FWN cert offer expires on 8/28/19.

In future, don't put your HH number on his applications! If DH doesn't have a HH number, Hilton will assign him one when the credit card passes through their system. It's really easy to transfer and pool Hilton points, so there's no need to hack it so DH's credit card SUB and earnings go to your HH account.

 

[wendow]

@Haley R my dh gets the pop up too. He has less Amex cards than me and we put more spend on his cards because he tends to get better offers than me. Yet he gets the pop up and I don’t. Makes no sense!