I love credit cards so much! v2.0 (see first page for add'l details)

[Limes96]

Called the status line and P2 is approved for CIP2! And on a holiday weekend!

Celebrating with various emojis BECAUSE I CAN! Lol

 

[SouthFayetteFan]

According to a DP today from r/churning, you're not the only one. I'd post a link, but I'm not getting an option to paste on mobile, oddly...

Yeah @magickingdomprincess - it’s been on r/churning multiple times recently. Here’s one such instance:

https://www.reddit.com/r/churning/comments/bt6opb/_/eov3ia0

Seems like no big deal. I’ve gotten multiple emails about it personally

 

[GZanta77]

Ok, trying to catch up (as usual) but popping in for a quick question. I received two notices from Credit Karma (1 today and 1 yesterday) saying I've been added as an authorized user by JPMCB. I shouldn't have any new accounts and shouldn't have been added to any new accounts. Has anyone else received these notices? I noticed Chase changed their name from Chase Bank to JPMCB, could that be what's driving it? I called Chase but the department that can help is of course closed until Tuesday. I'm freaking out a bit, has this happened to anyone else?

DW had this message yesterday - I have gone through her accounts on CK and I can't see anything wrong.....so I think this is some kind of error relating to the change to JPMCB.

 

[SouthFayetteFan]

Rteetz just shared this on the DIS news/rumors thread: (could be of interest to our group too)

Wanted to tell everyone about a new feature called Bookmarks. On the upper right of a post you can click on what looks like a bookmark or ribbon. Then you can add a tag or message that saves that post. This is a great feature for trip planning and such. Helps to easily find posts. Then on your profile name next to "your account" it says bookmarks which will have all your bookmarks.​

 

[AmyAnne]

Despite being a prime candidate for the popup, I've never seen it, and I always attributed that to having a running balance on a 0% card most of last year.

This is an interesting idea. I have 0% on the BBP until next March. I wonder if I should stop paying off the balance every month.

 

[3 DD love princesses]

Thanks saw it but didn’t know how to get to them.

 

[wendow]

Very Facebook-y

I don't do FB at all but I like that we can some different reactions to a post without actually quoting the post and responding.

 

[smmco]

Ok, the popup for number of cards I've seen before, but also for using 0% offers? Is that new?

I had no issue rolling through almost all of Amex's MR cards last year, and I've continued to collect Hilton cards this year, including the NLL offers. Despite being a prime candidate for the popup, I've never seen it, and I always attributed that to having a running balance on a 0% card most of last year.

Interesting. I've researched it on the points guy and he writes about all the pop ups. It was one of the standard ones. I can't remember the exact language. The only Amex I've had that I actually used was the Costco one. Maybe they know I'm just in it for the points. I'll try again in a month when I hit the 90 day mark and see what happens. I actually would use this card. I put my mom in an assisted living 3 years ago She's in a different state and I stay at the Hampton and Embassy suites regularly when I go to visit.
I currently have the Capital one, Chase preferred, Delta and American Barclays.

My favorite is the Chase preferred due to the ability to transfer to Hyatt. The Hyatt points are a great value. I use the Hyatt points for pre- cruise stays out of Florida and Europe. You can't beat the Hyatt Regency at MCO for 12k points. Unfortunately, there is no Hyatt anywhere near my mom. There is a couple of Marriotts though if Amex doesn't want my business.

 

[magickingdomprincess]

According to a DP today from r/churning, you're not the only one. I'd post a link, but I'm not getting an option to paste on mobile, oddly...

Yeah @magickingdomprincess - it’s been on r/churning multiple times recently. Here’s one such instance:

https://www.reddit.com/r/churning/comments/bt6opb/_/eov3ia0

DW had this message yesterday - I have gone through her accounts on CK and I can't see anything wrong.....so I think this is some kind of error relating to the change to JPMCB.

Ok, so glad I'm not the only one! Will call Tues to double check but I can stop freaking out now! Thanks for the replies!

Had a busy Sat with DD's bday party. With all the rain we've been having we were scrambling around trying to figure out what to do if it rained since her party was outside. Luckily the weather held out and the only problem was one road closed due to high water. Now both little one's parties are over and we can focus on getting ready for our UO/ WDW trip in 10 days!

 

[mmmears]

Did you set up new watched threads? I hadn't done that before but I did on this new version. I've undone it because it kept telling me when someone had posted something and it'd been a bit since I was here. I don't need more notifications for this thread But I can see how it'd be super helpful on trip reports, threads that don't get a lot of posts or something you want to make sure not to miss.

I haven't. This thread has always been on my watched threads list. I think it's Safari fighting with the new boards. Just in case I unwatched this one then rewatched it. But I also am not getting notifications for my PMs, which makes me think it's the whole system.

Ok, trying to catch up (as usual) but popping in for a quick question. I received two notices from Credit Karma (1 today and 1 yesterday) saying I've been added as an authorized user by JPMCB. I shouldn't have any new accounts and shouldn't have been added to any new accounts. Has anyone else received these notices? I noticed Chase changed their name from Chase Bank to JPMCB, could that be what's driving it? I called Chase but the department that can help is of course closed until Tuesday. I'm freaking out a bit, has this happened to anyone else?

I got the same email this morning. I just assumed it was because when DH upgraded his Chase Disney card I got a new one too (I've been an AU on this one for a long, long time). I'll have to look into it more I guess.

 

[mmmears]

Chase Question:

I got my CIP in April. How long should I wait if I want to apply for a CSP?

 

[mmmears]

Ok, so glad I'm not the only one! Will call Tues to double check but I can stop freaking out now! Thanks for the replies!

Had a busy Sat with DD's bday party. With all the rain we've been having we were scrambling around trying to figure out what to do if it rained since her party was outside. Luckily the weather held out and the only problem was one road closed due to high water. Now both little one's parties are over and we can focus on getting ready for our UO/ WDW trip in 10 days!

I found this info under "what changed" on Credit Karma - it's the name change.

 

[Lain]

Ok, the popup for number of cards I've seen before, but also for using 0% offers? Is that new?

I had no issue rolling through almost all of Amex's MR cards last year, and I've continued to collect Hilton cards this year, including the NLL offers. Despite being a prime candidate for the popup, I've never seen it, and I always attributed that to having a running balance on a 0% card most of last year.

I've seen DPs of this, usually when maintaining a (several thousand $) balance on the BBP during the 0% APR period. Paying down/off that balance seems to get rid of the pop up in those cases.

 

[SouthFayetteFan]

Chase Question:

I got my CIP in April. How long should I wait if I want to apply for a CSP?

We try to hold to 3 months on biz cards but with a personal, you could do 2 months. Part of that would depend on your recent applications over the past 12-15 months and your overall pacing.

 

[wendow]

Ok, trying to catch up (as usual) but popping in for a quick question. I received two notices from Credit Karma (1 today and 1 yesterday) saying I've been added as an authorized user by JPMCB. I shouldn't have any new accounts and shouldn't have been added to any new accounts. Has anyone else received these notices? I noticed Chase changed their name from Chase Bank to JPMCB, could that be what's driving it? I called Chase but the department that can help is of course closed until Tuesday. I'm freaking out a bit, has this happened to anyone else?

My dh and I both got these emails (says I was added as a AU'er on 4 accounts and dh on 1). We've checked our reports and there is nothing there. I'm baffled by it.

 

[Lain]

I tried applying for the Hilton ascend today. I got a message saying I wouldn't qualify for the bonus points due to the number of reward cards and 0% APR offers in the past. I have had four Amex cards. One was over 10 years ago and was cancelled. Another was 5 years ago and has been cancelled. I had they Costco amex. Of course that cancelled when they switched to Citi. I did get a Delta sky miles card 2 months ago. Is that the issue. I thought you could apply for two cards in 90 days, but I read on one sight that they'll deny the bonus points if it's within 90 days. The article I read was from 3 years ago. Does anybody know?

You got the dreaded bonus denial pop up.

When were your 3 other cards canceled?

What was your spend like on those 3 cards?

What's your spend like on the Delta SkyMiles card?

 

[mmmears]

We try to hold to 3 months on biz cards but with a personal, you could do 2 months. Part of that would depend on your recent applications over the past 12-15 months and your overall pacing.

I'll give you a bit more information to see what you think is "safe."

9/18 Amex Plat
11/18 Amex Gold
12/18 Chase Hyatt
3/19 Chase CIP

 

[wendow]

I can't figure out how to refer my dh for the BBP from my personal plat. Didn't see any guide for this on DISchurners and all the googling I did just kept telling me you cannot refer from a personal to a biz card though I know that isn't right. Also, is there no bonus for the BBP? My dh was targeted in the past for 20k but the timing wasn't right. If we only get the 15k from me referring, maybe we wait? I have until Aug to cancel his biz green (only MR card he has).

 

[smmco]

You got the dreaded bonus denial pop up.

When were your 3 other cards canceled?

What was your spend like on those 3 cards?

What's your spend like on the Delta SkyMiles card?

I've only had the Delta card for 2 months and I spent enough to get the bonus. The costco card I used every day while I had it. It was automatically cancelled when Citi took over. The other two I hardly used. It's been over 10 years since the first one and over 5 for the second. The could be still active. I just assume they are not. I have a lot of freaking cards. 2 Barclays, 5 Chase, 1 capital one, 3 amex and 2 Citi. I use the Capital one and 3 of the Chase cards. I have a 168,000 dollars of credit available. My credit score is 818. I love to travel and it's hard to pass up the bonuses.

 

[SouthFayetteFan]

I'll give you a bit more information to see what you think is "safe."

9/18 Amex Plat
11/18 Amex Gold
12/18 Chase Hyatt
3/19 Chase CIP

So you originally said your CIP was in April. Checking the comment history though, it seems you were actually approved on March 4th for that card With that in mind, you could apply for a CSP now (like as in this minute, haha) IMO. That said though, why not wait until June 5th and try for a CIP2 for you? CSP will be there for you in the future, but the multi-CIPpy cup may shatter at some point...