I love credit cards so much! v2.0 (see first page for add'l details)

[Haley R]

The CIP has no foreign transaction fees and earns 3x on travel. Just sayin’

Couldn’t we just use our CSR on vacation? (If we meet the CIP MSR before then)

 

[DisneyMandC]

Wait, Va Beach has a boardwalk? I only remember there being a street behind the hotels but no true boardwalk like OCMD.

The pool at 37th St was nice except for a bit noisy with all of the Navy jet flyovers. I wonder if we get the breakfast buffet for free with my Platinum status at 37th st.

Hahaha I feel like some of us had a chat about this last year. No, it’s not a true “boardwalk.”’ I just mean the concrete stretch that runs down the beach. I’m not sure what they offer at 37th street as far as breakfast. I’ve always been either eating at work or going out with DH when I’ve had time.

 

[Haley R]

And my daughter and family were hit by a driver who fell asleep last December. It's not worth the risk.

Wow that’s not good. I guess we’ll plan on stopping somewhere about halfway or so.

 

[Haley R]

Cut it and donate it to wigs for kids. I do this every two years. Great cause.



What if you compromised and you boxed yourself and just had the moving company move your items instead of packing and moving

They said if we pack anything they have to look through it all and inspect it. So basically it was their way of saying don’t pack anything lol. I think they’re a “do it all” kind of company.

 

[platamama]

Argh. Does anyone know what I can buy with a debit card today, that will post by tomorrow? I'm chasing a bank bonus, and made my last $50 purchase on the debit card at a Kroger store, but the bank is showing it as pending and won't post until 5/6. My 60 day timeframe ends tomorrow 5/5. I tried loading Serve today at WM as my last transaction but that was down too.

 

[Alexle2007]

Hersheypark fans - any thoughts between the Springhill vs. the Fairfield for a one night stay? (We're going on a Mon/Tues this summer)

I have only stayed at the Fairfield (many times) so far and love the location. There’s a back road that will get you to the park very quickly. There’s some restaurants in downtown Hershey that are convenient. (Short drive, not walking distance.) Our room has always been clean definitely recommend a room away from the ice machine. Our room was on the other side of it last time and I could hear the knocking all night being a light sleepers. The breakfast in the am is decent and they have flavored water, coffee and hot tea all day long. There is a small indoor pool but we have never tried it. But with Hershey having a nice water park you should get your fill in there. Mondays are typically slower than Tuesdays. We’ve already been 3 times this year with plenty of weekend trips in the summer.

We are staying at the Springhill Memorial Day weekend since the rate was better than the Fairfield.

 

[SouthFayetteFan]

I have only stayed at the Fairfield (many times) so far and love the location. There’s a back road that will get you to the park very quickly. There’s some restaurants in downtown Hershey that are convenient. (Short drive, not walking distance.) Our room has always been clean definitely recommend a room away from the ice machine. Our room was on the other side of it last time and I could hear the knocking all night being a light sleepers. The breakfast in the am is decent and they have flavored water, coffee and hot tea all day long. There is a small indoor pool but we have never tried it. But with Hershey having a nice water park you should get your fill in there. Mondays are typically slower than Tuesdays. We’ve already been 3 times this year with plenty of weekend trips in the summer.

We are staying at the Springhill Memorial Day weekend since the rate was better than the Fairfield.

Thanks for the info! I just noticed that for our night, the springhill only has rooms with a sofa bed on pts so the Fairfield is going to win by default

 

[Haley R]

I just realized the $95 AF was on dh’s new CIP. Shouldn’t that have been waived the first year or did I miss something?

 

[elgerber]

Did you guys see this thing about SWGE EMH schedule?

• Disney’s Hollywood Studios — Daily from Sept. 1-Nov. 2, the park will have Extra, Extra Magic Hours from 6-9 a.m., including Star Wars: Galaxy’s Edge, plus Toy Story Land attractions and select other attractions. Star Wars: Galaxy’s Edge and its experiences subject to capacity.

(Please note that on Aug. 29-31,Disney’s Hollywood Studios will open at 6 a.m. for all guests. There will not be Extra, Extra Magic Hours on those days.)​

• Disney’s Animal Kingdom – Extra, Extra Magic Hours will happen daily Aug. 29-Nov. 2, from 7-8 a.m., featuring Pandora – The World of Avatar and other attractions throughout the park (same as today’s morning Extra Magic Hours offerings).

• Magic Kingdom Park —Extra, Extra Magic Hours will happen daily from Aug. 29-Nov. 2, from 7-8 a.m., featuring favorite attractions in Fantasyland and Tomorrowland (same as today’s morning EMH offerings).

We are out of town today so I have only been able to skim posts. I did have to comment on this. I got notice of this today. We didn’t want SWGE to be open when we went, but since it is, 3 hours of EMH actually sounds like a great idea. I sent it to my kids and said you better plan on getting up really damn early LOL. we weren’t even sure we were going to attempt HS but I think we might now.

 

[platamama]

I just realized the $95 AF was on dh’s new CIP. Shouldn’t that have been waived the first year or did I miss something?

I've never seen that waived.

 

[SouthFayetteFan]

I just realized the $95 AF was on dh’s new CIP. Shouldn’t that have been waived the first year or did I miss something?

What...now you want 105,000 URs AND a waived AF???

(CIP does not have a waived AF yr 1 - so it is correct)

EDIT: FYI that also makes sense - the AF on that other card will be charged on 6/1 based on your 5/15 open date last year.

 

[Lain]

https://twitter.com/Drofcredit/status/1124823456518828032

If TPG or MMS even picks up on this.........

And this isn’t gonna last very long...

 

[Artygal90]

Happy Saturday all! I'm procrastinating on cleaning my apartment before we leave for our LA trip on Monday. We are so excited! I don't have an MSR to work on right now so I'm trying to figure out what cards to bring on this trip. Between me and DH, we have:

- CSR
- CSP
- SW Biz
- SW Priority Personal
- CFU
- CIP
- Amex BBP
- SPG Biz
- Amex Plat

We are flying SW, renting a car from the UR portal, staying 2 nights in a hotel from the Chase UR portal and then 5 nights in Marriott hotels. We still need to pay for food/drinks, Ubers, miscellaneous (e.g. parking) charges at hotels, and admission to places like the Page Museum and the WB studio tour. What cards to bring? I am thinking:

- SW Priority - can use credits for plane drinks.
- CSR - for dining, parking and hotel charges. I've still got about $100 left on my travel credit.
- Amex BBP/CFU - for miscellaneous non-bonused spend (CFU in case Amex isn't an option)
- SPG Biz - because maybe it will get us perks at the Marriott hotels? IDK about this one...
- ???

Thoughts? I would love feedback on any earning opportunities or perks I'm missing. And I will be sure to add hotel reviews on our review thread!

 

[vanjust14]

Argh. Does anyone know what I can buy with a debit card today, that will post by tomorrow? I'm chasing a bank bonus, and made my last $50 purchase on the debit card at a Kroger store, but the bank is showing it as pending and won't post until 5/6. My 60 day timeframe ends tomorrow 5/5. I tried loading Serve today at WM as my last transaction but that was down too.

I have no idea if this would post in time or not but all I came up with was Amazon reload possibly?

 

[WVMomof3]

Wow, I spent my morning looking at life insurance today, timely topic for me. For some reason we bought DH a 20 year policy, well, 20 years ago, and it expired in January. The $440/year bill for $1million went up to over $6000/yr for renewal. Um, no thanks. But we have been bad and have not gotten anything to replace. So every day I am thinking please don't die today. (well, I guess I always think that lol) I am looking into WAEPA. Do any of you federal people use it or know anything about it? @striker1064 @Alexle2007 who else am I missing?

 

[SouthFayetteFan]

Wow, I spent my morning looking at life insurance today, timely topic for me. For some reason we bought DH a 20 year policy, well, 20 years ago, and it expired in January. The $440/year bill for $1million went up to over $6000/yr for renewal. Um, no thanks. But we have been bad and have not gotten anything to replace. So every day I am thinking please don't die today. (well, I guess I always think that lol) I am looking into WAEPA. Do any of you federal people use it or know anything about it? @striker1064 @Alexle2007 who else am I missing?

So I know this doesn't really help at this point in your situation, but just a general thought to people following this discussion. I have been in the habit of "re-upping" my 20 year period on our term policies every few years. Your premium obviously will go up slightly each time but it keeps that "20 year" period in effect. The interesting thing about me doing this in 2018 is that it might be the last time I do it. 20 years from now, my younger daughter will be 25 and college should be in our rear view mirror. I'll be in my mid-50's and term life insurance may not be necessary or a part of my financial strategy any more. But for those in their 20s/30s, re-upping the 20 year period every few years can be a great habit!

 

[Haley R]

What...now you want 105,000 URs AND a waived AF???

(CIP does not have a waived AF yr 1 - so it is correct)

EDIT: FYI that also makes sense - the AF on that other card will be charged on 6/1 based on your 5/15 open date last year.

I must be losing my mind (or lacking immense amounts of sleep). For some reason I have on my spreadsheet that the AF was waived for our CIPs last year. I have no idea where that came from lol.

 

[Haley R]

Thank you to everyone for your tips/experiences with moving. I think the plan right now is to pay the extra $ for the movers to pack our stuff, move it for us, and ship one of our cars. We then will drive our two cats down in my car and stop about halfway or a little over halfway. We’ll pack all important stuff and irreplaceable items in the car with us.

 

[amalone1013]

https://twitter.com/Drofcredit/status/1124823456518828032

If TPG or MMS even picks up on this.........

Rushes to meet CIP MSR...

 

[speedyfishy]

Is anyone watching this Adam Sandler SNL episode? it’s the best I have seen in years lol