I love credit cards so much! v2.0 (see first page for add'l details)

[StephPlum]

Just to jump on the moving news. DS finished finals and all his RA work and is moving out of the dorms this weekend. OMG how does someone bring home more than he took to school?!? One load arrived and he is back for a second. Of course he is an adult and doesn't need help. If he had just packed over the week and brought home a load during the week, it would have been better (IMO) or asked me or DH to come and get a load. Luckily he is just 15 miles away and not too hard to make multiple trips.

 

[Psychodisney]

If anyone has cash stays coming up this summer at Marriott, check your prices. There's a sale going on (including Europe). Book before May 7, use promo code ADP for standard rates, and M96 for member rates.
I saved $70 on a weekend in July in exciting Bloomington, IN. The sale price was the same as the prepaid rate.

 

[Lain]

Dh just messaged me saying our AF posted for our CIP. We were approved 5/15 last year so it seems a little early. I can’t decide if I want to close it and apply for a CIC or just PC it. We’re currently still working on our other CIP and with the trip and move coming I’m not sure I want to worry about another MSR. On the flip side, being on vacation should help meet the new MSR pretty easily. We have about $1,500 left on our current one.

What do you guys think?

The CIP has no foreign transaction fees and earns 3x on travel. Just sayin’

 

[Albort]

ahh man... Serve MS route might have went poof.

 

[speedyfishy]

ahh man... Serve MS route might have went poof.

It seems like the issue happens after the serve card is swiped right? Nothing to do with loading using a giftcard. So maybe it’s just temporary?

 

[DisneyMandC]

Come join the world over 5/24! There are plenty of cashback cards.

I would, but @SouthFayetteFan keeps pushing more CIPs on me!!

 

[afan]

Just to jump on the moving news. DS finished finals and all his RA work and is moving out of the dorms this weekend. OMG how does someone bring home more than he took to school?!? One load arrived and he is back for a second. Of course he is an adult and doesn't need help. If he had just packed over the week and brought home a load during the week, it would have been better (IMO) or asked me or DH to come and get a load. Luckily he is just 15 miles away and not too hard to make multiple trips.

It always amazed me at the amount of stuff I'd accumulate during the year and that you could make fit in half of a small room. I got a storage unit for 2 summers so I didn't have to bring everything from SF back home and I'd always find a friend to help me so it wouldn't take as long. But moving in and out of the dorm and then on campus apt was pretty much all on me except for the 1st time in.

 

[SouthFayetteFan]

I would, but @SouthFayetteFan keeps pushing more CIPs on me!!

I find now an opportune moment to point out that another CIP can be a cash back card......

 

[speedyfishy]

I find now an opportune moment to point out that another CIP can be a cash back card......

But I can get more cards 5/24 is so limiting lol

 

[platamama]

ahh man... Serve MS route might have went poof.

I couldn’t load Serve with a legitimate bank debit card today, so I’m hoping it’s just a temporary glitch. The cashier told me someone else tried to load their Bluebird today and it wasn’t working for that either.

 

[SouthFayetteFan]

But I can get more cards 5/24 is so limiting lol

JK!!!

 

[Albort]

It seems like the issue happens after the serve card is swiped right? Nothing to do with loading using a giftcard. So maybe it’s just temporary?

it happens after the load side... says not debit not authorized. Its something on serve end because ppl got the same report @ FD.

I couldn’t load Serve with a legitimate bank debit card today, so I’m hoping it’s just a temporary glitch. The cashier told me someone else tried to load their Bluebird today and it wasn’t working for that either.

hopefully. Thats good to know!

 

[speedyfishy]

JK!!!

I feel so alone being over 5/24. I need friends to join me lol

 

[vanjust14]

it happens after the load side... says not debit not authorized. Its something on serve end because ppl got the same report @ FD.


hopefully. Thats good to know!

Just happened to me a couple of hours ago at FD.

 

[speedyfishy]

I couldn’t load Serve with a legitimate bank debit card today, so I’m hoping it’s just a temporary glitch. The cashier told me someone else tried to load their Bluebird today and it wasn’t working for that either.

This gives me hope.

 

[SouthFayetteFan]

Any recommendations? lol if it’s a local company it’s ok if you don’t want to share but I’m looking into this.

So I don't want to overlap the FIRE and CC threads, but Life Insurance is a piece of my FIRE and overall financial strategy. I don't work with a financial advisor for investments (so not my thing) BUT the guy who who handles my life insurance is a financial advisor (and because he enjoys the conversation also provides me some free consulting on my FIRE plan). I'd imagine at your stage, you're potentially looking for some simple term policies which you could really go with something cheap and easy.

I've reached a stage where I have 4 policies on me, 1 for my wife, and 1 for each of my girls. I pay almost $7,000 annually in life insurance premiums, LOL!

• The policies for my daughters are small whole life policies and they include a Guaranteed Insurability Rider which would allow them to buy additional insurance without underwriting if they had something unfortunate occur health-wise when they got older.
• My wife and I each have a term policy which is fully convertible (to whole life) up to the expiration date
• I also have 3 whole life policies. I've put them in place over the years as a part of a diversification and estate planning strategy. My most recent one there also has a long-term care rider

ALL of my policies are with Mass Mutual due to their Superior A++ financial rating, reputation, and the fact they've been around since 1851. NerdWallet ranks them third (just behind Northwestern Mutual and Pacific Life).

I previously had my term policies with Brighthouse (formerly MetLife) but when I did my most recent re-assessment of all the policies, I moved those to Mass Mutual due to the fully convertible provision.

Perhaps this is more than you bargained for in this response, lol!

 

[SouthFayetteFan]

I feel so alone being over 5/24. I need friends to join me lol

(I could probably just communicate solely through Office gifs on this thread...)

 

[Judique]

Yes—I’m super cautious since the 19-year old daughter of one of the guys I dated for a few years post-divorce was killed by a driver who fell asleep

And my daughter and family were hit by a driver who fell asleep last December. It's not worth the risk.

 

[speedyfishy]

So I don't want to overlap the FIRE and CC threads, but Life Insurance is a piece of my FIRE and overall financial strategy. I don't work with a financial advisor for investments (so not my thing) BUT the guy who who handles my life insurance is a financial advisor (and because he enjoys the conversation also provides me some free consulting on my FIRE plan). I'd imagine at your stage, you're potentially looking for some simple term policies which you could really go with something cheap and easy.

I've reached a stage where I have 4 policies on me, 1 for my wife, and 1 for each of my girls. I pay almost $7,000 annually in life insurance premiums, LOL!

• The policies for my daughter's are small whole life policies and they include a Guaranteed Insurability Rider which would allow them to buy additional insurance without underwriting if they had something unfortunate occur health-wise when they got older.
• My wife and I each have a term policy which is fully convertible (to whole life) up to the expiration date
• I also have 3 whole life policies. I've put them in place over the years as a part of a diversification and estate planning strategy. My most recent one there also has a long-term care rider

ALL of my policies are with Mass Mutual due to their Superior A++ financial rating, reputation, and the fact they've been around since 1851. NerdWallet ranks them third (just behind Northwestern Mutual and Pacific Life).

I previously had my term policies with Brighthouse (formerly MetLife) but when I did my most recent re-assessment of all the policies, I moved those to Mass Mutual due to the fully convertible provision.

Perhaps this is more than you bargained for in this response, lol!

I’m definitely sticking with just a simple term life policy for now. lol

 

[SouthFayetteFan]

I’m definitely sticking with just a simple term life policy for now. lol

But i uhhh enjoyed typing all that out for you, lol!