I love credit cards so much! v2.0 (see first page for add'l details)

[FoxC63]

I have what is probably a stupid question, but I swear I can't seem to find the answer on my own. How do you know what airlines use an airport as a hub? And does it matter? I'm researching flights for Costa Rica and for Italy out of Seattle and I can't seem to figure out which airlines I should be checking into most.

I cannot help you with knowing all the hubs but yes, it does matter. Example: If an airline is flying to FL from whatever state and they do not have a main hub en-route this is where is matters most. If something unexpected occurs in flight to make that craft do an unscheduled landing at an unaffiliated airport you might have major woes.

Spirit is one to watch for. A while back, they landed at an unaffiliated airport due to malfunctions. The plane was then grounded after a through inspection. Spirit had to get a new plane and new crew members to man it. Some passengers sought other means of transportation, others waited and waited. A four hour flight turned into thirty two hour nightmare.

 

[FoxC63]

Don't know if anyone is doing the Ebates MR thing, but Lifelock is 80% cash back on Ebates right now.

I wanted to sign DH up for the Ebates MR earning, but DH doesn't want to give them access to his Amex login information. I don't blame him but I'm bummed nonetheless. I have my own Ebates regular cash back account, so I could do it for the straight up cash back. Anyone here use/used Lifelock (identity fraud monitoring service) and have opinions?

I was looking into that but I didn't like the negative reviews.

 

[mhartman09]

Anyone know if Walmart Neighborhood Market codes as grocery for Freedom category?

 

[KPK02090]

@Natgridenergy , @KPK02090 , and anyone else that opened the Santander bank account early Dec, check for your bonus Mine's pending today right on time. Account opened 12/4, bonus pending 3/5.

Since we got hit with the CA fees I did both a Schwab brokerage push and a combination of various paycheck type things to hit the 1,000 DD, so I'm not a good DP on what counts. But it was a helpful account as a push from Santander triggers the M&T bonus (also Schwab and Fidelity brokerage accounts seem to work there too).

Now what can I open next to move my paychecks to?

Yes! I’ve been checking daily lately and my bonus was there today. For this one, I had DH do a legit direct deposit of part of his pay check. But I will definitely look into M&T now.

ETA: Bummer M&T isn’t offered in MA.

 

[KPK02090]

I opened 12/5. Nothing pending today, hopefully tomorrow

I opened on 11/30 and the bonus just posted today, so I’d give it a few days.

 

[Lain]

Anyone know if Walmart Neighborhood Market codes as grocery for Freedom category?

Walmart Neighborhood Market typically codes as grocery. But supermarkets aren't this quarter's Freedom bonus category?

 

[GusGus16]

Walmart Neighborhood Market typically codes as grocery. But supermarkets aren't this quarter's Freedom bonus category?

Yep current quarter is gas, tolls, and drug stores.

 

[tink1970]

The 10k MR from the AT&T offer on my Biz Plat were in my account this morning, so I went ahead and make a second $175 prepayment on our personal AT&T wireless account. No confirming email like last time, but I'll assume it worked since it was the exact same transaction as the last one.

Congrats! I did the same thing so hoping another 10k MR will arrive in a couple of days. I also called for a retention offer and it wasn't the best (30k MR for $10K spend in 90 days) but, considering I have a $19K bill due in 74 days and no current MSR, figured if DH's CIP doesn't get approved and something goes awry with my AA biz churn next month at least I'll have something to show for the spend.

 

[Lain]

The 10k MR from the AT&T offer on my Biz Plat were in my account this morning, so I went ahead and make a second $175 prepayment on our personal AT&T wireless account. No confirming email like last time, but I'll assume it worked since it was the exact same transaction as the last one....

In other news, I cancelled DH's CSP after I saw the $95 AF hit his account. It is now zeroed out and closed!

And this is older news, but I also received the 20k MR from referring DH to the BBP from my Biz Gold. I've decided to go ahead and try to meet the MSR on that one in a half-a**ed way and see how it goes. So hard for me to leave potential points on the table even though I'm not necessarily looking to up DH's MR balance. I figure we'll find some favorable redemption for them.

Yep. $175 prepayment last Thursday, 10k MR posted on Saturday. Another $175 prepayment on Saturday, and 10k MR posted on Monday!

All these Amex Offers are really swelling my MR account.

 

[*WDW*Groupie*]

Don't know if anyone is doing the Ebates MR thing, but Lifelock is 80% cash back on Ebates right now.

I wanted to sign DH up for the Ebates MR earning, but DH doesn't want to give them access to his Amex login information. I don't blame him but I'm bummed nonetheless. I have my own Ebates regular cash back account, so I could do it for the straight up cash back. Anyone here use/used Lifelock (identity fraud monitoring service) and have opinions?

I have used Life Lock for myself and dd since the Equifax hack. So far the only thing it does for me is let me know when someone is pulling my credit. I've considered cancelling it many times since it costs around $30.00 / month, but always worry what if?

 

[Calfan]

I have used Life Lock for myself and dd since the Equifax hack. So far the only thing it does for me is let me know when someone is pulling my credit. I've considered cancelling it many times since it costs around $30.00 / month, but always worry what if?

I signed up for Lifelock a couple of years ago after having my SSN used to file fraudulent tax returns. I found it to be completely useless and so so annoying (alerts without sufficient information that I would have to call -- total PITA to find out it was nothing)! I do not regret cancelling it at all. I get plenty of alerts from CreditKarma, etc. that make me feel I like I am not missing anything by not having Lifelock.

 

[GlamMistress]

I have used Life Lock for myself and dd since the Equifax hack. So far the only thing it does for me is let me know when someone is pulling my credit. I've considered cancelling it many times since it costs around $30.00 / month, but always worry what if?

I had Lifelock. Froze all three bureaus and canceled it. Saved the cash. It didn't really do much.

 

[gottalovepluto]

Altitude Reserve credited me the full price of a Lyft (tip+charge) towards my yearly Travel Credit. Quite nice after I redeemed points at 1.5x via real time rewards for the initial charge. I'd seen DPs of that happening in the past, apparently it's still working. Between the travel credit, the points redemption and $2 Pei rewards I'm kinda glad my friend my got stuck at work that morning, I didn't go to the airport intending to make $20 but I'll certainly take it!

 

[liloca]

Yep. $175 prepayment last Thursday, 10k MR posted on Saturday. Another $175 prepayment on Saturday, and 10k MR posted on Monday!

All these Amex Offers are really swelling my MR account.

So jelly of you that offer!

 

[GlamMistress]

Did I miss it - are we talking about the Barclays Advantage changes?

- Higher AF ($99)
- Companion fare after $20k spend (must keep card open 45 days after anniversary date!)
- $25 wifi refund inflight
*** Flight Cents program*** that rounds up to the nearest whole dollar. This is worded poorly in the mailer I got today and am looking to research this.

 

[calypso726]

Has anyone done any of the SPG/Westin time share offers? I got one yesterday for The Westin Lagunamar in Cancun. Looks like its actually a great place. They do offer rooms for 6 people (although the offer stated 2 adults, 2 kids). Reviews say its low pressure but a lot said they didn't even have to go to the presentation (this clearly states we do though or they'll charge the seasonal rate). It goes through Mar 19, 2020. I asked for availability for Mar 14-22nd, 2020 (my kids Spring Break) so we'll see. If it happens, it happens, if they can't accommodate us, I'll go back to the cruise idea.

There's been a couple that I remember from the old thread but I think they were mostly Hawaii locations. At least one location didn't require the presentation, I think @calypso726 did go to a location with one and reported back it was very low pressure. I'm not sure if anyone did one in Mexico, though.

Yes, we did the Hawaii one. It was very low pressure. Basically a tour of the property, then back at the office for the "here is how it works and what it costs." They left us alone to discuss. We politely explained that the timing wasn't right for a large purchase and declined. Thank thanked us and wished us an enjoyable stay.

 

[StephPlum]

THIS happened at our biggest horse show we go to every year. Warning: the description of the injury is not for the faint of heart. The robber was later caught.

There's a reference in that article to a grandmother who shot a robber at the same horse show the year before. Here's the story on THAT.

That horse show is well-known in Columbus since it's a month-long and there are a lot of people coming to it with money... LOTS of thefts!!

I remember the grandma shooting. It was all over the news here in Columbus.

 

[GlamMistress]

Ok I did find more on the Flight Cents program.

Lucky at OMAAT wrote about the pilot in 2017 - it is just being rolled out now I guess??? Anyway, you are definitely being charged/are paying for the rounded up miles. So you're just buying extra miles each time you buy something. This seems nuts. Not at all like Citi's new rounding credit card, which is free.

https://onemileatatime.com/barclaycard-aviator-card-flight-cents/

 

[Alexle2007]

Do you recall how much they charged per point? I don't have any points in my account right now, so unfortunately, I can't check myself. Curious.

It looks like the room was 6k + $180 per night. I had it booked for 2 nights and got 48k extra points.

 

[calypso726]

@mhartman09 I am so sorry for your loss