I love credit cards so much! v2.0 (see first page for add'l details)

[3 DD love princesses]

@Haley R call swa guest relations. They should give you something for the inconvenience. Hope they find your bags.

 

[Lain]

But he could have kept his shirt on.

Yep, we changed the channel when he lost his shirt

Adam Levine had a “wardrobe malfunction.”

 

[wendow]

Adam Levine had a “wardrobe malfunction.”

That is just the funniest term lol!

 

[Haley R]

@Haley R call swa guest relations. They should give you something for the inconvenience. Hope they find your bags.

I think I’ll hold off for now, but Dh literally has no workout clothes because he brought them all with him.

 

[mmmears]

Just made a points advance reservation for the Ritz-Carlton Half Moon Bay in anticipation of the SUBs I'll hopefully be getting from the AmEx SPG cards after the elevated bonuses come out. Would not have known about that feature if not for reading it here. I've been eyeing the Ritz for a couple anniversaries, but could never bring myself to pay the cash rate. 60,000 points, lowest cash rate is $860.

When I logged into my SPG account, saw that I had over 13,000 points I had forgotten about! It's from our Sheraton Tokyo Bay stay in June 2016. Although I'm confused how I got that many points from a stay that cost $650 USD (must have been some promotion). And why didn't the points expire after 12 or even 24 months? Does it have anything to do with the merger? In any case, it's almost like finding $100 in the couch, lol.

Questions: does the Lux $300 credit cover room charges at the Ritz? And is there anyway to see when points expire online?

Nice! I've wanted to stay there for an anniversary weekend a few times, but the price usually shows up around $900 and it's kind of cold there and maybe an hour from home, so I haven't been able to justify it ever. I didn't realize there was another way to book since I don't have the RC card. I am so sad it's no longer available.

I have no interest in pain either (maybe why I have only one child—never forgot that experience!) so I won’t have ink ever. If I were a different person I’d have Prov 3:5-6 in my wrist and an anklet around my ankle (duh) with symbols representing the races I’ve done- so a Mickey head with a 20; a crown; DL castle; Tink; Chip and Dale, etc . I had a lot of time (obviously) to consider it when I was running! It won’t happen because needles-ankle-pain but it kept my mind occupied during long runs

One of my DB’s four or five tatoos is my avatar- it was done so well it really is like art.

Same for me on the pain and the one child LOL. I hate needles, too, and have other reasons why I'd never do it.

 

[ski_mom]

I've been seeing some talk about partial refunds for the CSR annual fee. Mine just hit and I was thinking about downgrading to a CF possibly. Could I spend on something quickly to get the $300 credit and then downgrade and get part of the fee back? DH also has a CSR so thinking about downgrading mine and just having his to get the 1.5x redemptions through the portal when needed.

I know I can downgrade now and not pay the fee, but thought it might be worth it so get the $300 credit and just a partial refund, but not exactly sure what the rules are.

Thanks!

 

[miztressuz]

Correct - no referrals on premier. That’s why I always decline those “awesome” upgrade offers they send me lol.

I'm contemplating taking them up on it as I think that'll let me get the no AF card again from referral without having to cancel first. Then I could just downgrade back next year and either keep both (IDKY) for a bit or just straight out cancel the new one. Since they consider them separate products I think this will be easier to keep my reward dollars straight this way rather than having to cash out and keep track. Unless we know for sure it won't work

 

[PolyRob]

Apple and Disney have me wrapped around their fingers! Do I make a completely frivolous purchase and get the Mickey Beats Solo3!? I saw them today in person waiting for my laptop appointment and they were adorable. The price has been slashed about $100 since the initial release. I can't even say I would put them on the CIP for the MSR because I want the price protection if they dip again.

 

[wanderlust7]

Nice! I've wanted to stay there for an anniversary weekend a few times, but the price usually shows up around $900 and it's kind of cold there and maybe an hour from home, so I haven't been able to justify it ever. I didn't realize there was another way to book since I don't have the RC card. I am so sad it's no longer available.

We're about an hour away too. This will be in October, hoping for some nice Indian Summer weather.

You can still get the RC card by product changing from Chase Marriott.

 

[mmmears]

We're about an hour away too. This will be in October, hoping for some nice Indian Summer weather.

You can still get the RC card by product changing from Chase Marriott.

I saw that today, but I don't have that card either. We went with AMEX. Oh, if you're late summer/early fall it should be lovely. My anniversary is in June and it's still iffy that time of year. I still hope I get to stay there sometime - it looks so nice! You must live close by. There seem to be a few of us CA people on this thread.

 

[Haley R]

Apple and Disney have me wrapped around their fingers! Do I make a completely frivolous purchase and get the Mickey Beats Solo3!? I saw them today in person waiting for my laptop appointment and they were adorable. The price has been slashed about $100 since the initial release. I can't even say I would put them on the CIP for the MSR because I want the price protection if they dip again.

Honestly I would say no lol. I’ve never had beats and I don’t think the sound quality is much different in them than other headphones. My headphones are sol republic and they’re decent. I think I use my Apple earbuds the most though

 

[PolyRob]

Honestly I would say no lol. I’ve never had beats and I don’t think the sound quality is much different in them than other headphones. My headphones are sol republic and they’re decent. I think I use my Apple earbuds the most though

I have AirPods and I should probably just say no. I've never owned a pair of Beats and they don't really seem that portable.

 

[Haley R]

The airport just called and said they have our bags and that we should get them Tuesday. She asked if there is anything we need by tomorrow and I said no. I’m just happy they have our bags and they will be here soon.

 

[Haley R]

I have AirPods and I should probably just say no. I've never owned a pair of Beats and they don't really seem that portable.

I don’t even have wireless ones, mine are just the good ol’ wires that get tangled every time I use them lol. I might not be the best person to ask though because Dh and I don’t really buy any electronic stuff unless we have to

 

[miztressuz]

NYers, (@palhockeymomof2 I think you said LI), if you haven't seen it on DoC yet, there's a new bank bonus in NYC - https://www.doctorofcredit.com/ny-only-first-national-bank-of-long-island-500-checking-bonus/

Have to open in branch for a $500 bonus on a free checking account, but some branches are only $400 (listed in the post and comments). This one has to be open for a year to avoid claw back, so a little long but that's a nice looking bonus.

For the rest of us nearby, they'll open with out of state ID. It's tempting to make the drive; I could do it for about $25 I think.

 

[Lain]

Just made a points advance reservation for the Ritz-Carlton Half Moon Bay in anticipation of the SUBs I'll hopefully be getting from the AmEx SPG cards after the elevated bonuses come out. Would not have known about that feature if not for reading it here. I've been eyeing the Ritz for a couple anniversaries, but could never bring myself to pay the cash rate. 60,000 points, lowest cash rate is $860.

When I logged into my SPG account, saw that I had over 13,000 points I had forgotten about! It's from our Sheraton Tokyo Bay stay in June 2016. Although I'm confused how I got that many points from a stay that cost $650 USD (must have been some promotion). And why didn't the points expire after 12 or even 24 months? Does it have anything to do with the merger? In any case, it's almost like finding $100 in the couch, lol.

Questions: does the Lux $300 credit cover room charges at the Ritz? And is there anyway to see when points expire online?

The RC Half Moon Bay sounds like a lovely redemption.

Yes, you can use the Lux’s $300 Marriott credit towards room charges at the Ritz. Last year, when Amex Offers had a $100 Off $500 at Ritz-Carlton, folks were stacking that offer with the Lux’s $300 credit by walking into a Ritz, buying a $500 gift card, and getting both the $100 and $300 credits. So that might be an option if another offer rolls around.

Marriott points expire after 24 months of inactivity. Have you earned or used any points? That includes points earned and added to your account from SPG/Marriott credit card spending.

 

[mmmears]

It's midnight here and DH just got a fraud alert text from AMEX on his biz plat. They caught it right away (charge isn't even pending) and are sending out a new card. Glad they were on top of things, not happy that it happened in the first place though. It seems far too common these days.

 

[wanderlust7]

The RC Half Moon Bay sounds like a lovely redemption.

Yes, you can use the Lux’s $300 Marriott credit towards room charges at the Ritz. Last year, when Amex Offers had a $100 Off $500 at Ritz-Carlton, folks were stacking that offer with the Lux’s $300 credit by walking into a Ritz, buying a $500 gift card, and getting both the $100 and $300 credits. So that might be an option if another offer rolls around.

Marriott points expire after 24 months of inactivity. Have you earned or used any points? That includes points earned and added to your account from SPG/Marriott credit card spending.

I haven't earned or used any points. The point total is exactly 3x from our Japan stay. I was just able to find the points expiration date on the Marriott app and it's 24 months from the day after we checked out of a Sheraton on a Priceline or Hotwire stay (can't remember which). Somehow that counted as a qualifying activity, or maybe I took the 500 points for declining room cleaning (don't see the 500 points though). However it got extended, I'm glad it did, lol!

 

[Alexle2007]

Just made a points advance reservation for the Ritz-Carlton Half Moon Bay in anticipation of the SUBs I'll hopefully be getting from the AmEx SPG cards after the elevated bonuses come out. Would not have known about that feature if not for reading it here. I've been eyeing the Ritz for a couple anniversaries, but could never bring myself to pay the cash rate. 60,000 points, lowest cash rate is $860.

When I logged into my SPG account, saw that I had over 13,000 points I had forgotten about! It's from our Sheraton Tokyo Bay stay in June 2016. Although I'm confused how I got that many points from a stay that cost $650 USD (must have been some promotion). And why didn't the points expire after 12 or even 24 months? Does it have anything to do with the merger? In any case, it's almost like finding $100 in the couch, lol.

Questions: does the Lux $300 credit cover room charges at the Ritz? And is there anyway to see when points expire online?

Nice. I haven’t actually stayed there but we did stop for cocktails and to walk the grounds once when we were at Stanford for a recruitment trip. R-C was gorgeous especially with the fireplaces going. And the campus at Stanford was fabulous. That’s where DS currently wants to go for architectural engineering.

 

[Alexle2007]

I have no interest in pain either (maybe why I have only one child—never forgot that experience!) so I won’t have ink ever. If I were a different person I’d have Prov 3:5-6 in my wrist and an anklet around my ankle (duh) with symbols representing the races I’ve done- so a Mickey head with a 20; a crown; DL castle; Tink; Chip and Dale, etc . I had a lot of time (obviously) to consider it when I was running! It won’t happen because needles-ankle-pain but it kept my mind occupied during long runs

One of my DB’s four or five tatoos is my avatar- it was done so well it really is like art.

Same for me on the pain and the one child LOL. I hate needles, too, and have other reasons why I'd never do it.

Add me to the one and done, needle and pain fearing list. I was so on the fence about getting an epidural but, luckily, I had DS in 8 minutes so there was no decision involved. It wasn’t happening.

I started the reminders early with DS about not anything permanent, tattoos, gages, etc.