I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

Eek! Is it down? How long? My big group is just arriving today and I actually got them a SDD FP for wednesday. They are so excited to ride it.

There is a wait time posted so I'd assume it's fine. I'd assume this is a quick fix although I'd imagine they're concerned with how vibration would let the nuts and bolts get loose like that.

 

[FoxC63]

From the cc? I think amazon is only option. If you don’t need stuff from amazon have you tried to see if you can redeem them for 3rd party gift cards on Amazon?

Yes, Amazon CC. No on 3 party GC's. I know there were some previous posts about using 1 point in combination of a Visa offer to get an item for almost nothing. Have not done those yet either.

 

[pillow]

I thought somebody had 5 and couldn't remember who!! Thanks Any chance he's going for 6 anytime soon to really test the waters??? HAHA!

Yes actually! I'm gonna apply for a CIP for him at some point. His last bonus posted over 24 months ago and I PC'd it a few months back. I realize its not necessary to wait 24 months anymore, but for some reason I feel better that its been that long. He has a brand new SW Biz card that arrived today, so I need to wait a couple months. Think I'll get him the Citi Biz in between the two.

 

[striker1064]

Oh no...Slinky!! Man, in many respects, TSL is falling to pieces at times!

https://twitter.com/fayardj/status/1105089154738728960

Terrifying.

 

[Mopedmom1]

I've been noodling around with my great June/July European holiday quite a bit. I decided I didn't want to do Krakow and Reykjavik alone so cancelled those flights,

Uhhmm...sounds like you need a travel buddy.......

 

[pillow]

I'm a wreck. Just discovered a disgusting growth on my 12-year old pup's ear. Can't get her into the vet until tomorrow I need this dog around for a few more years!

Ugh - I bet it's nothing. Fingers crossed!

 

[palhockeymomof2]

I love how you're always so kind going around wishing people success! It's nice to see "positivity" on the thread and you're always sending out those vibes with your tink emoji Do you know if your tink comment has any special powers of approval?

Probably not ..but a little can’t hurt

 

[happ]

Meanwhile...I got Arrival+ and Cash Forward cards back in November 2016, I never spend a $ beyond the MSR, I downgraded the Arrival+ to the no AF version at the 12 month mark and I closed both cards in May 2018. On paper, you are the BETTER customer here, and meanwhile, I'm the one approved for the card! Seems a little crazy - Don't just cancel that Arrival due to my experience here, but I think cancelling warrants consideration!

Yeah, I've only held onto the arrival because I have like $253 worth of points. I figured I would let it sit until I had a good use. I guess I need to find a "good use" and close that card.

 

[pillow]

Fingers crossed! My message disappeared for two days and then came back, and now says the same as yours...sent for review...Hmm, wonder how promising that is??

I have the same message you both have.

 

[Pooh2]

I got the Southwest deal with 30,000 points and the companion pass for the rest of the year.
We hit our spend, the 30,000 pts credit to our southwest account but no sign of the companion pass.
Does anyone have experience with when that will show up in my account?

 

[kidsfirsttrip]

I think it would really depend on your recent card applications and pacing with Chase. I'd hesitate to say go for both - other than the risk that this loophole gets closed there's really no other good reason to do that. You could easily get 1, work on the MSR, then get the other. Again though, depending on your recent cards AND your future strategy, there could be a reason to go for both if the strategy supports that.

Excellent insight as always. My stats are below. Both DH and I should be good to go for another Chase biz. Originally I was going for SW biz him for CIC. With these changes I think at least one of us should go for CIP #2.

P1 - ME 5/24, back to 4/24 in 03/31
03/17 AMEX spg lux (1)
01/18 CHASE sw premier - closed (2)
01/18 CHASE sw plus - closed (3)
05/18 CHASE Marriott premier (4)
08/18 AMEX biz gold (BIZ)
08/18 AMEX biz green (BIZ)
08/18 AMEX spg (BIZ)
09/18 CHASE ink preferred (BIZ)
09/18 BARCLAY jetblue business (BIZ)
12/18 AMEX blue business preferred (BIZ)
12/18 CHASE ink cash (BIZ)
12/18 AMEX personal gold rewards (5)
02/19 CITI AA BIZ PLAT (BIZ)
*Older cards: CSR, Capitol one venture visa, cap one MasterCard, CFx2
*09/20 will be 48 months for sapphire

P2 - DH 5/24, 4/24 on 03/31/19
03/17 AMEX spg lux (au) (1)
06/17 CHASE F (pc’d from CSP) (2)
05/18 CHASE freedom unlimited (3)
06/18 CHASE Marriott (4)
08/18 AMEX spg biz (BIZ)
08/18 AMEX biz green (BIZ)
09/18 CHASE ink preferred (BIZ)
09/18 BARCLAY jetblue biz (BIZ)
12/18 BARCLAY arrival + (5)
02/19 BBP (BIZ)
Also AU on my CF,and both Cap Ones (all old)
06/21 will be 48 months from Sapphire

Long term plan is CP for DH for 20-21 but honestly with the plans we have we may fly more JetBlue anyways so it’s not as imperative. So my thoughts are I get CIP and have DH get CIC -in case there is any kick back from second CIP. Then a Chase naughty list would be better for me. Or get it for both and roll the dice. 200k more URs sounds SO nice!!

 

[kidsfirsttrip]

I love how you're always so kind going around wishing people success! It's nice to see "positivity" on the thread and you're always sending out those vibes with your tink emoji Do you know if your tink comment has any special powers of approval?

Let’s hope!!!!

 

[Calfan]

I went for it and applied DH for a second CIP! I feel a little sick, lol, but now it's just a wait and see. Got the typical (for us anyway), we need a little more time screen. But we have 4 Chase biz cards between the two of us, and we've never gotten an instant approval. Hoping this wasn't a rash decision, but I just couldn't pass it up knowing I have a payment coming up that will knock off the MSR. I referred from my CIP. I'm also reconciled to the worst case (a shutdown for DH) not being the end of the world since the only Chase card of his we are relying on now that he has the SW CP is his CIC, and I should hopefully be in position to get my own late next month. Fingers crossed it all goes well!!

 

[SouthFayetteFan]

Excellent insight as always. My stats are below. Both DH and I should be good to go for another Chase biz. Originally I was going for SW biz him for CIC. With these changes I think at least one of us should go for CIP #2.

P1 - ME 5/24, back to 4/24 in 03/31
03/17 AMEX spg lux (1)
01/18 CHASE sw premier - closed (2)
01/18 CHASE sw plus - closed (3)
05/18 CHASE Marriott premier (4)
08/18 AMEX biz gold (BIZ)
08/18 AMEX biz green (BIZ)
08/18 AMEX spg (BIZ)
09/18 CHASE ink preferred (BIZ)
09/18 BARCLAY jetblue business (BIZ)
12/18 AMEX blue business preferred (BIZ)
12/18 CHASE ink cash (BIZ)
12/18 AMEX personal gold rewards (5)
02/19 CITI AA BIZ PLAT (BIZ)
*Older cards: CSR, Capitol one venture visa, cap one MasterCard, CFx2
*09/20 will be 48 months for sapphire

P2 - DH 5/24, 4/24 on 03/31/19
03/17 AMEX spg lux (au) (1)
06/17 CHASE F (pc’d from CSP) (2)
05/18 CHASE freedom unlimited (3)
06/18 CHASE Marriott (4)
08/18 AMEX spg biz (BIZ)
08/18 AMEX biz green (BIZ)
09/18 CHASE ink preferred (BIZ)
09/18 BARCLAY jetblue biz (BIZ)
12/18 BARCLAY arrival + (5)
02/19 BBP (BIZ)
Also AU on my CF,and both Cap Ones (all old)
06/21 will be 48 months from Sapphire

Long term plan is CP for DH for 20-21 but honestly with the plans we have we may fly more JetBlue anyways so it’s not as imperative. So my thoughts are I get CIP and have DH get CIC -in case there is any kick back from second CIP. Then a Chase naughty list would be better for me. Or get it for both and roll the dice. 200k more URs sounds SO nice!!

It sounds like you’re waiting until April 1st to be safe from your 03/17 cards falling off. You each got a personal card in Dec and you also got a Chase biz card then. You’ll have let 3+ months pass since then so pacing looks good. You each only have gotten 3 Chase cards in the past 12 months. I think the 2nd CIP in April is absolutely safe.

Given how fast you move through MSRs I’d go for both. You want to keep getting cards (and Chase cards at that) so the sooner you can start that clock ticking with Chase the better. You could then monitor to see if people are hitting up CIP #3 with SSN or if you want to play it safer you could instead go for CIU or CIC which isn’t that much lower of a return actually.

 

[SouthFayetteFan]

I went for it and applied DH for a second CIP! I feel a little sick, lol, but now it's just a wait and see. Got the typical (for us anyway), we need a little more time screen. But we have 4 Chase biz cards between the two of us, and we've never gotten an instant approval. Hoping this wasn't a rash decision, but I just couldn't pass it up knowing I have a payment coming up that will knock off the MSR. I referred from my CIP. I'm also reconciled to the worst case (a shutdown for DH) not being the end of the world since the only Chase card of his we are relying on now that he has the SW CP is his CIC, and I should hopefully be in position to get my own late next month. Fingers crossed it all goes well!!

If the automated status line is anything besides 7-10 you didn’t get auto-denied and should be in good shape!

 

[StephPlum]

I went for it and applied DH for a second CIP! I feel a little sick, lol, but now it's just a wait and see. Got the typical (for us anyway), we need a little more time screen. But we have 4 Chase biz cards between the two of us, and we've never gotten an instant approval. Hoping this wasn't a rash decision, but I just couldn't pass it up knowing I have a payment coming up that will knock off the MSR. I referred from my CIP. I'm also reconciled to the worst case (a shutdown for DH) not being the end of the world since the only Chase card of his we are relying on now that he has the SW CP is his CIC, and I should hopefully be in position to get my own late next month. Fingers crossed it all goes well!!

Good luck.

 

[pix13dust]

Quick question, I’m feeling paranoid. I got my Hilton Biz card in the mail today ( yay! ) before I even activated it I got a “ courtesy” call from Amex. They verified my phone number and household income at LEAST 3X. And then verified my employment. That was all but I’ve never had a cc call to verify those things??? Is that normal for a biz card?

 

[Calfan]

If the automated status line is anything besides 7-10 you didn’t get auto-denied and should be in good shape!

It's saying two weeks, so I am cautiously optimistic

 

[palhockeymomof2]

I went for it and applied DH for a second CIP! I feel a little sick, lol, but now it's just a wait and see. Got the typical (for us anyway), we need a little more time screen. But we have 4 Chase biz cards between the two of us, and we've never gotten an instant approval. Hoping this wasn't a rash decision, but I just couldn't pass it up knowing I have a payment coming up that will knock off the MSR. I referred from my CIP. I'm also reconciled to the worst case (a shutdown for DH) not being the end of the world since the only Chase card of his we are relying on now that he has the SW CP is his CIC, and I should hopefully be in position to get my own late next month. Fingers crossed it all goes well!!

Your approved quickly

 

[pillow]

Your approved

Can you wave that thing and make me lose 10 pounds??