I love credit cards so much! v2.0 (see first page for add'l details)

[wendow]

I found myself on a last-minute flight on American yesterday, and I got an in-flight offer for a Barclays personal Aviator with a 60k bonus after one purchase. Even though I don't intend to jump on the grAAvy train, I'm actually tempted to use this offer since I've found myself booking on American more than I thought I would from BOI. 60k after one purchase seems like a pretty good deal! I have a flyer with a code to be able to use the in-flight offer after-the-fact. I have two cards falling off my 5/24 in April, so applying for this personal would only set me back about 2 weeks from my next Chase app.

I also had some unexpected pixie dust from American. I needed to get to Miami at the last minute to meet my mother and father who had been hospitalized in Havana after coming down with pneumonia on a cruise and was moved to Ft. Lauderdale by air ambulance yesterday. It was clear my mother was at her breaking point and needed some help and support. When I booked Friday night, there was literally one available coach seat available on each flight (I had to fly through Phoenix) which of course was a random middle seat. But when I went to check in yesterday morning, I was asked to choose a seat in First Class for my flight to Phoenix, and then was able to select an aisle exit row seat for my flight from Phoenix to Miami. No charge or miles deducted from my AA account. Both flights were oversold, so I think I just lucked out and got bumped up on both flights. It certainly made a stressful situation a little better. My dad is critical but stable and showing some improvement, so we are cautiously optimistic about his recovery. Very scary to see your 82-year old father sedated and on a ventilator, but hoping for the best.

So sorry your family is going through this. I cannot imagine how hard and scary this must be. Hugs and prayers for a good recovery

 

[DisneyMandC]

Oh, I would be so offended!! Hmm, this seems like maybe a bit sexist against women having their own businesses!?! Wonder how much credit the dudes are getting??

I remember when the Barclays rep told me over the phone that I was approved and said my credit line was a $1000, I blurted out "that's it?" This compared to the $24k Chase just approved me for on my 6th card with them...

 

[palhockeymomof2]

So I probably did this wrong but I called Chase about trying to not pay the AF on P2’s SW Plus. I said we were trying to cut back on some expenses and didn’t want to pay the fee. When he said he couldn’t do anything about it I said we might consider cancelling the card. He didn’t seem phased and was happy to help me cancel. I don’t mind calling again but would love some advice / talking points (or script lol). I’ve gotten used to applying for cards, now I just need to figure out how and when to cancel, PC and BS my way out of paying AFs.

When I called last year on my SW cards I asked if there were any retention offers for keeping the card they gave me a $99 statement credit on the business and $35 credit on the plus

 

[Calfan]

Adding public well wishes to the private ones. Such a shock and we will be thinking about you guys and hoping his path to recovery is smooth and fast. So scary though. You were in some need of pixie dust--so glad that the American Airlines stars aligned for you. Hugs to you all.

I actually just got rid of my Citibank AA card today after the annual fee posted. I've had it for two years, and I just never use it. I had a hard time using the bonus points for the flights I wanted to London after we struck our on our business class upgrades to Patagonia. They had plenty of flights available to London, but they were all with ridiculous layovers and connections (or on not so great planes). The guy didn't try to talk me out of it this year when I explained why. I'm guessing he had heard it before, LOL.

Thanks to you and all others who have extended prayers and well-wishes. Very much appreciated!!

Ironically, I just paid the AF on my Citi AA card within the last few days. I did manage to use miles for flights for one of our race weekends in Orlando, and since I've found us flying on AA more than I would have thought from BOI, I have been keeping it for the free bags and priority boarding. If I decide to apply for the Aviator and get approved, I will cancel Citi and hope I can get the AF refunded. The Aviator AF is slightly less than Citi. If the Amex airline fee reimbursements stop working with SW gcs, then I will cancel my both AA and Delta ccs and use the Amex fee reimbursements for baggage fees going forward.

 

[Judique]

So I probably did this wrong but I called Chase about trying to not pay the AF on P2’s SW Plus. I said we were trying to cut back on some expenses and didn’t want to pay the fee. When he said he couldn’t do anything about it I said we might consider cancelling the card. He didn’t seem phased and was happy to help me cancel. I don’t mind calling again but would love some advice / talking points (or script lol). I’ve gotten used to applying for cards, now I just need to figure out how and when to cancel, PC and BS my way out of paying AFs.

One thing you can do is say, 'I'm thinking about canceling' and if you don't get anything, HUCA, and maybe next time you will get something.

 

[DrFacilier]

So sorry @Calfan . Wishing the best for you family.

 

[amalone1013]

Still waiting on another Staples fee-free VGC deal... I was hoping to use up the offer on my Hilton biz soon. I think I may go ahead and pick up a VGC at Kroger this coming weekend with the 4x fuel points deal. We're going to be driving A TON in March with DH going to several out of state horse shows, so the fuel points will probably be appreciated. I'm think I can use my WoH card and knock down that MSR some more. I'm good to get a $500 card for fuel points right?

I'm thinking that normally only fixed value cards get 4x points, like the $50s/$100s so I'd double check the coupon. Still might be worth it for you.

 

[Judique]

@Calfan - wishing your parents a speedy recovery!

 

[disneymagicgirl]

Not every case is the same. In a DVC room you can add your friends to your room up to the number allowed in the room, a la @calypso726 and her 2 friends and there is no extra person charges. No one has to sleep in that room if they don't wish to.

I'm pretty sure that can be done with a regular room as well or a campsite (which allows up to 10 people) but they would be subject to the extra person charge. I'm not a proponent of the throwaway room, but I don't see a problem with a paid reservation for the number of people (occupancy) allowed to be in the room.

Then adding them to your mde only makes sense so that you can enjoy their company.

I would think Disney is trying to knock out the individuals who book a room to get the advantage and then cancel - this also worked for ADR's. I agree with curtailing that, as Disney makes the rules and should be able to take action to prevent abuse.

It doesn’t sound as if they have to be booked in the room though...just linked to someone who is booked onsite. That’s not cool if that’s the case.
Imagine extended family of 25 goes to Disney. They book 1 value room but all link profiles to the person booked. Then they all get 60 day FP.
Maybe I misunderstood...I hope I misunderstood. I have no prob with FP up to room occupancy max.

 

[vanjust14]

Oh, I would be so offended!! Hmm, this seems like maybe a bit sexist against women having their own businesses!?! Wonder how much credit the dudes are getting??

lol, I'd like to go along with this theory but they gave me $20,000. I put business revenue of $1500

@Calfan I hope your dad has a speedy recovery, so scary.

@AmyAnne sorry to here your AKV offer was taken in ROFR. Not sure if you mentioned this or not but will you be trying for another?

ETA: oh wait, @wendow, I didn't apply for Barclay's yet, mine was Citi. So this could be an actual theory, hmmmmm

 

[SouthFayetteFan]

Oh, I would be so offended!! Hmm, this seems like maybe a bit sexist against women having their own businesses!?! Wonder how much credit the dudes are getting??

I’ll make sure to comment when I get a $10k limit.

Also - I didn’t picture you being a person using the word dude. I love it.

 

[SouthFayetteFan]

So I probably did this wrong but I called Chase about trying to not pay the AF on P2’s SW Plus. I said we were trying to cut back on some expenses and didn’t want to pay the fee. When he said he couldn’t do anything about it I said we might consider cancelling the card. He didn’t seem phased and was happy to help me cancel. I don’t mind calling again but would love some advice / talking points (or script lol). I’ve gotten used to applying for cards, now I just need to figure out how and when to cancel, PC and BS my way out of paying AFs.

I like to start with how I really like the card but just won’t be flying SW as much as I expected. I make it sound very positive lol. It doesn’t always work though.

 

[Judique]

It doesn’t sound as if they have to be booked in the room though...just linked to someone who is booked onsite. That’s not cool if that’s the case.
Imagine extended family of 25 goes to Disney. They book 1 value room but all link profiles to the person booked. Then they all get 60 day FP.
Maybe I misunderstood...I hope I misunderstood. I have no prob with FP up to room occupancy max.

No, I don't think you misunderstood. And I agree with you and I agree with Disney if they shut this down as stated above.

My post was that some situations are similar but 'different' in that if you have space in your room, you can have legal guests that you can get FP's for.

 

[mmmears]

@Calfan - I'm so sorry about your parents and hope your father gets well soon. I'm glad that AA was kind to you when you had to take these unexpected flights.

 

[wendow]

I’ll make sure to comment when I get a $10k limit.

Also - I didn’t picture you being a person using the word dude. I love it.

If you get 10k... I use it all the time lol! Especially in regards to my little dudes

 

[pillow]

Still waiting on another Staples fee-free VGC deal... I was hoping to use up the offer on my Hilton biz soon. I think I may go ahead and pick up a VGC at Kroger this coming weekend with the 4x fuel points deal. We're going to be driving A TON in March with DH going to several out of state horse shows, so the fuel points will probably be appreciated. I'm think I can use my WoH card and knock down that MSR some more. I'm good to get a $500 card for fuel points right?

I wish! You don't get fuel points on the loadable ones, so you're stuck with the $100's (there is a downloadable coupon). Still worth it I think if you get the max 35 gallons on fill up.

 

[Haley R]

It doesn’t sound as if they have to be booked in the room though...just linked to someone who is booked onsite. That’s not cool if that’s the case.
Imagine extended family of 25 goes to Disney. They book 1 value room but all link profiles to the person booked. Then they all get 60 day FP.
Maybe I misunderstood...I hope I misunderstood. I have no prob with FP up to room occupancy max.

I’m pretty sure you have it right. I’ve never done it so I don’t know for a fact but I think they just have to be linked in your friends and family

 

[LuckyMamaInDE]

@Calfan all the best to your dad It's so scary when parents are sick.

 

[DisneyMandC]

I wish! You don't get fuel points on the loadable ones, so you're stuck with the $100's (there is a downloadable coupon). Still worth it I think if you get the max 35 gallons on fill up.

Thanks! I'll probably still do it so I can take the VGC to BBY.

 

[WVMomof3]

Does anyone know the prioritypass rules? DH has been stuck in Denver all day. He went to Timberline this morning when he thought he had 30 minutes to make his next connection. Can he get food again today? I think he is there for 2 more hours. I am thinking someone once did same restaurant 2 hours apart? Is this still true?