Ok maybe this is a stupid question.... for those who do checking bonuses. How and when do you get your money back out? I assume nobody gets checks, LOL. So do you pay bills with it, or do you just transfer it out? Other than maintaining the minimum balance, are there other considerations? I have recently opened one for my DD and so far, I haven’t done anything with it, but I was thinking I’d pay down a credit card, maybe. I do remember seeing something awhile back that said not to use different bank accounts to pay your credit cards, though, so that has held me back....