I love credit cards so much! v2.0 (see first page for add'l details)

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Remind me - did you open a HELOC specifically to use for Plastiq to earn miles? I know you are very close to mortgage payoff.

I do not have a HELOC and will never be getting one. But I just wondered if you are so hardcore you got one just for your AA points! :)
I’m pretty sure he’s lucky enough to get a fee free HELOC through the bank he works for.

We’re using a HELOC as well. It’s been paid off for years but the line of credit is still open so we’re doing a quick withdrawal and paying back via Plastiq. It’s a nice avenue to have but I wouldn’t open one just to MS either.
@GlamMistress - that would be pretty hardcore 🤣. @bernina is right though, I got one for free via my employer (the bank). I opened it 4 years ago and have never borrowed a dime from it LOL! I finally have a reason to use it :D
 
Giant has a max of 1.50 off per gallon and 20 gallon max purchase. The 20 gallon actually works okay as you can save your points for the next fill and not have to store gas. But, since I've never done this before, I was in the dark on the rules and was planning to fill my five gallon container if I needed to. I've pumped 27 gallons in the past but I do not want to hit actual empty on this vehicle.
We use Weis and they have a 20 gallon and $1 off max. Works well for filling up DH’s Pilot and he takes the gas container with him since the riding mower constantly needs filled too.
I didn’t realize how lucky I was until now. We can get a 100% free tank up to 30 gallons. That’s insane compared to the minute of some other grocers. Feeling pretty fortunate over here :) I also have a way to “manufacture” gas points so my tanks are always “free” (less some gift card costs).
 
Trip report Part 3: South Africa (The others were Seychelles and South Africa Safari at Mhondoro, Hong Kong will be after this).

Hotels (yes Benevolent Dictator, I will eventually add these to the hotel thread ;) ) :

Hyatt Regency Johannesburg, 8k Hyatt points. Arrival night in SA before my safari. Took the Gautrain from airport to save some money, if you’re maybe 2-3 people cheaper to take an Uber. I wanted something away from the airport and this was the best acceptable deal. Awesome hotel! Attached to a new outdoor mall with lots of food options including a pharmacy store chain (which I desperately needed after having my legs bit to crap in the Seychelles one night as aloe was not cutting it, fyi don’t forget your bug spray to dinner even 1 night there!). I would totally stay here again! If your room faces the courtyard you will need earplugs due to bird noise. Road noise reported from other side so this is better imho.

Protea North Wharf in Cape Town, friends & family type rate, hotel recommended by people on Reddit award travel. Acknowledged Gold Status & upgraded 1 room level. HUGE! Full kitchen (didn’t use it), saw dirty glasses so wouldn’t want to anyway. Washer/dryer combo in unit. Very small, 2 hours to wash, I recommend hang dry instead of trying to use its dryer function. I knew this going in from TripAdvisor so I was ready. Coffee shops within walking distance for breakfast much cheaper than hotel breakfast. Located in a business type district. I stayed aware & was safe walking around during the day. Close to V&A waterfront, can walk from hotel (I didn’t end up doing that). Use an Uber at night. Would stay here again even at the normal rate or points rate.

Ten Bompas Hotel, Design Hotel by Marriott. Transit night between CPT-JNB and JNB-HKG. Used 35k cert from my credit card. Cash price was like $300 or something ridiculous so seemed like a great use of a cert. Ubered to/from airport. Was excited because it’s a boutique type hotel and it was my first Design Hotel but the property was in desperate need of refurbishment. Being in the middle of a neighborhood there are no other options besides their fancy restaurant. I ate lunch there and it was good but I just Ubered back to the mall I’d explored by the Hyatt for dinner & Starbucks breakfast the next morning. Uber is SUPER cheap. Breakfast was $10 USD total- 2 ubers, tip, Starbucks drink & pastry, much cheaper than the hotel would have been. Do not recommend. Stay at Hyatt Regency on points instead.

An older couple on my safari stayed at the JNB airport hotel and were happy with the convenience of it. If you want easy or don’t have lots of time on your hands look into that instead.

Flights: Booked direct with Kulula, 2 flights JNB-CPT & CPT-JNB ~$50/each. No frills discount carrier, would book again. Escaped over weight bag fee first time (guess clerk took pity on me) but had to pay the fee on the return flight. I knew I’d be charged it as the weight limit is quite low but it was only like $30 USD. Kulula is now in the Chase portal but the flight numbers and times did not match what I saw from the airline and expert flyer so be very careful if you book like that.

Lounges:

Bidvest Lounges at JNB & CPT via PP. Both fairly full, enforced 2 hour prior to departure rule for entry. Food not good, snacks ok. Drinks fine, free booze during afternoon & evening. Nice to have a comfy seat for a bit.

Shongolo Premium Lounge at JNB when I was departing on Cathay. CX printed off a lounge pass for me at check-in as a J passenger. Food better than Bidvest but nothing great. Alcohol available but idk if the wine was any good as I stuck to water that morning.

Cape Town:

4 nights, 3 days to explore. Wish I’d planned more time!

Day 1 Hop On Hop Off Bus, rode in the open air up top for awesome views- did free walking tour of Bo’Kaap, Table Mountain Cable Car, V&A Waterfront & Aquarium. I recommend them all, even the Aquarium- many of the fish were different than I’m used to seeing in CA/HI, it’s not big and I read most everything & was done in like 2 hours, worth it for sure (but not the penguin part! I LOVE penguins- LOVE LOVE LOVE- but not here. They have warm weather penguins in open exhibits in an enclosed building so it smelled horrid).
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Blessed with a beautiful day when I did Table Mountain!
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Isn’t this gorgeous? Even upside down there’s beauty here ;) I’d totally consider a couple beach days outside of Cape Town if- “when” if I’m being honest!- I come back.

Day 2 Cape Tour booked through Chase Travel Portal, was great, especially visiting the Penguin Colony! Lunch place had a baboon problem as soon as people left a table. This one attempted to abscond with a coffee (which he drank some of before being chased off, lol!). Alas much of it spilled as he jumped on top of the awning and the rest he lost when he dropped the mug upon landing :(
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So. Many. PENGUINS!!!!!

Day 3 was a Wine Country Tour booked through Chase Travel Portal. As we went through Stellenbosch downtown I kept thinking about @WDWMomof3 DD and how neat it must be to study abroad here! (Take a gander at her blog if you haven’t y’all!) As a California wine lover I was especially looking forward to this part and I enjoyed it. Although one winery gave me a special pricing list in USD with shipping to the US of a case for like $20. Which was a crazy low rate until I rather quickly figured out the wine bottles were priced 3x the going rate on their normal price list ROFL. Didn’t care as I wasn’t buying but fyi. Wine is cheap in SA, if the prices look like they do stateside you’re getting ripped.

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I had an evening food tour booked with Chase cancelled by the vendor by email a few days before, I’ll do a separate post on that refund process as I had to do it for a tour in Hong Kong as well.

Of note:
-I LOVED South Africa. Fascinating country, I cannot wait to go back & spend more time. The blending of cultures, variety of religions, development of a young democracy. Just awesome.
-I was safe. I tried to be smart, walk at day, Uber at night. Left some cash and a debit and credit card and my passport in my safe in case I was robbed (I wasn’t!). Common sense helps too- if all the buildings in the area have 10 foot walls & barbed wire, call an Uber even during the day (Johannesburg). Admittedly I lived in Stockton, CA for a few years so it takes a bit more than normal to scare me safety wise but that also means it’s no big deal to me to enact extra safety precautions others might not think about.
-Uber was great, Pei even tracked. Many people hopped in the front of their Uber at the airport and driver’s were a bit weirded out when I got in back on a couple of occasions but I always travel in back for safety and even for cultural comfort that is not something I will change. Freebird is supposed to work but I was too worried about issues locating me after I had issues with it in Orlando.
-Research the Uber pickup zone at airports before you leave for home or you’ll end up in the middle of the aggressive taxi solicitors at the airports insisting they match Uber prices- yeah, sure...
 
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I finally had some time to sit down and complete all of my Amex Plat stuff. Marriott and Hilton linked (already upgraded to gold), placed a $55.38 order from Saks, and reset my Uber account that I haven't used since 2016 and linked the card ($15 credit already showing for June).

I didn't pick an airline yet because I have to decide between SW/JetBlue.

Is there any reason I should sign up for Priority Pass through the Plat if I already have it through my CSR? Would it allow me to bring more guests if I was traveling with more than 2 people?

I also feel really wasteful that I have 2 TSA Pre/GE credits doing nothing. I guess I could always bite the bullet and go for GE, but I have no need for it right now. I foolishly paid for my TSA Pre in 2016/2017 before I found you lovely people :grouphug:
 
I got Slytherin back in the day. I immediately freaked and re-did it because #TeamGryffindor and got the correct result. I’ve been too scared to try again because deep down I know what the answer will be...

“But if it matters to you, you'll be able to choose Gryffindor over Slytherin. The Sorting Hat takes your choice into account." -Harry Potter
 
We made a last minute reservation, so our SWGE reservation time hasn’t been assigned. We’re here for two nights, so we have some flexibility. Just got to the DLH, so we’ll see! The line at registration is LONG!

I’m finally catching up after a busy week that included our last minute one-night stay at the DLH on Thursday night, and OMG, too funny, we were checking out of the hotel and leaving at exactly the time you did this post! We may have crossed paths :)

I did a short write up of our Friday morning SWGE experience in the big thread over on the Disneyland board, but we had a blast. Loved Olga’s and the small crowds. So glad we pulled the trigger even though we are going back to DL in early July and have two international Disney trips in the next month! Very crazy travel year :)
 
Has anyone booked Marriott for next year. I’m looking at June 2020 so I’m a bit early but looking at April and May, I’m getting no points ressies available in April or May at the Fairfield Anaheim. Are they blocking awards or just delaying release?
I’m woefully behind on this thread, so I’m not sure if anyone has responded. I noticed the same thing happening when searching for Anaheim on the Marriott site. The Fairfield and Courtyard Theme Park never showed any points availability. I discovered that you have to go directly to the specific hotel’s site to search and then it should come up. Hope that works for you!
 
And out of nowhere, the new Chase Marriott Bonvoy mass consumer card is up: https://creditcards.chase.com/travel-credit-cards/marriott-bold?CELL=6TKW
(H/T to r/churning)

From first pass they implemented a 1 Chase Marriott card rule, so you cannot get this card if you currently hold a Chase Marriott personal card or received the bonus for one in the last 24 months.

Eligibility for this product: The product is not available to either:

  • current cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), Marriott Bonvoy Bold™ credit card, or
  • previous cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), or Marriott Bonvoy Bold™ credit card, who received a new cardmember bonus within the last 24 months.
And then added the restrictions for the bonus on top for the other cards too


Eligibility for the new cardmember bonus: The bonus is not available to you if you:
  • are a current cardmember, or were a previous cardmember within the last 30 days, of Marriott Bonvoy™ American Express® Card (also known as The Starwood Preferred Guest® Credit Card from American Express);
  • are a current or previous cardmember of either Marriott Bonvoy Business™American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months; or
  • applied and were approved for Marriott Bonvoy Business™ American Express®Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express®Card (also known as the Starwood Preferred Guest® American Express Luxury Card) within the last 90 days.
No AF, earns 3x at Marriott, 2x on anything else that codes as travel. 50k sign up bonus after 2k in spend, no annual free night as you would expect from a no AF card, but does get the 15 elite night annually which will get you to Silver status.

Actually not a horrible card but not worthwhile for a churner I imagine.

Edit: Thinking about it, probably not a bad card to PC to if you don't want to pay for the free night for a year but could use the elite night credits?

I was wondering when we’d see this card.

Reports last year had Chase with the mass consumer and premium consumer cards, which we now know are the Bold and Boundless respectively; and Amex with the small business and super-premium consumer cards, the Business and Brilliant respectively.

I’m cynical enough to believe Chase held the Bold back so that customers would sign up for or upgrade to the Marriott Premier Plus/Bonvoy Boundless with an AF (what with all the fanfare surrounding the merger and relaunch under Bonvoy), and thus be disqualified for this fee free card and 50k Marriott points under the 1 Chase Marriott card rule.

Besides the 50k SUB and no AF, I don’t see very much compelling about this card. The earn rate sucks compared to the other Marriott cards — only 3x points for Marriott stays, compared to 6x on the Boundless, Business, and Brilliant. There’s no FN certificate, which is understandable because there’s no AF. But that means there’s also no FN cert to help justify keeping this card. I don’t know why anyone would downgrade a Boundless to the Bold, rather than just cancel. At least with the Boundless, you get a FN cert that is in most cases worth >$95. If you can’t justify the $95 AF to get a FN cert and any possible retention offers, why continue to hold the card as a Bold? It’s not like you need a Bonvoy card to hold your Marriott points. The Bold gets you 15 elite nights, but that’s a benefit on all the other Bonvoy cards and none of them stack! So if you have any other Bonvoy card from Chase or Amex, this benefit on the Bold is useless.
 
Well awesome that’s perfect!! We’ll be doing the payment plan for both Disney and universal then. I think for Disney we’re gonna do the one with no blackout dates and both water parks. For universal we won’t be including the water park.

Just a tip for APs to various Parks: We don't have the same level of APs as each other to save some money. I have the fancy pass to Busch Gardens/ Sea World that gets all the perks that I bought using an Amex deal + ebates and DH has a fun card purchased half off. For Universal DH has their Preferred Pass that he's had on autopay for 15 years at $15 a month and I have the Power Pass that I got through AAA with 2 months free (it expires this month so I will just pause on Universal for awhile until there is another great pass deal) Being local we don't really want to go during block outs so we find having one pass that gets free parking etc and the rest cheaper works well.
 
Ok so trying to decide if we keep DH's SPG lux. He does use the priority pass but its not a have to as he could take it or leave it. Haven't been having him use it at his stays since I have had CIP spends to work on.
 

Just applied. I had been trying to decide what my next card should be. I'm 3/24 with a goal of a WDW vacation in 2020. The Barclay Arrival Plus was one of the cards I was considering. I'm about 50 pages behind on the thread. While trying to catch up I sometimes jump to the last page to see if there's anything major going on (and I check Reddit). As soon as I saw the news about the offer going away I decided to jump.

I got the we need more time message. 😟
 
Just a tip for APs to various Parks: We don't have the same level of APs as each other to save some money. I have the fancy pass to Busch Gardens/ Sea World that gets all the perks that I bought using an Amex deal + ebates and DH has a fun card purchased half off. For Universal DH has their Preferred Pass that he's had on autopay for 15 years at $15 a month and I have the Power Pass that I got through AAA with 2 months free (it expires this month so I will just pause on Universal for awhile until there is another great pass deal) Being local we don't really want to go during block outs so we find having one pass that gets free parking etc and the rest cheaper works well.
At least for this first year, we’ll want to be able to go during blackout dates so we’ll probably end up buying the highest passes for both. Those are good tips for us after this first year though! Are there any good deals for universal or Disney for the highest level of passes?
 
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