I love credit cards so much! v2.0 (see first page for add'l details)

[Chancery8]

I am wanting to apply for my first Citi AA Biz card, do I need a mailer or is it OK to just use the public offer online?

Another question...any business cards where you get a card number you can use right away? I remember getting one for an AMEX card once upon a time. I have some big purchases to make and I would love to have a new card to put them on right away.

You can use the public offer for your first one. If you use the dummy booking offer for Citi AA Biz cards (pretend like you're booking a flight, the CC offer shows up on the booking page), then you'll get the card number on the screen immediately if you're approved. Guess the idea is that you'll use that CC number to book that flight you were just looking at.

 

[SouthFayetteFan]

It's official, I'm starting the game with my first card applied: CIP Biz.

Noteworthy, I checked my Chase account to make sure I didn't have a better offer than the links on the Reddit Referral page. Same offer. Then when I used the Referral link, it would only continue in an Incognito mode, but I was afraid my benefactor would not get credit. So I cleared 24 hours of History, Cookies, and Cache (Chrome) and it worked.

Congrats - instant approval??

 

[Hoosier John]

Congrats - instant approval??

 

[Chancery8]

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Time to stalk the chase approval line, fun times! Although, in my experience, if I apply for something on a weekend, it doesn't get looked at until Monday morning, which is usually when I finally get approved. Good luck!

 

[PolyRob]

I got two e-mails today that I had a new SM from Chase. I checked both of my accounts and it says "We recently sent you an important email message that was returned to us because the email address we have on file for you isn't working."

What? I just got two e-mails that you sent me an SM telling me my e-mail isn't working? IDK, Maybe I will just add a secondary e-mail to my accounts. Curious what the message was...

 

[SouthFayetteFan]

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Pending - no worries you can call the automated status line to see where you stand. 1-800-432-3117 (hit #, 3, 1)

 

[SouthFayetteFan]

I got two e-mails today that I had a new SM from Chase. I checked both of my accounts and it says "We recently sent you an important email message that was returned to us because the email address we have on file for you isn't working."

What? I just got two e-mails that you sent me an SM telling me my e-mail isn't working? IDK, Maybe I will just add a secondary e-mail to my accounts. Curious what the message was...

Probably their annual privacy notice

They always get me panicked over that each year.

 

[Lain]

For those Papa John’s fans out there, Papa John’s is offering an Extra Large 2-Topping Pizza for $10 when you apply promo code P5XL2. Offer is valid thru 5/12/19.

FYI: Gyft sells Papa John’s GCs and Gyft still codes 3x UR on the CIP and 5x on the CIC/Ink+ using PayPal checkout the last time I checked.

MPX also sells Papa John’s GCs in the exact denomination you need and earns 5x United miles, and pass through coding should earn you another 2x UR on the CSP/CIC or 3x UR on the CSR.

 

[PolyRob]

Probably their annual privacy notice

They always get me panicked over that each year.

Yes, panicked me too! I woke up and thought "OMG, the jig is up, they've shut me down for referring myself to CIP #2"

I'll add another e-mail and hope for no more SMs lol

 

[babyready]

You can use the public offer for your first one. If you use the dummy booking offer for Citi AA Biz cards (pretend like you're booking a flight, the CC offer shows up on the booking page), then you'll get the card number on the screen immediately if you're approved. Guess the idea is that you'll use that CC number to book that flight you were just looking at.

Perfect! Thank you!

The offer is 40,000 points and a $250 credit. Is this better/comparable to the 70,000 public offer? People are generally buying gift cards with that $250, right?

 

[SouthFayetteFan]

Yes, panicked me too! I woke up and thought "OMG, the jig is up, they've shut me down for referring myself to CIP #2"

I'll add another e-mail and hope for no more SMs lol

Uh oh... @PolyRob - I’m in trouble too!!

We've sent an important communication to your Secure Message Center, available on Chase Online or on the Chase Mobile app.

The subject is: Please make sure your email address is correct​

 

[Narnia_girl]

I've booked 3 nights at a hotel in Quebec City through Rapid Rewards because they are offering 5,000 RR points after the stay. Wondering now, if I should rebook with my name on two nights and my husband's name on one night? Would we be able to both get 5,000 points? (Quebec City hotels are pricey!)

Also, do hotel points earned this way count toward companion pass? The hotel partner info I found was confusing.

 

[SouthFayetteFan]

Like @Andysol noted in his Reddit comment, it appears Chase is a year behind in going after perceived misuse, so we may not know if Chase considers whatever we’re doing misuse for another year. Even then (and I haven't seen the letters), it seems Chase is only issuing warnings for now, not clawing back points or shutting down accounts.

What I don’t like about the Chase self-support and cross-support method — and I commented about this in the DISchurners thread — is that it’s obviously a “hack,” something stumbled upon by the churning community, and not developed, intended, or supported by Chase. By comparison, Amex's universal cross-support was clearly designed by Amex as a new feature (and there's some ambiguity whether self-support was intended).

This aside, DPs that self- or cross-support using this method may or may not track seems to me like risking a waste of a lot of support clicks. I'd rather use someone else's official support link and have confidence my click will track and the support points will be awarded, even to someone else, than potentially waste a click on myself. This is somewhat analogous to why I’ll choose to use certain shopping portals over others, even if the payout is lower but I know it’ll track vs. a higher potential payout but risk that it won’t track. And then I may not want to follow up for the missing purchase because I might’ve used a credit card or promo code that may or may not be supported. Getting Chase to credit you for missing support points is difficult enough when the click is legitimate. I don’t think it’d be a good idea for anyone to ask Chase to credit them for a support click that didn’t track using this method. (And I hope no one is stupid enough to try.) But then that’s a wasted click, and the bank wins.

@Lain - a phenomenal comment! I literally agree with every word you said here (and loved your use of the word analogous)!! Perhaps I got overexcited about the potential loophole on Monday but I think the risks outweigh the benefit the more I have thought about this.

Also want to add that u/m16p just shared his story on r/churning and jives with what we are recommending. (He is one of my fellow mods at r/churningreferrals and somebody I trust). https://www.reddit.com/r/churning/comments/bnax0w/discussion_thread_may_11_2019/en4wah7/

 

[palhockeymomof2]

It's official, I'm starting the game with my first card applied: CIP Biz.

Noteworthy, I checked my Chase account to make sure I didn't have a better offer than the links on the Reddit Referral page. Same offer. Then when I used the Referral link, it would only continue in an Incognito mode, but I was afraid my benefactor would not get credit. So I cleared 24 hours of History, Cookies, and Cache (Chrome) and it worked.

Congrats

 

[Haley R]

If you decide to do it, typically these deals post as travel if that helps you decide on a card

We ended up buying them! We just used our CSR

 

[Chancery8]

Perfect! Thank you!

The offer is 40,000 points and a $250 credit. Is this better/comparable to the 70,000 public offer? People are generally buying gift cards with that $250, right?

Yes, just buy a AA gift card and the statement credit will cover it. You can keep the gc or sell it.

The 40k offer is better if you’re willing to take the chance on getting the match. What everyone has been doing is doing the 40k offer, then asking for a match to 60k pts via chat. It’s not guaranteed, but most people have been successful in getting the extra 20k pts. So if you get the match, then it’s definitley a better offer as you’ll get 60k pts and a $250 AA gift card for a much lower MSR than the 70k pt offer.

Oh, and I don’t think you get the card number immediately for the 70k pt offer, if that factors in to your decision.

 

[Albort]

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Pending - no worries you can call the automated status line to see where you stand. 1-800-432-3117 (hit #, 3, 1)

Wouldn't bother until Monday. Haha

 

[Disneyonmymind]

Sorry to keep asking stupid questions but I tried to send an email last night from my CIP to DH to use to apply for his CIP but he still hasn't received the email with the support link. Is there another way to get this? I think so but I can't remember how to do it.

 

[Lain]

Sorry to keep asking stupid questions but I tried to send an email last night from my CIP to DH to use to apply for his CIP but he still hasn't received the email with the support link. Is there another way to get this? I think so but I can't remember how to do it.

Don't use the email method to share a support link; it can take a week to arrive, if ever. Go to the Chase "Support"-A-Friend site; log in with your last name, zip, and last 4-digits of your CIP; copy the link that's there and paste it somewhere, email it to yourself/DH, whatever. Then use that link to apply for DH. If you're paranoid, you can clear your history/cookies/cache, go incognito, or use a different browser to apply.

 

[palhockeymomof2]

Sorry to keep asking stupid questions but I tried to send an email last night from my CIP to DH to use to apply for his CIP but he still hasn't received the email with the support link. Is there another way to get this? I think so but I can't remember how to do it.

The emails can take a week or more to arrive
https://www.chase.com/referafriend/catch-all....put your card info here...then copy and paste the link