I love credit cards so much! v2.0 (see first page for add'l details)

[Hoosier John]

I kept the same name as here....others have different names totally up to you

Many of us use the same name. Others use a different name. Whatever your preference is

Thanks folks! My username was taken (although it could have been taken by me, as it timed out before I finished ).
.

 

[SouthFayetteFan]

Oh boy. The first person I thought about was OJ:

https://www.removeddit.com/r/churning/comments/80ld0f/_/duxku5s/

and

https://www.removeddit.com/r/churni...ccount_bonus_week_of_october_20_2017/dow8z9l/

Oh yeah - haven’t heard whether he got them or not yet.

@Andysol - you caught up in these “warning letters” at all?

 

[bernina]

Signing up for Reddit: Does it make sense to use the same name as here, or better to choose something different?

My username here was taken so I added dis_ to the front of it.

 

[wendow]

@wendow how are your MIL and FIL doing?

Thanks for asking. My MIL moved to a new facility two days ago and I believe she’s supposed to be there for a couple months. Other than that, I don’t think much has changed. I’m kind of excited for them because at this new place, it’s an assisted living with a rehab center, my FIL can take her out at times. It might be too much for him this early but hopefully they can do that soon. It’d be good for them both.

 

[amalone1013]

Thanks. Does it end today? With us moving down there I’m 100% sure we would use it.

All of the deals that site is having will be available until they sell out. Looks like they are still available this morning.

 

[wendow]

So what’s the story with this magical TA. Why the controversy (if you’re allowed to say)?

I’m sorry I forgot to respond last night! So the story is that the agency has historically offered some pretty amazing rates for certain times of the year, mainly deluxe hotels with dates around Labor Day.

Since the DIS is owned by a TA, we were not allowed to discuss this agency since that’s their competition. People have hinted and danced around the name for years on here and many of us, me included, have gotten in trouble by mods.

So it’s just way funny now to see a thread with the agency initials in the title and posters openly discussing.

 

[punkin]

Just applied for United card using DH's referral. It's only a 2k spend so, i will need a new one soon. I am now officially 1/24.

 

[Disneyonmymind]

I have questions regarding using the Chase UR travel site. First, how do you account for the CSR 1.5 effect? Say I have 100,000 UR and I book a a 10K room for 8 nights, so I need 80K points total to book. Will they only take 53,333 points from my account? Also, if I need to cancel it and re-book different dates, or a different hotel, how long before the points are returned to my account?

 

[Lain]

Oh yeah - haven’t heard whether he got them or not yet.

@Andysol - you caught up in these “warning letters” at all?

https://www.reddit.com/r/churning/comments/bnax0w/discussion_thread_may_11_2019/en4e7yy/

 

[Hoosier John]

This is just a trial run before using a Link on Reddit (credit to SFF)

Just to check: Should I list 1 or 2 (me, or me & wife) as Number of Employees that rent a house out? (In reality it's just me, and she would rather sell it)
.

 

[bernina]

Thanks for asking. My MIL moved to a new facility two days ago and I believe she’s supposed to be there for a couple months. Other than that, I don’t think much has changed. I’m kind of excited for them because at this new place, it’s an assisted living with a rehab center, my FIL can take her out at times. It might be too much for him this early but hopefully they can do that soon. It’d be good for them both.

The new facility sounds more comfortable for MIL and it’s nice to have the option to be able to check her out when he feels up to it.

I’m sorry I forgot to respond last night! So the story is that the agency has historically offered some pretty amazing rates for certain times of the year, mainly deluxe hotels with dates around Labor Day.

Since the DIS is owned by a TA, we were not allowed to discuss this agency since that’s their competition. People have hinted and danced around the name for years on here and many of us, me included, have gotten in trouble by mods.

So it’s just way funny now to see a thread with the agency initials in the title and posters openly discussing.

Thanks! I figured it was something like that, never dull around here

 

[wendow]

View attachment 399970

This is just a trial run before using a Referral Link on Reddit (credit to SFF)

Just to check: Should I list 1 or 2 (me, or me & wife) as Number of Employees that rent a house out? (In reality it's just me, and she would rather sell it)
.

I always just put 1 employee.

 

[Lain]

I always just put 1 employee.

@Hoosier John - Same. You can always "add" an employee later.

 

[Albort]

View attachment 399970

This is just a trial run before using a Referral Link on Reddit (credit to SFF)

Just to check: Should I list 1 or 2 (me, or me & wife) as Number of Employees that rent a house out? (In reality it's just me, and she would rather sell it)
.

^^ what they said.

 

[palhockeymomof2]

View attachment 399970

This is just a trial run before using a Referral Link on Reddit (credit to SFF)

Just to check: Should I list 1 or 2 (me, or me & wife) as Number of Employees that rent a house out? (In reality it's just me, and she would rather sell it)
.

I’ve always just put 1 but don’t think it matters it you put 2

 

[Haley R]

All of the deals that site is having will be available until they sell out. Looks like they are still available this morning.

Yeah we haven’t bought any yet. I told Dh we would obviously use them sometime within the next year. It stinks that we don’t have an MSR to work towards but we can’t open any new cards until after our closing of our new house.

 

[SouthFayetteFan]

View attachment 399970

This is just a trial run before using a Referral Link on Reddit (credit to SFF)

Just to check: Should I list 1 or 2 (me, or me & wife) as Number of Employees that rent a house out? (In reality it's just me, and she would rather sell it)
.

I put 10... I like to claim to have a successful enterprise... JK JK JK!

I usually say 1 or 2. Depends on my mood haha.

 

[Haley R]

I put 10... I like to claim to have a successful enterprise... JK JK JK!

I usually say 1 or 2. Depends on my mood haha.

 

[SouthFayetteFan]

https://www.reddit.com/r/churning/comments/bnax0w/discussion_thread_may_11_2019/en4e7yy/

Well I figured that would be the case. @Lain - what are your thoughts on the whole thing?

I think I stand by my comment from yesterday that we don’t want to play any games with referral loopholes. It seems that it’s not worth the risk.

The one question though is on the multiple CIP loophole and the ability to self-refer. Boy it’s be tough to give up 10k URs there and I think I’d continue to advocate for that (where necessary). Of course a spouse link is the better option if possible.

 

[Lain]

I put 10... I like to claim to have a successful enterprise... JK JK JK!

I usually say 1 or 2. Depends on my mood haha.

I mean, at some point, your numbers have to make sense, right? If you’re applying as a sole proprietorship (vs. say, a partnership), and you list 2 employees on revenue of only $1,500, are you not paying the other employee a minimum wage? 1 employee sole proprietorship is so much cleaner.