Last year I rented points from a DVC member for a 2BR at Old Key West Resort. The total cost for the room via renting the points came to about 55% off the rank rate. The normal rate for a 2BR villa at this place was $649/night and we paid $315/night. The intent was after 30+ years going to WDW (since I was a baby) and staying offsite or even at "value" to "moderate" rooms, I wanted to spoil myself. OH BOY, I really got spoiled. The villa was about 1200 Sq Ft which is larger than some apartments I used to live in. Of course, a full kitchen, full washer and seperate dryer, jaquzzi and a "SUPER king" bed in the main BR and two queens in the 2nd BR along with a sofa bed, we had more room than we know what to do with. Plus the kids got to run around once we got back from the parks (where id they get the energy?) and even with them running around they did not bump into us.
Sorry for going so long. Point being, you might give yourself a gift and rent a DVC vacation from someone. Most 1BR villas start off at 16 points a night, if you rent the points at $10/point which is the norm, you get a great 1BR room for $165/night. That is cheaper than the deluxe resorts but you get a "home away from home"
Anyway...give it a try.