Hard time deciding how many points we truly need.

[ClaraOswald]

I was really only comparing the TOT we'd pay at VDH to the lower negotiated tax that is rolled into VGC. Since right now, those are the only two options I'm considering. I'm not going to stay off site or on cash for the foreseeable future.

I was just saying that VDH is "cheaper" than VGC up front, per point. But over time it likely evens out more with the tax being higher than the negotiated, lumped into dues, rate at VGC.

 

[ClaraOswald]

How does banking points work with a fixed week? If we buy VDH, we would alternate years there and at VGC. So would the 160 VDH get banked over?

I looked at the weeks, and the week we like to go in June is more than 160, so I don't think we'd end up doing a fixed week.

 

[tx911]

How does banking points work with a fixed week? If we buy VDH, we would alternate years there and at VGC. So would the 160 VDH get banked over?

I looked at the weeks, and the week we like to go in June is more than 160, so I don't think we'd end up doing a fixed week.

I'm not a FW expert, but I believe if you use the points before the FW is booked, it is just not booked. Once it is booked, you would need to call MS to cancel, after which the points would be available for use or banking....I think.

 

[AstroBlasters]

How does banking points work with a fixed week? If we buy VDH, we would alternate years there and at VGC. So would the 160 VDH get banked over?

I looked at the weeks, and the week we like to go in June is more than 160, so I don't think we'd end up doing a fixed week.

You don’t ever have to actually use the fixed week… so the actual week doesn’t matter. It’s just there in case you need to sell it to give it some extra value.

 

[AstroBlasters]

I'm not a FW expert, but I believe if you use the points before the FW is booked, it is just not booked. Once it is booked, you would need to call MS to cancel, after which the points would be available for use or banking....I think.

Yes, and FW book 12m out…. so there is plenty of time to use it at 11m.

 

[VGCgroupie]

How does banking points work with a fixed week? If we buy VDH, we would alternate years there and at VGC. So would the 160 VDH get banked over?

I looked at the weeks, and the week we like to go in June is more than 160, so I don't think we'd end up doing a fixed week.

You just cancel your FW or if you know you won’t be using it you can call and request it not be booked. Then you just bank points like normal points.

 

[byurick]

Fixed weeks are also Sunday to Sunday. Not sure if that matters or not, just giving more info to throw at you

 

[muppets3d]

I have a week 39 favorite week (DVC calls them favorite weeks, not fixed weeks) at VGF. Every year I've owned it, the room has booked for more than the points I own (even counting the 10% premium I had to buy to pay for DVC's administrative burden).

I paid for 157 points. In 2025 the favorite week cost 167 points. Next year it will cost 162 points.

The key with favorite weeks is to buy the last one in a season (unless you really want a particular week such as Halloween or Christmas or whatever). My favorite week is the last week of September.

This also hedges you against DVC possibly recalculating seasons. They could move my favorite week to a higher points season, but it doesn't matter to me because even if it costs 200 points to book my week, I have still only purchased (and am only paying dues on) 157 points.

As has been mentioned, I am free at any time to opt out of my favorite week and I can spend those 157 points any way I wish. My favorite week is automatically booked for me before the 11 month priority booking window opens, but it is a quick call to member services to opt out and release the points back into my account for other use if I decide. Cancellation rules for this booking are the same as any other; I have to opt out 31+ days before check-in or I have holding to deal with, for example.

 

[Sandisw]

How does banking points work with a fixed week? If we buy VDH, we would alternate years there and at VGC. So would the 160 VDH get banked over?

I looked at the weeks, and the week we like to go in June is more than 160, so I don't think we'd end up doing a fixed week.

To add to what others have said, any points banked from a FW you canceled, will not be eligible for the FW the following year.

They will always use current UY points so that banked points would be stragglers for you to use on a regular booking.

We never do 7 night stays, and opted against getting a FW because it would never be used.

Yes, it could be canceled but I’m not convinced the FW will go for more than a regular contract so I didn’t invest the extra.

The only time you out see that is if you go for a popular week. But, if you see yourself using it occasionally, then it can be a nice thing!

 

[ClaraOswald]

I looked at that fixed week chart earlier in the thread and it looks like we'd have to do a fixed week on a studio since all the 1-bedroom weeks are more points than we want. So I don't see us doing that.

 

[VGCgroupie]

I looked at that fixed week chart earlier in the thread and it looks like we'd have to do a fixed week on a studio since all the 1-bedroom weeks are more points than we want. So I don't see us doing that.

I did a studio also due to points for a 1 bed. I wanted to split my 300 points up not have it all on one contract. My FW was for resale potential not for actually using it.

 

[muppets3d]

I'm not convinced a favorite week would command a premium on the resale market unless the buyer actually wants to travel during that week. If they don't they'd probably just consider it an unnecessary burden and choose a different contract.

 

[tx911]

I'm not convinced a favorite week would command a premium on the resale market unless the buyer actually wants to travel during that week. If they don't they'd probably just consider it an unnecessary burden and choose a different contract.

Hot take

 

[juliebee]

I'm not convinced a favorite week would command a premium on the resale market unless the buyer actually wants to travel during that week. If they don't they'd probably just consider it an unnecessary burden and choose a different contract.

I suspect the average resale purchaser would feel that way. Someone that was savvy about DVC would consider it a bonus, so you'd hope they would be the buyer of your contract.

 

[VGCgroupie]

I'm not convinced a favorite week would command a premium on the resale market unless the buyer actually wants to travel during that week. If they don't they'd probably just consider it an unnecessary burden and choose a different contract.

It sets you apart from other listings. It might be something that is important to have when restricted resorts sell out, nobody knows what those resorts will have availability wise. I will admit a FW at DLR currently is less desirable than a FW at WDW since people don’t tend to stay as long at DLR. But with DL forward that could change.

A FW can save you points in the future. I can’t really see how clicking cancel or chatting for 5 min would be a burden to make someone overlook that contract.

 

[ClaraOswald]

I definitely think it seems less desirable for the average Disneyland visitor. People always seem shocked when we say we go for 6 nights. Even our (new) guide was like "WOW!" when we told him we like to do almost a full week there.

If we lived closer, even we wouldn't do 6 nights in a row, I don't think. We mainly do it now because driving/flying is kind of a pain so we'd rather just go for 1 longer trip instead of multiple smaller ones.