Well we are one of the Top 20... having 1000 points and we are borrowed out completely, all for personal use!
Right now, we dont have enough points, but in another 10-15 years we may have too many.... If we find that to be true, we will sell one (or more) of our 5 contracts. We wont be adding on, since we feel we are capped out on yearly dues. (Of course we said that before our last add on too.... lol)
But we have chosen WDW as our main destation spot for the next dozen years.... You cant beat the pools, the staff, the cleanliness, the location, and most imporantly... the 2 bedroom villas.
We just got back from our first *no park* trip and it was wonderful. We now feel WDW is the place to go and hang out, as well as hitting the parks, seeing the sites, and everything else.
Ahhh yes..... just a few more points maybe.... LOL