Disney vacation rant

Ignorance would be you thinking because a person is on any type of goverment assistance that they are not entitled to the "luxeries" of life.
No, ignorance would be you thinking that anyone is ENTITLED to the "luxuries" of life. Luxuries are something you work for, and can get after you pay for your basic needs. The idea that we are all entitled to all the "luxuries" that we want is a big part of why this country is in the credit crisis we are in now.

I feel like this is said a lot on this board, but I'm saying it again -

A Disney vacation is a privilege, not a right.
 


I pay taxes, and I have paid taxes since I was 16. I am not going to deprive my children to suit other people. There is nothing unethical about me going on a disney cruise and actually now that disney is having free dining May 2011 I am going to book that today also. My childrens medicaid is temporary and they have been on it about a year. As I stated before I work everyday so yes they are not just your tax dollars but mine also. Oh yeah, I am also a homeowner therfore I pay even more taxes. Should I not be able to own a home since my children are medicaid? What about a late model car? Keep in mind as I stated before I work everyday.
Yes you do pay taxes but if you are not having to pay for health ins for your kids you get all of that back. You most likely come out ahead. We pay taxes and we don't get any of it back...we will never come out ahead..in the taxes dept. Many years ago my kids had to go on medicaid...DD had to have emergency surgery and DH did not have insurance, at that time. He worked, I worked and we barely made the cut off. We didn't have car payments and we had a low montly mortgage and just the regular type bill...nothing eccessive. But there is no way we could have EVER been able to afford a trip to WDW let alone a trip and a cruise. Even if we could have (would have to have been charged) there is no way I would have felt comfortable telling anyone we were taking a trip like that. Jump to the present...we make more money than we did during that time...we pay a lot more in taxes...we pay more every year for our insurance and we still don't take trips like that every year let alone two. I guess the real reason people are upset at the pp is because those that are paying their own way are paying yours, too. We are on the budget board trying to find ways to save up for WDW and you found a way to save a ton.
 
You know I read posts for people who have all these travel plans and wonder how do people pay for these things. Me and my DH own our bus and we do ok not great but ok. We live in an apartment and have very few bills, but by the time we save money for our taxes, and put gas in our van which can be every couple of days along with buying propane. That takes a big chunck out of our money. We dont even have ins because we cant afford it. It is to costly and we do not have the funds to pay for it.

We went with some friends recently for a two hour drive away from home to stay the night and one night in the hotel and to eat out was not easy, may sound dumb but we cant even do that.

The way some people justify things just really amazes me. Not flaming anyone but just WOW.
 
No, ignorance would be you thinking that anyone is ENTITLED to the "luxuries" of life. Luxuries are something you work for, and can get after you pay for your basic needs. The idea that we are all entitled to all the "luxuries" that we want is a big part of why this country is in the credit crisis we are in now.

I feel like this is said a lot on this board, but I'm saying it again -

A Disney vacation is a privilege, not a right.
I couldn't have said it better myself. We couldn't afford a WDW vacation when the kids were little. After things started to look up financially it still took many years to get to where we are today. We were able to take our first family vacation in 2007. Looks like 2011 will be the year DH and I get to finally go on our honeymoon (after 12 years of marriage)
 

No, ignorance would be you thinking that anyone is ENTITLED to the "luxuries" of life. Luxuries are something you work for, and can get after you pay for your basic needs. The idea that we are all entitled to all the "luxuries" that we want is a big part of why this country is in the credit crisis we are in now.

I feel like this is said a lot on this board, but I'm saying it again -

A Disney vacation is a privilege, not a right.


I definitely find the entitlement attitude that seems to be pervasive in this thread disturbing.

Legally folks may very well be able to file for bankruptcy or receive aid payments and still go on vacation.

But where is the moral compass?

Honestly if folks can't pay for bills they racked up, or take care of the basic needs of their family, maybe they could at least scale back that lavish vacation they're so entitled to and plan something more modest instead. :confused3
 
No, ignorance would be you thinking that anyone is ENTITLED to the "luxuries" of life. Luxuries are something you work for, and can get after you pay for your basic needs. The idea that we are all entitled to all the "luxuries" that we want is a big part of why this country is in the credit crisis we are in now.

I feel like this is said a lot on this board, but I'm saying it again -

A Disney vacation is a privilege, not a right.

Yes you do pay taxes but if you are not having to pay for health ins for your kids you get all of that back. You most likely come out ahead. We pay taxes and we don't get any of it back...we will never come out ahead..in the taxes dept. Many years ago my kids had to go on medicaid...DD had to have emergency surgery and DH did not have insurance, at that time. He worked, I worked and we barely made the cut off. We didn't have car payments and we had a low montly mortgage and just the regular type bill...nothing eccessive. But there is no way we could have EVER been able to afford a trip to WDW let alone a trip and a cruise. Even if we could have (would have to have been charged) there is no way I would have felt comfortable telling anyone we were taking a trip like that. Jump to the present...we make more money than we did during that time...we pay a lot more in taxes...we pay more every year for our insurance and we still don't take trips like that every year let alone two. I guess the real reason people are upset at the pp is because those that are paying their own way are paying yours, too. We are on the budget board trying to find ways to save up for WDW and you found a way to save a ton.

I wanted to keep my mouth shut but I just can't. :rotfl::rotfl:

I agree with these posters. DH makes good money. We have health insurance, our cars are paid for, we have no CC bills but we do have a mortgage.

I was pricing a 4 day cruise on the new Disney Dream for spring break and just couldn't fathom paying about $4K for a 4-day trip. We did splurge last December and took the kids to Disney for 8 days and stayed CL at the Poly with a 40% off room discount and it was still nearly a $5K trip! The OP said her BROKE (yes broke, if they filed for bankruptcy and are living on public assistance) BIL, SIL and DN are going to the Poly for a vacation and doing all these extras. It doesn't make sense to me how they can't afford the basics for their child but can afford about a $5K vacation??? Some thing just isn't right and those people who feel they are entitled to a Disney vacation but can't provide the basics definitely don't have their priorities in check. That's selfish and childish IMO.

If you can afford to take not one, but 2 Disney trips within a 12 month period (this is to the person who has their kids on Medicaid and works EVERYDAY) then you can afford to save that money instead and get them some health insurance. And you don't necessarily need health insurance anymore. If your kids are healthy you can put that into a HSA (health savings account) and when they go to the doctor, draw money out to pay for it! There are doctors out there who discount their services to people who pay cash so they don't have to deal with the expense of insurance companies. You just have to find them.

We definitely live in a GIMME, GIMME, GIMME world!!
 
Hey sorry but if you're accepting Medicaid benefits a Disney cruise is a little ridiculous..not illegal but ridiculous. You can rationalize it however you want but it is OUR taxpayer money paying for insurance for YOUR kids. It's economically more cost effective for you...not for the rest of us. Save the money from the Disney cruise and pay for your kids healthcare.

My thoughts exactly!! I work in the healthcare business and I'm sick and tired of seeing people pull up in big new Chevy Tahoes as 5 kids get out all on medicaid.:confused3 They save money on kids insurance and buy nice cars, trips etc.. my car is 12 years old. I pay for my Disney trips with my money...not the taxpayers.
 
I definitely find the entitlement attitude that seems to be pervasive in this thread disturbing.

Legally folks may very well be able to file for bankruptcy or receive aid payments and still go on vacation.

But where is the moral compass?

Honestly if folks can't pay for bills they racked up, or take care of the basic needs of their family, maybe they could at least scale back that lavish vacation they're so entitled to and plan something more modest instead. :confused3

You can't regulate "morals". We Americans have been trying to do it since the Pilgrams landed on Plymoth Rock. Ain't gonna happen. Whether you talk about people abusing the welfare system or Bank CEO's who pull down multmillion dollar bonus while wiping out the little guy, then needing tax payer assistance.

Thankfully and in reality the % of welfare abuse is very small so I wouldn't lose sleep over it.

Lastly, let's remember to take a look in the mirror. People did not just simply wake up one morning and say "Gimme, gimme, gimme". We've cultivated the "must have it now" and "charge it" attitude over a long period of time. We (general public) thought the good times would always be rolling so we didn't save, we used our houses as piggy banks and we paid for things with money we didn't have.
 
My thoughts exactly!! I work in the healthcare business and I'm sick and tired of seeing people pull up in big new Chevy Tahoes as 5 kids get out all on medicaid.:confused3 They save money on kids insurance and buy nice cars, trips etc.. my car is 12 years old. I pay for my Disney trips with my money...not the taxpayers.

Can you prove it's their car? Can you swear that they did not have a current emergency that forced them temporarily onto public assistance? See that's the problem with sterotyping on face value, you have no idea how some thing is paid for.
Would it have been acceptable to you if they got out of a 20 year old ford escort? Should they have had dirty, ripped up clothes with dirty faces?
Is there some "acceptable" way poor people have to look in order for them to qualify?
What I find absolutely funny (not to mention a bit hypocritical) is that many times we get questions here from people wondering whether or not they should financially help out a family member and the resounding number of responses are always "Let them go on public assistance"

So it seems that we have rules that we like our poor citizens to follow and if they don't fit into this stereotype mold we have, we get mad.

Maybe they are working at a job that does not offer Healthcare. You're in the health care industry so you should know exactly how much it would cost to insure 5 kids. If I lost my job, I would have a lexus which I drive now, but I couldn't afford the cost of Cobra (which for a family of 4, with 1 asthmatic kid could easily run me $700 a month).
 
That would be "cannot".

You said it was more cost effective to let the gov pay. Well obviously. You did not say that the only way your kids could get health care was to let the gov pay.

and no, you are not entitled to luxuries. Nobody is.
 
Ok I am confused on why everyone is mad at Zydebearsmom. She said her kids qualify for Medicaid. So if the government doesn't have a problem with giving her Medicaid why should you have a problem with her receiving Medicaid legally.

I do hate the excuse "well it is my tax-dollars sending her to Disney." The government decided who gets Medicaid...the government voting citizens elected into office. Your tax dollars don't give you a right to tell citizens how to spend their money.
 
Wow, this is kind of sad. I can only imagine the life we'd be living if we wern't paying our health insurance bill.

I have a "friend" too who her DH actually didn't want a pay raise cause they would lose their free state medical and have to start paying on it and that would mean their income (after paying for the insurance) would be less. Same friend will take her kids to the doctor for a hangnail where I make darn sure my kids aren't just having a bug before I consider paying the $40 copay. Earlier this year when DD11 hurt her ankle it was $40 copay to see the doctor and $60 copay on x-rays to find out it wasn't broken. She "reminded" me that she would have paid nothing. :headache:
 
Ok I am confused on why everyone is mad at Zydebearsmom. She said her kids qualify for Medicaid. So if the government doesn't have a problem with giving her Medicaid why should you have a problem with her receiving Medicaid legally.

I do hate the excuse "well it is my tax-dollars sending her to Disney." The government decided who gets Medicaid...the government voting citizens elected into office. Your tax dollars don't give you a right to tell citizens how to spend their money.
Maybe its b/c she not only felt the need to post about her cruise but that she also booked a second trip for 2011. It burns my cookies to see someone who could pay for there childrens needs but chooses to let the taxpayer do it instead so that they can enjoy the luxuries they think they are entitled to. But I have to scrimp and save to cover my kids. I feel like she was rubbing that second trip in our faces. But thats just how I feel. People who can afford disney cruises and trips to disney the same year can afford to pay for there kids insurance.
 
Ok I am confused on why everyone is mad at Zydebearsmom. She said her kids qualify for Medicaid. So if the government doesn't have a problem with giving her Medicaid why should you have a problem with her receiving Medicaid legally.

I do hate the excuse "well it is my tax-dollars sending her to Disney." The government decided who gets Medicaid...the government voting citizens elected into office. Your tax dollars don't give you a right to tell citizens how to spend their money.

Well, you are right there. A year or so ago a politician came to my door asking me to vote for him. It was a day when I had been annoyed with our insurance, co pays or something who knows what now but it was heavy on my mind. I asked him what made him different and he asked me what I wanted different. I told him about how irritating this situation with my "friend" was to me. How my DH works 2 jobs, busts his behind working usually a minimum of 60 hours a week to provide the best for our family that he can and how other families where living better then us on less work and income because of our healthcare costs. I was saying how we are paying$18,000 for our 3 kids to get braces and other people are getting them for next to nothing, and how she can take her kids to the docotr for anything and everything and I have to think each visit through because of our high copays and you know what his answer was? Be happy my DH is such a hard worker. Well I am, and I am very proud of how hard he works to provide for us, but it kind of stinks to see people working less and getting more.
 
Ok I am confused on why everyone is mad at Zydebearsmom. She said her kids qualify for Medicaid. So if the government doesn't have a problem with giving her Medicaid why should you have a problem with her receiving Medicaid legally.

I do hate the excuse "well it is my tax-dollars sending her to Disney." The government decided who gets Medicaid...the government voting citizens elected into office. Your tax dollars don't give you a right to tell citizens how to spend their money.

Well I will try to answer this, and I can ONLY speak for myself, but I have a good memory & sometimes I see a posters ID and I say "Hey I remember when I posted on a thread started by so and so" and then my "hackles" get up when I see someone blatantly flaunting perceived entitlements, sort of like someone thumbing their nose at everyone else....just sayin'
 
OP here. I didn't mean to start such a debate when I posted my rant. I will tell you that I have literally seen both sides of this coin, however:

I was a single mom for six years. When my son was born, we were on Medicaid, food stamps, WIC, and subsidized daycare. I only took the food stamps for just over three months (this was back when they were actual coupons in a book) and I made those stamps last to stretch out my food budget for nearly a year. I worked full time and went to school full time. I barely saw my son that first year...and I could not have done it without the state's help. I knew that that was the only way to get out the poverty trap I was in. We lived in Florida at the time and were so broke that I used to pack peanut butter sandwiches for us for dinner and we'd eat in the public library. It was air conditioned and had lots to entertain us. We'd stay until after dark when it would be cool enough to go back home. To this day, my son is still a voracious reader.

Within a year, we were off all forms of public assistance; and I did bring home LESS after putting my son on my employer's insurance. Fast forward to now, and I am making almost $75K a year, have no debt but my mortgage, and even that will be paid off within ten years by myself -- less than five if hubby and I get back together.

I understand better than most that public assistance is there for those who need it to get "back on their feet". Letting the taxpayers pick up the tab because you cannot provide for your children is a humbling experience for many of us...as it should be. I would never have continued it for one second longer than I absolutely HAD to. And I would consider going on a deluxe vacation to be downright stealing.

To the posters who keep equating being POOR with being DIRTY -- I don't understand the connection. I am the first to admit that I was totally broke. We had clothes and shoes from Goodwill and garage sales and thrift stores, used furniture and household items. But never once did my son go out in public dirty. Soap and water, luckily, are cheap. :confused3
 
I got away from the OP, so to her. Are you sure your DH isn't funding the trip? Seems like if he is saving for her college he may also want to give her the experience fo Disney, and I am not saying that is wrong but a more econimical trip might be in order, with or wothout your DVC. I don't get paying rack rate either, seems if he's a Disney guy, and sounds like he is, he knows to never pay rack rate. Has he not explained this to his sister?
 
OP here. I didn't mean to start such a debate when I posted my rant. I will tell you that I have literally seen both sides of this coin, however:

I was a single mom for six years. When my son was born, we were on Medicaid, food stamps, WIC, and subsidized daycare. I only took the food stamps for just over three months (this was back when they were actual coupons in a book) and I made those stamps last to stretch out my food budget for nearly a year. I worked full time and went to school full time. I barely saw my son that first year...and I could not have done it without the state's help. I knew that that was the only way to get out the poverty trap I was in. We lived in Florida at the time and were so broke that I used to pack peanut butter sandwiches for us for dinner and we'd eat in the public library. It was air conditioned and had lots to entertain us. We'd stay until after dark when it would be cool enough to go back home. To this day, my son is still a voracious reader.

Within a year, we were off all forms of public assistance; and I did bring home LESS after putting my son on my employer's insurance. Fast forward to now, and I am making almost $75K a year, have no debt but my mortgage, and even that will be paid off within ten years by myself -- less than five if hubby and I get back together.

I understand better than most that public assistance is there for those who need it to get "back on their feet". Letting the taxpayers pick up the tab because you cannot provide for your children is a humbling experience for many of us...as it should be. I would never have continued it for one second longer than I absolutely HAD to. And I would consider going on a deluxe vacation to be downright stealing.

To the posters who keep equating being POOR with being DIRTY -- I don't understand the connection. I am the first to admit that I was totally broke. We had clothes and shoes from Goodwill and garage sales and thrift stores, used furniture and household items. But never once did my son go out in public dirty. Soap and water, luckily, are cheap. :confused3

Totally agree!!! :thumbsup2 When DD15 was born DH was in a low pay grade in the Army and so we got WIC. We didn't go anywhere during that time, except the occasional movie on post for a dollar, and that was a treat. We didn't need it long cause when he wasn't deployed he also delivered pizzas at night. Sometimes our time with daddy was delivering pizzas with him at night, but we survived and were better for it.
 
I got away from the OP, so to her. Are you sure your DH isn't funding the trip? Seems like if he is saving for her college he may also want to give her the experience fo Disney, and I am not saying that is wrong but a more econimical trip might be in order, with or wothout your DVC. I don't get paying rack rate either, seems if he's a Disney guy, and sounds like he is, he knows to never pay rack rate. Has he not explained this to his sister?

He says he has explained it. SIL, it seems, is one of those people who doesn't like to get anything "on sale". He said she did comment to him that they could save a whole lot of money if they just stay with him...but he says he won't do that. He also says that he isn't contributing one penny to their trip and the most he will do is babysit so they can have a night out.

Honestly, I have just stopped asking questions about it. Makes it harder to let go. ;)
 
He says he has explained it. SIL, it seems, is one of those people who doesn't like to get anything "on sale". He said she did comment to him that they could save a whole lot of money if they just stay with him...but he says he won't do that. He also says that he isn't contributing one penny to their trip and the most he will do is babysit so they can have a night out.

Honestly, I have just stopped asking questions about it. Makes it harder to let go. ;)

Oh I hear you. I know a few of the "never use a coupon, never worry about a deal" types and you are right, you can't change them. Sad part is so often they are the ones who need to save the most. Good luck to you, I am glad at least your money isn't going to fund the trip.
 












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