Planning to upgrade but now I'm confused on when to actually make the call. Our trip is planned for June 9-16. Currently paying OOP for food but there is a rumor of
free dining being released Mar 1 (plus we've had free dining during that time on our last two trips so fingers crossed!) I was planning on waiting to upgrade so if we end up OOP we can use all our food charges to bump up our Disney purchases for the bonus reward %. If we get free dining we won't be charging near as much at WDW. BUT--I would like to have already earned the bonus rewards so we can take advantage of them while at WDW as not sure when our next trip will be. If I upgrade too soon, we'll be past the first 90 days of earning the bonus 5% on Disney purchases (OOP food) but if I wait too long, we won't have "earned" the 5% in time to transfer to a rewards card. Decsions, decsions...any advice out there???