Debt Dumpers 2025

[DanceDisney23]

I just want to explain myself. I only said I canceled the trip so people would quit piling on. That's why I said I canceled. We would've lost our tickets, our room payment and our flight money. So it was easier to just go and not spend anything else hardly (except for food) over what we had already paid and were set to lose if we canceled. So it's out there. That's all I'm going to say about that and the trip to Disney.

I'm going to quit posting for a bit, let some things settle down and get some things figured out in my life, my DW's life and with our finances. I was already giving too much information out (not that any of it is false, except the Disney trip). But I don't need to be sharing my personal stuff with random strangers on a message board anyway. I just wanted to put all of that out there so that everyone knew what was going on and why I said what I did.

I only changed my profile pic so that no one else could stalk us on Facebook like that one user did. That's kind of scary honestly. And probably borderline illegal on this site. Like I said, I haven't said anything not true except for the Disney trip. But I need to fix some things. So I'm signing off for a bit. Hopefully when I come back, I have a lot less debt and lot more confidence and positivity.

Thank you everyone that has helped. Now I need to go help myself.

Oh, and to everyone on this board, Happy Thanksgiving and Happy Holidays. May your Thanksgiving and holidays be filled with family time, lots of good food and lots of fond memories.

I sincerely wish you success in sorting everything out. I hope you come back one day in much better shape financially and overall.

Happy holidays and best of luck.

 

[pblack]

Happy Thanksgiving eve to all who celebrate the holiday! Hope your day is filled with friends or family, laughter, and good food.

 

[barkley]

Funny story somewhat related to late payments. Our water bill comes every 3 months. Years ago my husband wrote a check and mailed it to the water company. Mind you, thus is a guy who is never late, and pays in full every time.

Well, water company sends a turn off notice and they're turning it off in just a few days. Why? They got it on time. The check was cashed and cleared. So why? Because he wrote the check for 1 cent less than the owed amount. ONE STINKING PENNY AND THEY THREATENED TO TURN OFF THE WATER! I had to pay the penny, plus late charges. I hate the water company with a passion to this day.

That's crazy that it was over a single penny. Looks like the would've called. But I guess they'd rather cut it off and make you pay even more money than do the right thing and give you a courtesy call.

the last city we lived in passed a law where no matter how much you owed the water company your water could NEVER be turned off. this was due to public health and safety (did'nt want a house/yard on fire without access to water or sanitation issues with toilets and such). if you failed to pay you got notices but those notices explained how if you failed to pay (including late fees and such) within so many days the city would put a lien on your property and they DID activly pursue. the city pursued it enough that it got to a point that no private property landlord was willing to let renters put water in their own name and run the risk of lien.