DIS Dads DDC XVI - Here because Fed allows it.

[stopher1]

G is for the Grand Floridian

 

[scott2997]

Private property....mutual error...joint responsibility.

That would be what I'd say....insurance companies have their own programs, and local laws may apply...

But from my point of view...each pays their own

This would be the law/standing/case in SC, GA and FL

Unless someone intentionally rammed someone else...

Probably should've called the cops just to be sure. I suppose we could still make a report.

I just have a feeling this other lady isn't going to be so willing to pay for her damage.

My first thought was that my DW would be at fault for operating a motor vehicle and not making sure there was assured clear distance around the vehicle.

I dunno what to do.

 

[stopher1]

H is for.... well, you had to know I'd post this one...

 

[theduck619]

Probably should've called the cops just to be sure. I suppose we could still make a report.

I just have a feeling this other lady isn't going to be so willing to pay for her damage.

My first thought was that my DW would be at fault for operating a motor vehicle and not making sure there was assured clear distance around the vehicle.

I dunno what to do.

I think you back your wife up and keep the peace at your house

 

[Goofy + 3]

FED!

OK - now that I have your attention....I need your advise/ruling on a matter.

Today - my DW was parked in a parking lot (I know right?) and she got in her car and was pulling out of the spot to leave. Well, all of the sudden, the woman parked next to her on the passenger side says to "Stop, you've got my door!"

Turns out, the woman in the vehicle next to her was getting something out of her back seat and had her door open wide enough to touch our car. As my wife was pulling out, her door proceeded to scoot along the side of our car and eventually, chipped the paint on the edge of her door.

Our car is fine....just some paint residue that is easily buffed out.

Immediately after my wife got out of her car, this woman proceeded to say that "This has to be fixed". Saying it in a very cross type of way.

My DW was visiting a school for her job (she helps a student there) and this woman, who is also a teacher in the building, didn't know my DW.

Anyway - long story short - this woman is totally blaming my DW for the whole thing and is acting as if we should pay for her door repair.

No police report was filed as the damage should be less than whatever insurance deductible that either of us have.

Are we completely in the wrong or is this a matter of joint responsibility?

I know right??? What a screwed up day!

Your thoughts on the matter are appreciated!

Not sure if you were just lookiing for Fed to respond, but as a former insurance professional, I thought I'd just throw my two cents in. Parking lots are usually a lawless, wild frontier when it comes to autos. Typically, incidents in a parking lot are deemed no-fault and each party takes care of their own property. However, that is the case when both cars are moving. In this case, your DW struck a stationary object- that's frowned upon by actuaries/underwriters (or at least that's how it was when I worked for the caveman and his pet gecko). But the real question is what would the adjuster have to say about it. I never worked in our claims department, but based on the rest of my experience, you may be on the hook. I hope I'm wrong. Probably the best thing to do is see if Fed could make a housecall to this lady! Good Luck (we're all counting on you).

 

[dvczerfs]

H

IS FOR

HOUSE

 

[DisneyFed]

Not sure if you were just lookiing for Fed to respond, but as a former insurance professional, I thought I'd just throw my two cents in. Parking lots are usually a lawless, wild frontier when it comes to autos. Typically, incidents in a parking lot are deemed no-fault and each party takes care of their own property. However, that is the case when both cars are moving. In this case, your DW struck a stationary object- that's frowned upon by actuaries/underwriters (or at least that's how it was when I worked for the caveman and his pet gecko). But the real question is what would the adjuster have to say about it. I never worked in our claims department, but based on the rest of my experience, you may be on the hook. I hope I'm wrong. Probably the best thing to do is see if Fed could make a housecall to this lady! Good Luck (we're all counting on you).

No house call on this one, but your mostly correct....

They are a wild frontier with no set rules unless posted or under the purview of the city/county/state whatever...

The thing is, when did the other person open her door...and why was it close enough to touch/strike your car...or did anyone impede

What I was trying to say is everyone takes care of themselves...and pay for their own damages.

 

[scott2997]

Not sure if you were just lookiing for Fed to respond, but as a former insurance professional, I thought I'd just throw my two cents in. Parking lots are usually a lawless, wild frontier when it comes to autos. Typically, incidents in a parking lot are deemed no-fault and each party takes care of their own property. However, that is the case when both cars are moving. In this case, your DW struck a stationary object- that's frowned upon by actuaries/underwriters (or at least that's how it was when I worked for the caveman and his pet gecko). But the real question is what would the adjuster have to say about it. I never worked in our claims department, but based on the rest of my experience, you may be on the hook. I hope I'm wrong. Probably the best thing to do is see if Fed could make a housecall to this lady! Good Luck (we're all counting on you).

Thanks for your insight Chris. I'm fully prepared to pay for what's fair, my DW just thinks that this woman is expecting us to pay for it all.

 

[scott2997]

No house call on this one, but your mostly correct....

They are a wild frontier with no set rules unless posted or under the purview of the city/county/state whatever...

The thing is, when did the other person open her door...and why was it close enough to touch/strike your car...or did anyone impede

What I was trying to say is everyone takes care of themselves...and pay for their own damages.

Would it be too late to file a police report? Or would this have been something that should've been done this morning when it all happened?

My DW did take pictures of it all.

Would it be possible to call the local police department and get them to make a ruling on the situation without filing a report on it?

 

[DisneyFed]

Thanks for your insight Chris. I'm fully prepared to pay for what's fair, my DW just thinks that this woman is expecting us to pay for it all.

Not unless you offer.

 

[dvczerfs]

I

IS FOR EYE, EYE , EYE

 

[DisneyFed]

Would it be too late to file a police report? Or would this have been something that should've been done this morning when it all happened?

My DW did take pictures of it all.

Would it be possible to call the local police department and get them to make a ruling on the situation without filing a report on it?

PD might not even take a report had you called in the first place...JSO here in Jacksonville won't

 

[dvczerfs]

PD might not even take a report had you called in the first place...JSO here in Jacksonville won't

there to busy harassing tourist.

 

[scott2997]

PD might not even take a report had you called in the first place...JSO here in Jacksonville won't

It was a rushed decision this morning not to call the cops. As the other woman had to get into school to get her day started with her students.

They exchanged information and the other woman was going to get an estimate for the damage to be repaired. The other part of it is, her BIL works at the body shop where she's having the estimate done. I'm sure he'd inflate the cost real nicely for us!

 

[theduck619]

Dave, your wife is not going to be happy with that pic

 

[DisneyFed]

there to busy harassing tourist.

Only those from Pennsylvania and driving mini vans...

They exchanged information and the other woman was going to get an estimate for the damage to be repaired. The other part of it is, her BIL works at the body shop where she's having the estimate done. I'm sure he'd inflate the cost real nicely for us!

Yeah, she'd be getting multiple estimates if it were me...

 

[Goofy + 3]

The thing is, when did the other person open her door...and why was it close enough to touch/strike your car...or did anyone impede

What I was trying to say is everyone takes care of themselves...and pay for their own damages.

Good questions to ask but I think we know what the other lady would say. "It was open the whole time! She recklessly threw her car in reverse and hit a baby seal too!" I'm rooting for him and I hope it turns out as usual (pay for own damages) but if the lady feels certain it wasn't her fault then she's already called her ins co and it's in their hands. Curious to see the outcome.

 

[DisneyFed]

Good questions to ask but I think we know what the other lady would say. "It was open the whole time! She recklessly threw her car in reverse and hit a baby seal too!" I'm rooting for him and I hope it turns out as usual (pay for own damages) but if the lady feels certain it wasn't her fault then she's already called her ins co and it's in their hands. Curious to see the outcome.

Absolutely agree...

 

[dvczerfs]

Dave, your wife is not going to be happy with that pic

i got her permission. she said i should show everyone how i treat her.

 

[dvczerfs]

Only those from Pennsylvania and driving mini vans...



Yeah, she'd be getting multiple estimates if it were me...

J

IS FOR JUSTICE!!