DUES Info! - All resorts dues have been released

Nice! My VDH dues came out less. I wasn't expecting any tax credits. So VDH came in at 10.3865 vs the quoted 10.5354

No website ever publishes the actual final dues that I have found. I am happy to that actual total to the top of this thread if people want to give me their final totals. I have the final totals for the resorts below.

10.3865 VDH
9.52.02 VGC
9.1498 CCV
9.8072 BWV
8.2806 AUL-S

Is this after the tax credit? If so, I think it should be explained for new buyers because people are going to wonder why it’s different than the document if they had tj add back in a shortage.

The dues that were approved matched what was proposed.

The credit we get for overpaying 2025 taxes doesn’t reduce the dues..it’s simply a credit added to one’s account as a prepayment…no different than adding a GC during the year.

For shortfall, it adds it as what was not paid in 2025…but it doesn’t change the 2026 dues.
 
Done, done, done and done! I was short about $35 when all the gift cards dried up. Just charged it to be done with it instead of looking for one more...I should have looked though! I will try to forget the one mistake in the year. A month ago I charged $300 gift cards on what I thought was a paypal 10% back but I did something wrong. Sigh.. oh wells! I will do better...
 
Is this after the tax credit? If so, I think it should be explained for new buyers because people are going to wonder why it’s different than the document if they had tj add back in a shortage.

The dues that were approved matched what was proposed.

The credit we get for overpaying 2025 taxes doesn’t reduce the dues..it’s simply a credit added to one’s account as a prepayment…no different than adding a GC during the year.

For shortfall, it adds it as what was not paid in 2025…but it doesn’t change the 2026 dues.
Yes. I still like to know what is actually paid per point and to see what other resorts were actually paid.
 

Yes. I still like to know what is actually paid per point and to see what other resorts were actually paid.
Turns out I didn't overpay yesterday. I had to make an additional payment of $25 to fully pay. Not a big deal in the grand scheme of things. Turned autopay back on so it's ready if I ever need to use it.

Xmas at home is looming closer! One DD will be out west for a bit over a week to include Xmas. We will miss her but she will be home shortly after the holidays.

Dues are paid but no stress in booking early December for next year as I'm skipping that time frame for Dec 2026. Have done it a few times in a row and have changed plans for at least a year as with DVC I have the flexibility to do so. I may bank most and do an offsite visit with minimal DVC to stretch my points into more rooms for a larger family trip in the future. My guide would like me to just buy more points. Truth I've learned over 25 plus years of this is that there are other options and if you follow the same plan year over year there is a possibility of burn out.

I will want a winter vacation in January-February 2027 and I'm thinking of a few weeks in other parts of Florida. Blasphemy I know but a change is as good as a rest sometimes. (No point renting involved!)
 
Can we start prepaying 2027 dues now? Or best to wait until after February 15?
Do you have extra gift cards to prepay with, above what you will use for expenses during trips? If so, yes, I would prepay using those as they are not going to increase in value.

I was gathering DGC's all year previous to this year. 'This' year I started late, acquiring most in 2-3 months rather than a gradual stockpile. The 10-20% discounts make them a good idea but still they are always a liability until applied to dues. I was still able to cover my dues easily and quickly. Your mileage may vary and you may have different risk tolerances. I prefer my funds to be mostly in the bank or some other investment until needed. Another thought, as a retiree it's different for me - my DVC is funded by some of my discretionary and already earned monies. I don't have to 'save up' per se, but I do keep it in the modest range as I always prefer to be liquid with options.
 
I logged in to set up autopay for the 1st of the month (usually PIF). When I hit submit, I got a red error message saying I was already set up for autopay (??), I hit cancel to return to the Dues landing page, and it now indicated I was signed up for autopay, but for the 15th?? I thought maybe that's what it used to be (can't remember, long time ago) and decided to live with it. Five minutes later I got an email from DVC saying that I'd signed up for autopay for the 1st?? DVC IT is always good for a laugh lol.

Maybe I shouldn't be so suspicious of DVC instituting the new $500 transfer fee. Their system is probably so inefficient that it actually costs them close to that (even though it shouldn't).
 
This is only my second full year paying dues but their dues accounting is whack. I have two contracts, CC and SSR. I prepaid 1500 on CC on dues of 1829.96 which leaves 329.96. I prepaid 1900 on SSR on dues of 2658.46 which leaves $758.56. So far so good, the transaction history for each contract through the first entry on Dec. 15 of "2026 dues" reflects exactly this in the running balance column. Then each contract shows a huge bunch of "adjustments," some of which I can tie to dues subcomponents or prepayments and some I cannot. The net result is that the SSR contract shows -0- due and the CC contract shows the full 1088.42 remaining balance. Why in the world would they do it this way? I guess I don't care since I owe it one way or another, but it's weird as all get out.
 
For BLT I prepaid my dues and this morning I somehow owe another 104 dollars or 16 cents per point for my 620 points. It says actual 2025 tax adjustment. This brings dues up to like 8.90 a point. Did this happen to anyone else?
 
BWV actual for 2025 and 2026 is actually quite different from what was in post 1:

Quoted:
BWV - $9.6717 (Old $9.0570)

Actual:
BWV - $9.8072 (Old $9.2058)

So while this year's increase is slightly less than anticipated, a 6.32% increase is far above the average for the past three years if the chart is correct showing 4.3% over the past 3 years and 4.6% over the last 10 years. Guess we're paying off the renovations!
 
This is only my second full year paying dues but their dues accounting is whack. I have two contracts, CC and SSR. I prepaid 1500 on CC on dues of 1829.96 which leaves 329.96. I prepaid 1900 on SSR on dues of 2658.46 which leaves $758.56. So far so good, the transaction history for each contract through the first entry on Dec. 15 of "2026 dues" reflects exactly this in the running balance column. Then each contract shows a huge bunch of "adjustments," some of which I can tie to dues subcomponents or prepayments and some I cannot. The net result is that the SSR contract shows -0- due and the CC contract shows the full 1088.42 remaining balance. Why in the world would they do it this way? I guess I don't care since I owe it one way or another, but it's weird as all get out.
It's what they always do. You go in and pay by contract. They then reallocate the funds so that your first listed contract is paid in full and your last one has the remaining balance.

Along with that there is the property tax adjustment which for some properties may be a balance owed for last dues year -2025- or a balance credit if they came in lower than what was estimated for 2025. The same thing will happen next December for 2026 and people will get confused again.

This is following the particular county's billing (or state and county in the case of DHHIR) which DVC can only estimate for you.
 
I would just put the money into a savings account to buy discounted Disney Gift Cards from the Giftcards.com website next November with the 10% discount. No reason to pay 2027 dues so early.
One thing I find it hard was there are always limit on how much they will sell you. Not easy to buy $15,000 of gift card all at once. So starting now will spread it out.
 
This is only my second full year paying dues but their dues accounting is whack. I have two contracts, CC and SSR. I prepaid 1500 on CC on dues of 1829.96 which leaves 329.96. I prepaid 1900 on SSR on dues of 2658.46 which leaves $758.56. So far so good, the transaction history for each contract through the first entry on Dec. 15 of "2026 dues" reflects exactly this in the running balance column. Then each contract shows a huge bunch of "adjustments," some of which I can tie to dues subcomponents or prepayments and some I cannot. The net result is that the SSR contract shows -0- due and the CC contract shows the full 1088.42 remaining balance. Why in the world would they do it this way? I guess I don't care since I owe it one way or another, but it's weird as all get out.
Because when you thought you were prepaying at Copper Creek and Saratoga, you weren't ACTUALLY prepaying at Copper Creek and Saratoga. You were prepaying on your membership and any application to specific contracts was artificial.

The best way to think of it is like this... If you had prepaid a bunch of money on Contract A and prepaid a bunch of money on Contract B, then you decided to sell Contract B, the credit balance would not transfer to the buyer because it's not actually attached to Contract B until the dues are charged.
 
For BLT I prepaid my dues and this morning I somehow owe another 104 dollars or 16 cents per point for my 620 points. It says actual 2025 tax adjustment. This brings dues up to like 8.90 a point. Did this happen to anyone else?
Yes. BLT was short some tax from last year.

RIV overpaid and had some refund.
 











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