teekathepony
DIS Veteran
- Joined
- Oct 2, 2009
- Messages
- 4,777
I'm very interested to see how the DVC process goes, I've thought about looking into it many times but never really did. I hope that you find it works out for you! DVC would be so exciting!
Let’s talk buying DVC, shall we? Is it a good idea for me/Evan to purchase DVC instead of renting points? Evan and I have decided that we would need around 200-250 points each use year in order to make this trip work. We figure that we could bank, use, and borrow points from 2012, 2013 and 2014 in order to make the Oct 2013 trip work.
We are staying a Monday through the following Friday. It isn’t that much more to fly out on a Sunday, so if we stay DVC we may do that as well. We could have Saturday to prepare and two days to unwind before the daily grind. That would also give us more rest time/time in the parks.
Side Note: the plane fares for the end of October 2012 are pretty low right now, so I need to set a calendar reminder to check fares each day leading up to our trip next year. We may be able to get a credit on the flights we purchase outright. Maybe enough for a trip in 2014! The cheapest fares tend to be flying out of MCO around 6:00 in the morning, so maybe we will stay Friday night and fly back early Saturday morning. Decisions, decisions (to be made at a later date, of course).
Back to your regularly scheduled DVC reporting. =)
I am eyeing a DVC contract that is 210 points at AKV (we’ll get into the “why” of AKV later). The use year is September. Our vacation time renews every September, so it would be nice if the two things aligned.
All 2012 dues are paid, we just have the upfront cost of the points and the closing costs of $500. The sellers are asking $69 a point. Let’s assume that they are unwilling to come down in price.
Initial Cost of DVC:
Points: $14,490
Closing Costs: $500
__________________ Total: $14,990
Honestly, I don’t want to try and predict inflation, how much dues will increase per year, etc. According to this website, dues increase at roughly the same rate as resort room rate increases.
And according to this website, the average rate of inflation is 3.43%-- slightly higher than the average DVC due increases/resort increases.
I feel comfortable using today’s dollars to calculate the next 45 years’ worth of information, since room costs/dues and inflation seem to be increasing at a similar rate.
Just so you know, I do consider the following a “benefit” to owning DVC:
• Discounts: APs, MNSSHP/MVMCP tickets, TIW card
• Pre-paying for part of our vacations?
• Not having to wait for specials. The economy will turn around… will Disney be offering free dining when people are thriving? I don’t know that they will…
• Ability to be generous with friends/family members.
However, let’s not try to quantify those benefits. Let’s look at this from the pure perspective of cost, just because it is easier. =)
Stay tuned for the next post where I do more Disney math!
I think you sound like an amazingly strong woman!
With so much love and compassion in your heart I know things are going to work out for you!
Great news about the DVC! I think you've found a great deal, AKV's are beautiful! September is our use year time as well and it's a good one. Plus you are buying the same number of points as us and it's the perfect amount. We've done so many big family trips with everyone, my sister and her family, my aunt and hers, my aunt and uncle, my brother and his wife, my parents, my husband's family. Just great.
But you know what I think has been the most important benefit. It's that because we have these points, we sometimes go when we would ordinarily say "Oh, we can't afford to go this year". So by prepaying for it, it makes us slow down and take some time for each other. We almost always go for a least a day or two to Vero as well and it keeps my husband and I even more in love with one another. You and Evan look like a wonderful couple, very happy and very in love. I think you are making totally the right decision.
I'm so sorry to hear about inconsiderate friends. I'm sure that is tough to deal with. We were trying for about 6 months before it got too stressful to constantly be thinking out it so we are taking a few months off. I work in the x-ray dept. and have to ask every pt. if there is a chance of pregnancy and it was tough seeing some of the people who said yes who should not have been or the young girls with infants who had a total dislack of interest in their child. It also didn't help that about 6 coworkers have been pregnant in the last year.
Anyway, your Disney math overwhelms me considering I've been looking at buying a car and those prices can cover a new car
I have run the numbers 100 times for DVC and it doesn't make any sense for me since DH is anti Disney and the amount of Disney trips we will be taking will be slowing down, but I think in your case it would be a great option.
If you plan on going at least every two years buying into DVC totally makes sense.
Hi! That's so great that you are going ahead with the DVC purchase! That's a gift that keeps on giving!
I also wanted to send you my prayers for your baby quest. We went through an fertility process which led, after a few very difficult years, to our now 15 year old triplets, followed 2 years later by a spontaneous-from-the-heavens singleton. It was 15 + years ago so some of the treatments were different, but the emotional pain was just as sharp. The thing that helped me the most during those years was the women in my RESOLVE group. I joined a support group through the RESOLVE organization. At first we had 10 sessions led by a social worker, and after our official meetings were over we continued to meet as a group. We decided that we'd stay together until every member of the group had a baby, somehow. And we did! Some women did conceive spontaneously, one had egg donor, some had complicated cycles with all kinds of hormonal manipulations, etc. We had IVF babies and IUI babies and all the other initials that exist. But we all had our babies at the end. Some had started a process for adoption as well, though in our particular group no one adopted during our time together. I just wanted to let you know about RESOLVE, in case it can help you, too. It was such a relief to meet once a week with a group of women who understood how hard it was to see a car with a carseat parked on the street.
Disney is a great was of bringing joy into your life! Keep it up!
I'm very interested to see how the DVC process goes, I've thought about looking into it many times but never really did. I hope that you find it works out for you! DVC would be so exciting!
Hi Paula!!! I followed your link from the Oct 13 group on FB.
Now, I need to catch up... It might be a while.
D~


AKV is awesome! I have actually never stayed there, but I have eaten there and I love it!I just read your last update and can't believe you left out a very important reason to buy at AKV
How about the fact that AKV is AWESOME! When I was really thinking of trying to buy resale, AKV was my top choice based on the fact that is has been my favorite resort we have stayed in so far. I love the food options, the pools, the animals, the room decor, the rugs, you name it- I love it
I think AKV is a great choice![]()

Long story short, we were able to justify the extra $6,000 - $8,000 extra that DVC costs over 45 years' worth of POFQ vacations. We put in an offer on the resale!
Welcome home, indeed!
Oh how exciting!!! I'm so happy for you! Congratulations!



I called it! Haha, I figured you had decided to buy before finishing reading your DVC math posts!
I think it is AWESOME!! Congratulations!
That is so awesome!!!
Now, I could have used these exact same figures a few weeks ago, when I was going through the exact same thing... After all - I was comparing FQ (our fav) with an AKV DVC purchase.
I may have to copy and paste them for DH (non-Disney lovin' guy)... But that's the part that makes it so hard to justify. Since there really isn't actually a savings -and we will only go during some sort of code offer... So it's even less of a savings. It would be something that is just for the girls and I... and once they are off to college - it would be just for me.
I agree totally, that if you are going to buy any "timeshare" at all - it should be DVC resale... In the end - even if you turned around to sell it in a few years, you could most likely get the majority of your initial investment back. It holds it's value. So, part of me thinks, I could buy into it now (after all, the market is low) and if our lives change in a few years - I could always resell. I would not be bound to this forever... Personally - I would want to be though.
Again - Congratulations to you!!! I can't wait to hear more about it and the future trips you are planning!
D~
Oh how exciting!!! I'm so happy for you! Congratulations!
I apologize for not being able to follow your PTR these past few months. I skimmed through everything last night, your math impresses me.
Anyway, good luck on the whole offer to buy DVC!! I promise I'll do better when it's time to follow your TR.![]()
AKL DVC...that's so exciting!![]()
I hope you guys get it!![]()
Good luck! I hope everything goes smoothly and you are DVC members soon.![]()
Wow, your math has my mind just swimming!!! I am so glad you made your decision! DVC seems like a good choice. I have looked at it each year and always kinda come to the same conclusions you did in cost... but unlike you, the variant pushes me away not toward.
Life Update!
--We are thinking about looking into adoption. The thought of getting and sustaining a pregnancy is just too darn stressful. If we go this route, I don't think we will tell my family-- We would love to do the "Lion King" thing from Modern Family!
