I can't help on the financing. I assume that anyone who wants financing from the States would use the rate financing they have at disney which is quite high, something around 10% or higher. At home I would think it would be something like a HELOC(home equity line of credit) or a regular LOC. If there is another option with a good mortgage rate I am definitely interested when we add to our current contract.I asked this over in the DVC forum but as I'm Canadian, things are slightly different.
I really want DH to check it out when we're there in March. I'm considering waiting til our travel trailer is paid out (2 years or so) and then buying at the new Disneyland DVC when it opens as we're west coasters.
A friend is a DVC owner and she suggested I get 100points direct to get the perks (because I am an AP holder for the discounts mostly), then buy any more I'd want at resale. I checked out Aulani, and could get another 72 for a reasonable rate, however the two together is as much as a new car!
Do we need to get financing through an American bank, or can we get a loan through a Canadian institution?
Details would be welcome.