I have gone back and forth in my mind trying to decide if this is right.....I went from ready to buy 200 pts to buying nothing.....Now I am thinking about 150 pts....Money wise 150 pts is still a lot of money, but more comfortable than going for 200....I have 4 in my family, so I think we can make 150 work .... I think most of our trips in the near future would be summertime....will they let me get a april, may, or june use year???