I'm not saying this as a put down, but just projecting my experiences. When I first started to go to Disney World, I was working within a budget that was ridiculously small.
I solved the problem by not staying on site. Disney with all it's magic is a for profit business and they have arranged the rules to maximize that profit. The resort rates, with or without
free dining, is so much higher then comparable outside accommodations that it is almost criminal. They have convinced everyone that if you don't stay on site, totally immersed in the "experience" that you will have missed out on an amazing magical time.
In the meantime your wallet is being sucked dry or you have to "break" the rules in order to be there. After 30 trips and only one of those staying on site, I'm here to tell you that it is a much better experience off-site. The hotels are affordable (your only sleeping in them anyway), they have equal if not more amenities and the dining choices are huge and affordable.
The outside hotels are as Disneyfied as Disney itself. After all their livelihood depends on keeping people in the mood and they have to try harder. You do need a car or a rental but the difference in hotel rates alone more than pay for it plus parking fees. The parking lot at MK with the tram ride and the following Monorail or Ferry ride to the entrance of MK are as much a part of the overall experience as any other part of it.
I know this stance comes as a surprise to those that have laughingly considered me a Disney apologist, but I prefer to think of myself as a realist. I calls um as I sees um! I would never have been able to afford 30 trips to WDW if I hadn't used the offsite method and frankly I don't feel that I have missed anything. Heck I get to drive on site every single day passing under the "WELCOME TO WALT DISNEY WORLD" sign. What could be more exciting than that?
My one and only experience on-site was a major disappointment. Albeit a value resort the rooms at POP were ridiculously small, didn't even have a single chair to sit on, when I rented a fridge, it was to small to even hold a gallon jug of water (the door wouldn't close). Speaking of doors, the only place that the fridge would fit was right by the door and when in place the room door would not open fully. The food court had the coldest, greasy and awful food I had ever experienced and still at Disneys "premium" rate. And the TV were set up to only show channels with some "connection" to Disney Co. About 3 times more choice off site. Oh, and for those Stacy addicts...it is shown at all off site hotels as well.
I love the parks, I love the Disney entertainment concept, but that is were I get my magic. A 30 foot plastic model of Tramp is not what does it for me.