OMGoodness! paid off? I am over here playing the credit card game and making minimum payments on my Disney Visa Rewards card and not even putting full balance on until I have to and using my 0% interest to the max and what do I nearly do? Miss a payment!
Remembered on Memorial Day! Sat straight up in bed and said 'I have to go to the post office NOW" Plenty of time since payments are mailed to a location right here in my home town but OMG! not funny at all.
We haven't carried balances since we decided not to take a 2nd mortagage on a house we were fixing up to sell but use 6 different 0% c.cards all at once! What a nightmare and juggling act that was for 2 years. The bill collectors never stopped calling for a year after we moved into our new home! But we spent $45,000 of someone elses money while we fixed up, sold and recouped our money plus more while moving to a new home! Said we'd never do it again but here we are going on a cruise and letting someone else pay for it for 6 months until we have to turn over the bucks! hehe.
yes, I am a "deadbeat" and my c.card companies don't like me b/c I use them instead of letting them use me.
so, moral of the story, if you are like me and playing the c.card 0% game, remember to pay your bill on time!
PS I asked DH if I could open another Disney Visa account to get the $100 gift card and he looked at me and said no way! leave well enough alone women! Darn. thought I could finance an excursion with it!

We haven't carried balances since we decided not to take a 2nd mortagage on a house we were fixing up to sell but use 6 different 0% c.cards all at once! What a nightmare and juggling act that was for 2 years. The bill collectors never stopped calling for a year after we moved into our new home! But we spent $45,000 of someone elses money while we fixed up, sold and recouped our money plus more while moving to a new home! Said we'd never do it again but here we are going on a cruise and letting someone else pay for it for 6 months until we have to turn over the bucks! hehe.
yes, I am a "deadbeat" and my c.card companies don't like me b/c I use them instead of letting them use me.
so, moral of the story, if you are like me and playing the c.card 0% game, remember to pay your bill on time!

PS I asked DH if I could open another Disney Visa account to get the $100 gift card and he looked at me and said no way! leave well enough alone women! Darn. thought I could finance an excursion with it!