Just headed over the the DVC site this afternoon. Looks like I have a call to make to MS tomorrow. It looks like we used 410 points last summer at Hilton Head for the Saturday night we stayed extra. I know we didn't, we paid cash. Besides, a 2 bedroom for a Saturday night is 99 points, not 410 points. Yep, that's 99 points just for a Saturday night there.
Maybe, just maybe, they really deducted those points our of our account. After all, we couldn't possibly have used all the points we own, could we? That must be it......MS has been wrong all this time and we've never really used all our points. I knew it wasn't possible.
Somehow, I doubt it and know this is truly an error in their accounting. But for right now, I'm going to assume they did.

That would be one nice Christmas gift.

Tomorrow when it's all straightened out, I'll feel like this.....
