Hello, revrob,
Thank you for the reply, it is most definitely a good point that you make, I was thinking that too, but when you read post after post of people making hundreds of dollars, then there is your tiny and I do mean tiny gold collection, it is a wee bit embarrassing and intimidating.
One of the gold companies, am trying to remember which one right now, offers 10% above standard rates for Dis board members. Perhaps I will contact that one, once I remember the name.