Will my plan work?

yaya74

DIS Veteran
Joined
Jan 18, 2006
Messages
1,491
Happy New Year!! Wishing you all another happy year as DVC members.
I am NOT YET a DVC member. Hopefully I will become one in year 2021.
I have been playing with some numbers in my head.
Can you please KINDLY advise me if what I am thinking in my head would work in reality??

**The target resale contract**
#points: 150-175
use year: June
location: SSR
price/point: max $105

**My family's vacationing style**
travel frequency: every OTHER year (at least for now)
season: July-early August
target room type: 2 bedroom villa (ideally at Boardwalk or Beach Club)
duration of stay: 6 nights

Will it work? Thank you in advance!
 
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Keep in mind that you are competing for BWV or BCV at 7 months out. I would look at purchasing at BWV like I did. I paid about $149 a point for a 67 point contract. You can probably get a 150-175 point contract in the $135-$145 range. You will be saving yourself a lot of grief trying to get what you want at 7 months.
 
Keep in mind that you are competing for BWV or BCV at 7 months out. I would look at purchasing at BWV like I did. I paid about $149 a point for a 67 point contract. You can probably get a 150-175 point contract in the $135-$145 range. You will be saving yourself a lot of grief trying to get what you want at 7 months.

Thank you. I thought about that. But the 2042 expiration turns me off. Also it's $4k-5k more than what I have budgeted... I don't need to stay at BWV and BCV all the time. Occasionally would be fine.
 
As long as you won't be disappointed if you hardly/never get in. 2BDR should be easier but it also depends on which season you plan on traveling.
 

Happy New Year!! Wishing you all another happy year as DVC members.
I am NOT YET a DVC member. Hopefully I will become one in year 2021.
I have been playing with some numbers in my head.
Can you please KINDLY advise me if what I am thinking in my head would work in reality??

**The target resale contract**
#points: 150-175
use year: June
location: SSR
price/point: max $105

**My family's vacationing style**
travel frequency: every OTHER year (at least for now)
season: July-early August
target room type: 2 bedroom villa (ideally at Boardwalk or Beach Club)
duration of stay: 6 nights

Will it work? Thank you in advance!
All 2BR villas at BWV are lockoffs. That means that once a studio is booked, a 2BR is no longer in inventory. Typically July/August is not a high-demand period for DVC. Even so, you can expect getting a 2BR at BCV to be very competitive at 7 months due to its small size. At BWV, you would have to be content with a pool/garden view. Standard views will typically be booked already.

IMO, your plan will work IF you don't mind staying at SSR most of the time. Keep in mind that once 2042 hits, there will be 3 DVC resorts at WDW that will no longer exist (2 of which are on your list) and you will not be able to use your resale points at RIV or any future resorts, including the ones that will occupy the sites on which the 2042 resorts sit.
 
All 2BR villas at BWV are lockoffs. That means that once a studio is booked, a 2BR is no longer in inventory. Typically July/August is not a high-demand period for DVC. Even so, you can expect getting a 2BR at BCV to be very competitive at 7 months due to its small size. At BWV, you would have to be content with a pool/garden view. Standard views will typically be booked already.

IMO, your plan will work IF you don't mind staying at SSR most of the time. Keep in mind that once 2042 hits, there will be 3 DVC resorts at WDW that will no longer exist (2 of which are on your list) and you will not be able to use your resale points at RIV or any future resorts, including the ones that will occupy the sites on which the 2042 resorts sit.
In 2043 BCV, BWV and BRV will be back, but cost a lot more points and look the same though, be unavailable for resale buyers and cost about $350 per point direct.
 
We have 2 contracts, one at SSR and one at BLT. We use our SSR points every other summer usually either in June or late July, early August and have not had a problem getting a two bedroom at many different resorts. We have had to stay at Pool view/garden view for Boardwalk, but that was fine with us. We have stayed at AKL, Boardwalk, BLT, Beach Club, OKW and next will be Riviera with our SSR points. For us, it was a good purchase. With that said, though, we are absolutely fine with staying at SSR. The pools are great and love walking to downtown disney.
 
Only works if you'd be happy at SSR. You would need to book the 2 br at SSR to make sure you get the dates you want. We've been members for 7 years and were doing our first beach club stay next week because its so hard to get at 7 month mark
 
In 2043 BCV, BWV and BRV will be back, but cost a lot more points and look the same though, be unavailable for resale buyers and cost about $350 per point direct.
Yes, but as I pointed out anyone with resale points will not be able to use their points to book those resorts.
 
Keep in mind that you are competing for BWV or BCV at 7 months out. I would look at purchasing at BWV like I did. I paid about $149 a point for a 67 point contract. You can probably get a 150-175 point contract in the $135-$145 range. You will be saving yourself a lot of grief trying to get what you want at 7 months.
BWV resale contracts for 150-175 points are currently going for less usually around $115-120 per point. BCV on the other hand is higher around $135-150.
OP. From the data of availability BCV looks like it’s harder to get a 2 bedroom at 7 months, BWV should have more availability, but who knows with all of these extra points in the system due to the virus. Just book your home resort at 11 months or so and set up a waitlist for BCV and BWV, then at 7 months stalk.
 
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Happy New Year!! Wishing you all another happy year as DVC members.
I am NOT YET a DVC member. Hopefully I will become one in year 2021.
I have been playing with some numbers in my head.
Can you please KINDLY advise me if what I am thinking in my head would work in reality??

**The target resale contract**
#points: 150-175
use year: June
location: SSR
price/point: max $105

**My family's vacationing style**
travel frequency: every OTHER year (at least for now)
season: July-early August
target room type: 2 bedroom villa (ideally at Boardwalk or Beach Club)
duration of stay: 6 nights

Will it work? Thank you in advance!
Not a bad strategy if you are flexible. A bit of a gamble with securing BCV... BW, maybe at 7 months. What you'd likely have to do is secure the consecutive nights you can get straight away at choice resort at 7 months, then keep yourself honest with a fluid back up plan. See which consecutive nights you have left, then place 2 waitlists in for shorter duration (more likely to materialize vs. 4 nights for example.) Good chance it will all come together, but if you're an uber planner with park days... account for extra buffer with travel to accommodate worse case commute time.
 
In 2043 BCV, BWV and BRV will be back, but cost a lot more points and look the same though, be unavailable for resale buyers and cost about $350 per point direct.

Already got the coin jar started for our "astronomical BWV points" fund!

My bigger concern is the inevitable changes to the points charts that will occur. I love my 50 point weeks in a studio!
 
Thank you. I thought about that. But the 2042 expiration turns me off. Also it's $4k-5k more than what I have budgeted... I don't need to stay at BWV and BCV all the time. Occasionally would be fine.

These are hard and personal decisions! I own BWV but am looking to add SSR points for split stays, so I am not anti- SSR!!

However, we won't consider SSR without booking Preferred. We became instantly spoiled by "walk to" aspect of any resort. The point difference for a week at SSR preferred vs BWV standard (which you're probably only getting if you own there) can be quite large. SSR expires only 12 years later than BWV, so you're talking about 6 trips if you're only going every other year. Your savings buying SSR might be more minimal than you think.

Just throwing that out there.

Regardless, I think you may be a little short on points for your plan. Seems like a 2 bedroom most anywhere other than SSR standard will run you closer to 300 points with some cushion. You do not want to be in a borrow situation if you're waitlisting and resort switching IMO because you can't put the borrowed points back if you make adjustments to your stay. You're at a greater risk of losing points with banking and borrowing "screw ups" when you aren't travelling every year.

So, I'd plan for 300 point stays using only banked and current points. I'd buy about 200 points if I were you. 180 bare minimum.

150 is too low even if planning on staying primarily at SSR or OKW. 160 is just doable. 175 is only getting an occasional switch out at a more points expensive resort every 3rd trip or so.
 
I think one should buy where you will be okay staying if you can’t get what you want.

If you can be flexible with the dates during that summer, you have a better chance, If you are willing to split stay, it may give you a chance to do part of the trip,

Starting 2022, the summer is going to be less points so we do not yet know if that will have an impact on demand. I can see myself now doing 2 bedrooms vs the 1 bedrooms given the reduction from what I had been spending,

Good luck.
 
Happy New Year!! Wishing you all another happy year as DVC members.
I am NOT YET a DVC member. Hopefully I will become one in year 2021.
I have been playing with some numbers in my head.
Can you please KINDLY advise me if what I am thinking in my head would work in reality??

**The target resale contract**
#points: 150-175
use year: June
location: SSR
price/point: max $105

**My family's vacationing style**
travel frequency: every OTHER year (at least for now)
season: July-early August
target room type: 2 bedroom villa (ideally at Boardwalk or Beach Club)
duration of stay: 6 nights

Will it work? Thank you in advance!

By the math...it works. With reality, doubtful. BWV and BCV are pretty difficult to get. It's a series of waitlists and stalking for nights.

It's 100% possible with multiple check-ins a day, but if this is the route you're going be prepared to stay at SSR (or AKV) BCV and BWV would be bonuses, not primaries in this case.
 
Happy New Year!! Wishing you all another happy year as DVC members.
I am NOT YET a DVC member. Hopefully I will become one in year 2021.
I have been playing with some numbers in my head.
Can you please KINDLY advise me if what I am thinking in my head would work in reality??

**The target resale contract**
#points: 150-175
use year: June
location: SSR
price/point: max $105

**My family's vacationing style**
travel frequency: every OTHER year (at least for now)
season: July-early August
target room type: 2 bedroom villa (ideally at Boardwalk or Beach Club)
duration of stay: 6 nights

Will it work? Thank you in advance!

I don't think you need to buy as high as 175 points for what you are trying to accomplish. 2022 point charts show 317 for a preferred villa at SSR during your chosen time period, for 7 nights, so to get 6 nights you can subtract either 43 or 51 for the night you don't need. 140-150 points will give you enough and still have a few left over for chart changes. SSR has a cheaper standard option as does BWV, but I went with the higher option as standard usually runs out quicker.

You could then consider this your starter contract and maybe add on as your interest grows or, maybe you will tire of it and sell after a few vacations.

And, points for a preferred villa at BWV is 316 (BCV 318) for a 2 bedroom in 2022 for 7 nights, so the points from SSR will cover BWV and BCV - at least until or if the point chart changes again.

And, you would book your home resort first, and then modify for a change to BWV or BCV, if they are available.

I actually don't know if your price point is realistic as I don't follow price. But a quick look at just one reseller puts you in the ball park.

But, ideally, you would get 2021 points and bank forward for a first trip in 2022.

Good luck!

Editing to say, I think you are smarter to get SSR and 12 more years and 'take a chance' on getting other resorts, so long as you are happy to stay at SSR if nothing comes through elsewhere.
 
Going along with the premise of 'so long as you are happy where you buy', I did some very rough math to get a picture of what per night it would cost to spend a night at SSR, Boardwalk or Riviera, taking into account the price paid per point and the first year dues on that contract. I divided the contract by the remaining years to get the cost per year - hence the very rough math and no accounting for paying almost double if financed through Disney. (Don't finance = bad idea for a luxury product). This is all for the first year of a contract. A lot of things vary and dues go UP. Over the lifetime dues will be your most expensive contract cost.

So, it really all comes down to where you want to stay and what you are willing to pay for that experience, taking into account location, luxury of accommodations, theming, dining available and anything else that makes your stay valuable to you.

My rough numbers gave me for a preferred view studio in summer Jun11 to Aug31:

SSR paying $105 per point- about $175 per night
BWV paying $120 per point - about $225 per night
BWV paying $140 per point - about $240 per night
Riviera paying $195 per point - about $311 per night

For me it comes down to how long a contract is useful to me. My contracts will all expire when I'm 88 years old. I see myself getting myself there for the next 10 years, and depending on others to get me there after that.

A lot of people talk about bequeathing the contracts to their children. May work some of the time. May be a burden the rest of the time. 1 out of 3 of my children are interested in Disney vacations after 25 years of Disney vacations, 20 of them DVC. And that's only every couple of years. Most of the time I go alone or with friends as guests. Just my experience - they have worldwide interests to spend their time and money on. Disney is free for them.

So, if I were buying now and was 35 to 45 years old, and earned a moderate income (and actually able to afford DVC without borrowing or financing) I would buy SSR and try to get something else at the 7 month window.

If I had more disposable income and liked Skyliner and a more upscale room - maybe Riviera - if over $300 a night was the norm for a yearly vacation at Disney.

Middle of the road - 45 plus to 60 plus years old - do whatever you want - you should have the money to purchase and should know by now what you want.

Just a simple assessment. As far as ownership, if you are buying to take the grand kids, wonderful! If you are buying to GIVE it to someone else - rethink that. It's a gift for some, an obligation for others, and may be worth less than you think when they are trying to unload it.
 
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Going along with the premise of 'so long as you are happy where you buy', I did some very rough math to get a picture of what per night it would cost to spend a night at SSR, Boardwalk or Riviera, taking into account the price paid per point and the first year dues on that contract. I divided the contract by the remaining years to get the cost per year - hence the very rough math and no accounting for paying almost double if financed through Disney. (Don't finance = bad idea for a luxury product). This is all for the first year of a contract. A lot of things vary and dues go UP. Over the lifetime dues will be your most expensive contract cost.

So, it really all comes down to where you want to stay and what you are willing to pay for that experience, taking into account location, luxury of accommodations, theming, dining available and anything else that makes your stay valuable to you.

My rough numbers gave me for a preferred view studio in summer Jun11 to Aug31:

SSR paying $105 per point- about $175 per night
BWV paying $120 per point - about $225 per night
BWV paying $140 per point - about $240 per night
Riviera paying $195 per point - about $311 per night

For me it comes down to how long a contract is useful to me. My contracts will all expire when I'm 88 years old. I see myself getting myself there for the next 10 years, and depending on others to get me there after that.

A lot of people talk about bequeathing the contracts to their children. May work some of the time. May be a burden the rest of the time. 1 out of 3 of my children are interested in Disney vacations after 25 years of Disney vacations, 20 of them DVC. And that's only every couple of years. Most of the time I go alone or with friends as guests. Just my experience - they have worldwide interests to spend their time and money on. Disney is free for them.

So, if I were buying now and was 35 to 45 years old, and earned a moderate income (and actually able to afford DVC without borrowing or financing) I would buy SSR and try to get something else at the 7 month window.

If I had more disposable income and liked Skyliner and a more upscale room - maybe Riviera - if over $300 a night was the norm for a yearly vacation at Disney.

Middle of the road - 45 plus to 60 plus years old - do whatever you want - you should have the money to purchase and should know by now what you want.

Just a simple assessment. As far as ownership, if you are buying to take the grand kids, wonderful! If you are buying to GIVE it to someone else - rethink that. It's a gift for some, an obligation for others, and may be worth less than you think when they are trying to unload it.
Insightful breakdown. Key is to be realistic around how long you reasonably think you'll hold onto your contract(s.)
 
Thank you. I thought about that. But the 2042 expiration turns me off. Also it's $4k-5k more than what I have budgeted... I don't need to stay at BWV and BCV all the time. Occasionally would be fine.
We own at BWV and can't always get the reservations we want. BCV is almost impossible to get it you don't own there.

I don't know what they're going to do about the 2042 expiration, but they have extended expirations in the past. There's a cost but still, you can get it extended.
 















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