What type of buyer are you?

[CaoilinnsMom]

I definitely am a buy where you want to stay. I am a Grand Californian lover so, recently bought more points there. I also bought some points at WDW that will last longer than 2042 but have a cheap point chart, Old Key West. I think I am done.

 

[Patsaizan]

For us, it is Buy Where You Want to Stay has top priority. We own at Vero (for the past 14 years) and the dues are insane, but we spend 3 weeks a year there (split up for May, September and Oct/Nov - a week each time).

Next is over all cost. Including our initial DVC purchase, we have 10 contracts. All direct. We add on with good sales (or at least what we consider good incentive sales). Paid cash upfront.

At this point in our lives the number of years remaining on all contracts exceeds the number of years remaining in our lives (we’ll be well into our 80s when the 2042 date hits). Our son is on all of our contracts so there is no probate for him. If he marries our attorney has told us he owns the DVC contracts before the marriage, so if there is a divorce it will not be split. We’ll do a pre-nup anyway.

 

[BL2020]

1. Buy where you want to stay - actually where I'm ok staying, own BLT resale and VGF direct 2023 (would prefer Epcot resort but see my number 2's), also some non-bus options for transportation are important to me
2. Number of years remaining/Predicted resale value/exit strategy - these kind of go together for me, resale options improve if reasonable amount of years remain. Like the option of an exit strategy should we get tired of Disney or the annual fees, though the convenience of these trips decreases the likelihood of this happening.
3. Low dues
4. Low up front costs
6. Total cost of ownership

 

[GrumpyInPhilly]

1. Buy where you want to stay
2. Low dues
3. Total cost of ownership (network points)
4. Low up front costs (VB, HHI)
5. Predicted resale value/exit strategy
6. Number of years remaining

Probably won't outlive either home resort.

 

[bakerworld]

We have 3 Homes we purchased over 5 years. We started out:
1. Low up front costs
2. Total cost of ownership
3. Low dues
4. Buy where you want to stay
5. Predicted resale value/exit strategy
6. Number of years remaining

And ended up:
1. Buy where you want to stay
2. Low dues
3. Number of years remaining
4. Low upfront costs
5. Predicted resale value/exit strategy
6. Total cost of ownership (our last addon shot this out of the water)

 

[intamin]

1. Buy where you want to stay
2. Low dues
3. Total cost of ownership (network points)
4. Low up front costs (VB, HHI)
5. Predicted resale value/exit strategy
6. Number of years remaining

Probably won't outlive either home resort.

Was SSR somewhere you wanted to stay or was it more of a combo of choices 2-4?

We have 3 Homes we purchased over 5 years. We started out:
1. Low up front costs
2. Total cost of ownership
3. Low dues
4. Buy where you want to stay
5. Predicted resale value/exit strategy
6. Number of years remaining

And ended up:
1. Buy where you want to stay
2. Low dues
3. Number of years remaining
4. Low upfront costs
5. Predicted resale value/exit strategy
6. Total cost of ownership (our last addon shot this out of the water)

I'm jealous you managed to pick up BCV relatively early on!

 

[Cfabar1]

We have friends that bought BCV because that is what they were selling at the time… they never stay there and don’t even like the resort! I’ve tried convincing them to sell and swap for OKW or something else….

 

[intamin]

We have friends that bought BCV because that is what they were selling at the time… they never stay there and don’t even like the resort! I’ve tried convincing them to sell and swap for OKW or something else….

Well.. thank them for the 7 month availability I guess hahah

 

[TheDailyMoo]

Buy what's cheap and I wouldn't mind staying at if I couldn't swap out at 7 months...SAP+...is that a hybrid of a few numbers?

 

[GrumpyInPhilly]

Was SSR somewhere you wanted to stay or was it more of a combo of choices 2-4?


I'm jealous you managed to pick up BCV relatively early on!

Where we wanted to stay.

 

[intamin]

Where we wanted to stay.

Nice! I love SSR so it's refreshing to hear someone say they bought it to stay there.

 

[bakerworld]

I'm jealous you managed to pick up BCV relatively early on!

By the time we purchased in '12 the cost was up to $125/p. When we bought initially BC was $84/p but the 'incentive' was AK at $98/p (with incentives). Regardless we completely blew it in '18 buying more BC at $225/p (stupidly screwed the whole cost aspect).

 

[intamin]

By the time we purchased in '12 the cost was up to $125/p. When we bought initially BC was $84/p but the 'incentive' was AK at $98/p (with incentives). Regardless we completely blew it in '18 buying more BC at $225/p (stupidly screwed the whole cost aspect).

Regardless, having 30 years left on BCV, even if you adjust for inflation which would put it at 170 dollars is a steal.

 

[maui22]

We're in the buy where we want to stay camp. We spend less time in the parks than we did years ago, so enjoying the resort is top of our list. In the end, we factor all variables (dues, taxes, etc) when deciding to buy.

I look forward to reading the boards from the late 2030s into early 2040s. I suspect a lot of people will be saving every penny for BCV and BWV to start as new resorts. Fortunately, we'll be too old.

 

[intamin]

We're in the buy where we want to stay camp. We spend less time in the parks than we did years ago, so enjoying the resort is top of our list. In the end, we factor all variables (dues, taxes, etc) when deciding to buy.

I look forward to reading the boards from the late 2030s into early 2040s. I suspect a lot of people will be saving every penny for BCV and BWV to start as new resorts. Fortunately, we'll be too old.

I would probably consider Beach Club or Boardwalk if they're renewed.. probably Beach Club would be our choice. Hopefully will be able to enjoy the parks for another 20-30 years if I'm so lucky :X

 

[Instagramhusband]

Stole this idea from https://***********.com/author/winamas/ but he basically separated people's buying habits for resorts into 6 categories:

1. Low up front costs (VB, HHI)
2. Number of years remaining
3. Total cost of ownership (network points)
4. Low dues
5. Buy where you want to stay
6. Predicted resale value/exit strategy

Which ones do you feel like you prioritize the most?

I feel like our order would be

1. Buy where you want to stay
2. Number of years remaining
3. Low dues
4. Total cost of ownership
5. Predicted resale value/exit strategy
6. Low up front costs

Just because we're on the younger spectrum probably of people who own a timeshare so the longevity (sorry Crescent Lake 2042s ) and dues matter but above all else we own where we want to stay but I'm interested to hear what you guys have to say

1. Total Cost of ownership
2. Predicted resale/exit strategy
3. Number of years remaining
4. Low dues
5. Buy where you want to stay
6. Low up front costs

We decided to buy after 8 years of avid Disney going. My wife is addicted, has had friends to stay with and the drive is 6 hours away. I am talking 5-7 times a year weekends mostly some three day trips. My priorities would have been different 6 years ago if I Given that I am 51 and my wife is 38, and a teen boy that doesn't care a lick about Disney our priorities are different than some. I had to look at the total cost with an eye towards which resorts she/or I could resell and still retain value and some that we enjoy that we can just let expire. I have stayed everywhere but maybe 2 deluxe resorts.

The term SAP's probably intrigued me the most when doing my research on this site. I wanted resale only but now with three resales under my belt and 355 points, Its hard to resist the real deal. I hope to stay discipline with my priorities above.

 

[intamin]

1. Total Cost of ownership
2. Predicted resale/exit strategy
3. Number of years remaining
4. Low dues
5. Buy where you want to stay
6. Low up front costs

We decided to buy after 8 years of avid Disney going. My wife is addicted, has had friends to stay with and the drive is 6 hours away. I am talking 5-7 times a year weekends mostly some three day trips. My priorities would have been different 6 years ago if I Given that I am 51 and my wife is 38, and a teen boy that doesn't care a lick about Disney our priorities are different than some. I had to look at the total cost with an eye towards which resorts she/or I could resell and still retain value and some that we enjoy that we can just let expire. I have stayed everywhere but maybe 2 deluxe resorts.

The term SAP's probably intrigued me the most when doing my research on this site. I wanted resale only but now with three resales under my belt and 355 points, Its hard to resist the real deal. I hope to stay discipline with my priorities above.

Where are your resales at out of curiosity?

 

[Instagramhusband]

Where are your resales at out of curiosity?

Two at SSR (115 pts) June and (140)June and one Poly(100) March

The poly was too low to resist as I got it for 139 a point which is why I went with the different use year.

 

[WITN-E]

For me, the priority was buying where we want to stay! I am a first time-buyer just now waiting in ROFR process but I have been shopping/thinking about this for ages and was just waiting to treat myself once my student loans were done (yay!).

Next I think the priority was the right contract in number of points - I wanted a small POLY contract that was just enough to cover a trip every two years, so waiting for an odd contract was a pain but ultimately worth it as its the right size for me...for now

 

[Flash_Sloth]

When I was first looking into DVC, I created one heck of a spreadsheet to make sure I was analyzing everything correctly. Although the initial purchase price was big and important, it showed how the annual dues would eclipse the initial purchase price over the years. I think that my ordering would be:

1. Buy where you want to stay
2. Total cost of ownership
3. Number of years remaining
4. Low dues
5. Predicted resale value/exit strategy
6. Low up front costs

It is crazy how many variables there are. With the points charts so different across the resorts, I was trying to normalize things in my spreadsheet by comparing the same room type & view & season. For one night, it may take 1.4 times as many points to stay at RIV or VGF vs. OKW. Therefore, if you're using OKW points with their high $ dues/pt and staying at the more expensive per night resorts, you're paying for it. Or if you're using VGF points & its low $ dues/pt to stay at some of the cheaper points per night resorts, you're getting a deal.

But even with all that analysis, so much of my decision came down to location, transportation, & amenities. The Skyliner is such a cool way to travel from RIV to DHS or EPCOT, assuming no thunderstorms. And I love being able to walk or take the monorail to MK from BLT or VGF. A couple of times, I've taken the bus to SSR to get off at Congress Park to walk to Disney Springs, and I don't like how long that ride is or how many stops it makes.

Good thing that there are lots of resorts with different themes, amenities, etc, so everybody can pick what's important to them.