Keep in mind that things change, and just because you are planning on visiting Disney at a non-crowded time, life sometimes has a way of changing that. We bought points to visit Disney at the end of May/first of June when school lets out, and in Sept during our fall break - both are relatively quiet times at Disney. Spring forward a couple of years, and our school board cancels our fall break. Now, we need to visit Disney during Christmas vacation, and you must book 11 months out. If we had purchased points at a resort that we didn't really like, we would be stuck there, with little chance of changing resorts at the 7 month window. Buy where you would not mind staying - some times of the year are really hard to book at the 7 month window.