Ahh, OK - gotcha. And yes, I totally agree about the MF's. We have only been members for just over a year, but just from going through one increase already (we own at AKV... ouch...) and by looking at past MF's charts - who knows how much it will increase.
I guess I should feel happy to get in when it was "only" $130pp point (and we got the 20 "free" points..... not really sure how to figure out price pp because of those), but sincerely wishing I knew about
DVC when it was under $100 pp.
To be fair... I was only 9 years old in 1992.

So, I can't blame myself too much. We bought in just about as soon as we possibly could have minus about 3-4 years. I don't think the prices skyrocketed *too much* between 2008 (when we honeymooned in WDW and fell in love with it) -2012 (when we purchased)
Now, I am curious. I need to find a price chart....