Molly is just as she looks, placid and amiable. She sits on your lap and smiles and plays!!!! I'm used to them scrambling down and crawling off and being hard work!!!
HAPPY BIRTHDAY SUKIE!!!
HAPPY BIRTHDAY SUKIE
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
GUESS WHAT I'm not a mass murderer.
My fingerprinting came back and I'm clear to work.![]()
![]()
![]()
![]()
Now I have to work![]()
![]()
![]()
Oh and if any of you were wondering about the special ed class, I'm not doing it. I was worried about it and thought too long and someone applied that had the experience that I didn't. It was meant to beI'm going to take No Child Left behind class so I can have more opportunities.
Hi everyone,
I thought I would post something about the stock market and bank scare. As most of you know, I am a geeky accounting nerd. And to make it even worse, I am a former savings and loan bank examiner. I thought I would ring in with my two cents, which, by the way, it exactly what my opinion is officially worth. LOL.
Anyway, with respect to the banks, and the threat of possible failures, as long as you have your accounts structured in such a way that all deposits are FDIC insured, I would not spend anytime worrying. I know that some of the "talking heads" on the financial channels are chicken little and scaring everybody that the sky is falling, but that is their job, to make people tune in and fear will get people watching everytime!
As for the stock market, it is a long term investment. If you are invested in good mutual funds, and plan to stick it out for the long term, then you will come out of this just fine. It is the people who panic and sell out when the market is low that are really hurt in this market. As a matter of fact, I haven't changed my position and I am still putting the same amount in my mutual fund invested 401K as I always have. I like to think that the stock market is marked down or on clearance and I am getting the shares really cheap right now.
I know this sounds really positive and optimistic but I remember all the financial downturns that we have had in the past and how we rebounded and all was well again after a time. I think all will be well again.
Tammy
OK, just have to share one more thing. On my way to bed, I was looking in Tyler's backpack because he told me just before he fell asleep that he made something about me today when he was with the special ed teacher. He drew a picture of me, I think I'm in front of a stove, not sure, his pictures are horrible to figure out, and it says, "Mom is cooking".![]()
![]()
![]()
![]()
POOR KID IS FANTASIZING! I'll have to ask him in the morning exactly WHAT I'm "cooking" and based on his answer, maybe I'll find out that the picture is of me in front of the MICROWAVE!
This just made me laugh because of the conversations here about many of us not cooking.
![]()
GUESS WHAT I'm not a mass murderer.
My fingerprinting came back and I'm clear to work.![]()
![]()
![]()
![]()
Now I have to work![]()
![]()
![]()
Oh and if any of you were wondering about the special ed class, I'm not doing it. I was worried about it and thought too long and someone applied that had the experience that I didn't. It was meant to beI'm going to take No Child Left behind class so I can have more opportunities.
![]()
I was starting to wonder about you.
![]()
When do you actually start? And where were you yesterday?
I did this a few weeks ago, and yes, it is a pain. But, I feel warm and fuzzy with those FDIC insurance limits and being under them. Also, spreading money around to different banks will spread the risk also, if one goes down, you have other deposits in banks that are okay.
I agree with the doom and gloom just making it worse. I do feel confident that at some point in the not too distance future, we will see the economy rebound. With the depressed economy, those companies with a less than stellar financial situation will have to sell off assets and or sell out at a reduced price. The stronger companies will step in and take advantage of the fire sale. LOL. There is lots of money to be made in a down market.
This reinvestment will boost the market, and, in the long run, the economy will begin to grow again. At least that is my opinion. Of course, now is not a good time to be retiring, if you have money in the stock market, and not a good time to sell stock. At least this downturn has reinforced the point that we should not invest in individual stocks.
I think for us to see a depression like the 30's, the economic policy that has kept us out of a depression since then, would have to stop working completely. It is an interesting question though. What would have to happen for us to fall into another depression? I don't know the answer.
Now, back to your regularly scheduled programming.![]()
Happy Birthday Sukie 25 again right?![]()
![]()
![]()
congrats and I'm sorry, hmmm that sounds strange together huh?
GUESS WHAT I'm not a mass murderer.
My fingerprinting came back and I'm clear to work.![]()
![]()
![]()
![]()
Now I have to work![]()
![]()
![]()
Oh and if any of you were wondering about the special ed class, I'm not doing it. I was worried about it and thought too long and someone applied that had the experience that I didn't. It was meant to beI'm going to take No Child Left behind class so I can have more opportunities.
GUESS WHAT I'm not a mass murderer.
My fingerprinting came back and I'm clear to work.![]()
![]()
![]()
![]()
Now I have to work![]()
![]()
![]()
Oh and if any of you were wondering about the special ed class, I'm not doing it. I was worried about it and thought too long and someone applied that had the experience that I didn't. It was meant to beI'm going to take No Child Left behind class so I can have more opportunities.
HAPPY BIRTHDAY SUKIE
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()
![]()