Vacation Homes That Cannot be Rebuilt after Ike

:confused3 I have lived in Ct for 30 years. I have never heard of this. I just asked DBF (35 years in CT) to make sure my head wasn't up my poop chute- he has never heard of this either. Where is this happening?

Not that I disagree with your point one bit.

Fairfield Beach in Fairfield.
Take a ride down to the southern end of Fairfield Beach Road and you will see some empty lots where houses used to be. There hasn't been a major flood in several years, but it has happened, and probably will again.

Also, probably 20 years back when Hurricane Gloria rolled through CT, there was significant damage and home loss all along the CT shoreline...my brother lived near (not on, but about 2 blocks in from) the beach in the Woodmont section of Milford and the home he was renting an apartment in was trashed from that storm.

Don't get me wrong...I'm not saying that the danger in southwestern CT is anywhere near like what it is along the Gulf of Mexico shore, but the point is that anyone who lives near the shore lives with the risk of losing their home.

As a PP said, it's a risk/benefit analysis. The risk of losing your home is worth the benefit of living near the shore. I understand it...God knows if I could afford to live near the shore I would. I'd just insure the heck out of my house so I could rebuid it when it washed away.
 
Sorry to hear about your trouble.

I live in Spring but my family has had a Beach Shack on Bolivar for over 35 years, which is now my financial responsibility. It is definitely not one of the McMansions......but we liked it....and now miss it a lot. I could only find 1/2 the foundation when we were down there. the rest is flotsam (or maybe jetsam by this point). :)

Our place was insured and we will rebuild there even if the entire bill comes out of our pocket. It is our land, fairly purchased and paid for. We don't plan to give it up to anybody be it city, county, state or Federal. Respect for private property is a cornerstone of the civilized (within reasonable bounds anyways) society we live in. Not to mention 35 yrs of memories there.....this is very real to me.

I do understand your frustration with the insurance rates and the perception that us beach rats are "pullin' one over" on the good folks inland; however, these rates will soon be going up big-time. I expect deductibles to be in the 5-10% range when it comes time to re-up. Premiums, I shudder.... Maybe even higher......I doubt I will purchase insurance moving forward. Just rebuild enough to have a roof over our head and enjoy the breeze and view.

Regards,

I have friends who have "beach shacks" like yours and we even owned a trailer on Bolivar for many years ourselves. But we did not insure it and took what ever came good or bad. The insurance jumps you are talking about for the beach houses will be the same insurance increases I get because the Texas Windstorm Pool draws no deliniation between a house on the Bolivar pennisula, a house on the West end of Galveston Island or my house in Pearland because all three are in coastal counties. The fact that I am 31 miles inland will not help my rates at all.
 
See bolded below
I am from Louisiana. I think this is a good point although I disagree heartily with the way certain people choose to express their opinions and have duly noted this to the moderators.

we live in Jefferson Parish and also own a business in St. Bernard Parish. The lower part of this parish extends into the Gulf of Mexico. I was born in 1969, so the worst hurricanes I ever heard about were Betsy and Camille. so for all of my life, hurricanes were scary but not very real for us I have to say. I have never considered the possibility of leaving this place until recent years. yes we are close to the coast. however, it didn't seem to be a problem. We have had so many "mother of all storms" coming that just didn't seem to pack a punch, so this was not a concern. However, we have evacuated no less than 7 times in the last 11 years. and I am not sure that i have the fortitude to deal with the stress of this every 6 months for 6 months out of the year. I can't imagine what it must be like to have to be ready to go at a moment's notice. :hug:

However, today at lunch my husband and I discussed this very issue the OP posted. Many of our customers just can't take the stress either and are putting their places up for sale. No one is really moving back into the parish which is kind of sad too.... We also discussed how much the insurance is and the deductibles are for our homes right now. I really feel like the government is trying to make us move, as the premiums and deductibles are just going to push us out of the market. Well, while I can sympathize with your feelings, why do you think that you, who are choosing to live there, should not bear the cost for your choice, that being insurance premiums to rebuild??? Why do you think the government should bear the cost?and we did discuss that maybe it would be better to designate certain places as "unlivable". yes - probably not a real popular idea to my coast friends. however, we in LA are losing our coastline at a frightening pace...and now WE are technically the coast - all those parishes along the Gulf don't have that coastline protection we used to have. this is why the hurricanes are more devastating these days. I don't like the idea. however, it has never really been an issue until lately.

but then, ok - say you declare these areas "unlivable". where are you going to move all these people and communities? because someone is going to have to absorb the "ghetto" people that everyone has so much disdain for. Actually, there has only been one poster on this thread who has voiced disdain for the ghetto people, and you are not the only person who reported that poster to a moderator. and us middle class folks and those rich ones too. and after Katrina here was (and obviously still is) so much hatred aimed towards those who relocated. I don't see many communities that welcomed us, I was not aware of that. I have heard different stories regarding the relocation of people affected by Katrina. yet we are stupid for choosing to come back and be among the people and places we know. it is easy to say we shouldn't live here, but then there is no welcome for us elsewhere. I would rather be miserable here with folks who understand and welcome me than go to the communities of posters here who automatically judge us without getting to know us. and don't really care to as they are bigoted and prejudiced and bitter anyway. Now, may I give you a perspective from someone who watched Katrina unfold? I know that there are many wonderful people in the NOLA area...I've been there several times, have friends there and so forth. Much of what the rest of the ocuntry saw and heard was about the behavior of the people in the Superdome, which was much less than admirable, and looting. I watched TV a lot during Katrina, and a lot of the coverage was of people who had just lost everything looting through stores stealing TV sets and so forth. I could have condoned looting for food, water, clothing, medicine...necessities of life during a situation that was essentially unthinkable. But a TV set???!!! A microwave???!!!!! Sorry...that's theft, pure and simple, and believe, my symapthy level for people dropped considerably whenever I saw that happening. I truly think that if I were in the situation, my thoughts would be "How do I survive this?", not "Hey, let me get to Best Buy and score a 52" plasma TV". These are the pictures the media painted for us...and you know this country is basically led around by the nose by our media. Am I prejudiced/bigoted? No more than the next person...I was just as aggravated at the white person carrying the TV out fo the store as I was the black person. Am I bitter? Well, I helped with post-Katrina charities as much as I could, knwoing full well that some of the money would go to unscrupulous people, as well as some of it going to nice people such as yourself.
and what about the jobs? many of these folks have been employed in certain occupations for generations and don't know anything else....much of it depending on the Gulf/water. so what are they going to do? This is probably the biggest issue of all...what do people who have only known one way of life and whose livelihood depends on living in a specific area do if that area becomes unlivable??? I think things are more complicated than just saying "everyone move somewhere else." I agree plus, many of these folks can't afford to move. many of them have already said they aren't going to even leave for the next hurricane because this one cost them so much money. this scares me even more, because a true 5 hitting us right on will devastate this city. I think it would destroy the city and give those people who chose not to leave no choice but to leave, if they survived the storm. if it did, I think I would accept money to move elsewhere. however, because I am working middle class, I wouldn't be eligible for the generous assistance given to the poor to relocate or have the luxury the wealthy have to relocate at will. It does seem as if the middle class always gets screwed, doesn't it??????
 
Sorry to hear about your trouble.

I live in Spring but my family has had a Beach Shack on Bolivar for over 35 years, which is now my financial responsibility. It is definitely not one of the McMansions......but we liked it....and now miss it a lot. I could only find 1/2 the foundation when we were down there. the rest is flotsam (or maybe jetsam by this point). :)

Our place was insured and we will rebuild there even if the entire bill comes out of our pocket. It is our land, fairly purchased and paid for. We don't plan to give it up to anybody be it city, county, state or Federal. Respect for private property is a cornerstone of the civilized (within reasonable bounds anyways) society we live in. Not to mention 35 yrs of memories there.....this is very real to me.

I do understand your frustration with the insurance rates and the perception that us beach rats are "pullin' one over" on the good folks inland; however, these rates will soon be going up big-time. I expect deductibles to be in the 5-10% range when it comes time to re-up. Premiums, I shudder.... Maybe even higher......I doubt I will purchase insurance moving forward. Just rebuild enough to have a roof over our head and enjoy the breeze and view.

Regards,

We live 80 miles from Grand Isle and the GOM. 80 frickin miles away! Our area had no damage from Katrina and we are not in a flood zone. We now have to pay a hurricane deductible that's equal to 5% of the insured value of our house in addition to our regular deductible if we sustain damage from a hurricane. This ticks me off.
Good luck on the 5-10% deductible-don't be surprised if it turns out to be 10-20%.
 

thanks Disney Doll - couldn't figure out how to quote your quote....so cutting and pasting!

DD: Well, while I can sympathize with your feelings, why do you think that you, who are choosing to live there, should not bear the cost for your choice, that being insurance premiums to rebuild??? Why do you think the government should bear the cost? I feel that the Corps of engineers built levees they claimed were safe, yet failed. they should be responsible for any damage de to their neglect and/or shortsightedness or whatever. as for the coastline issues, from my understanding (which could be wrong) offshore drilling from oil companies and other factors are decimating the coastlines. coastal restoration is supposedly a federal responsibility. therefore, if they allow actions that destroy my home, I would think they would be responsible to bear some of the cost. honestly, though, up until this time I really never thought about who should take the blame for what. and the government didn't give me any handouts - I have paid my premiums and deductibles.

KM: and after Katrina here was (and obviously still is) so much hatred aimed towards those who relocated. I don't see many communities that welcomed us,

DD: I was not aware of that. I have heard different stories regarding the relocation of people affected by Katrina. and a lot of the unwelcome is based in part on the TV showing the looters and etc. below and some of those same people going to new communities and making total jerks of themselves. ex: increase in crime, violence, etc. it is the same subset of people that gives NO a bad name...yet they are only a small portion of the populace...

DD: Now, may I give you a perspective from someone who watched Katrina unfold? I know that there are many wonderful people in the NOLA area...I've been there several times, have friends there and so forth. Much of what the rest of the ocuntry saw and heard was about the behavior of the people in the Superdome, which was much less than admirable, and looting. I watched TV a lot during Katrina, and a lot of the coverage was of people who had just lost everything looting through stores stealing TV sets and so forth. I could have condoned looting for food, water, clothing, medicine...necessities of life during a situation that was essentially unthinkable. But a TV set???!!! A microwave???!!!!! Sorry...that's theft, pure and simple, and believe, my symapthy level for people dropped considerably whenever I saw that happening. I truly think that if I were in the situation, my thoughts would be "How do I survive this?", not "Hey, let me get to Best Buy and score a 52" plasma TV". These are the pictures the media painted for us...and you know this country is basically led around by the nose by our media. Am I prejudiced/bigoted? No more than the next person...I was just as aggravated at the white person carrying the TV out fo the store as I was the black person. Am I bitter? Well, I helped with post-Katrina charities as much as I could, knwoing full well that some of the money would go to unscrupulous people, as well as some of it going to nice people such as yourself.
and what about the jobs? yes I watched the same videos on TV and was just as disgusted as you to see these people committing these crimes. I am outraged that the church where we gave out food stamps along with my church in St Bernard both had their air conditioning units STOLEN. along with a news story last night about a strip mall in NO East where their units were also stolen. why? for the stupid COPPER. and people with copper downspouts get stolen daily....it is so sickening. so as a small business owner this enrages me. we are already down and out and now this one business has to spend $100K plus to get his mall running. meanwhile the restaurant there has no A/C, therefore no customers. they have been open only 2 weeks. and this doesn't make businesses want to come and invest here. but I blame those buying the copper making it so lucrative to steal....

It does seem as if the middle class always gets screwed, doesn't it?????? pretty much. I am not going to live in the hole, however, so I can get some government freebies. I know people still getting rental assistance after THREE YEARS. it angers me because that is MY tax dollars at work. if I would have been able to get the same consideration it wouldn't be too bad. it is not a capitalistic society...take the food stamps - MY tax dollars are going to those who lost the same amount of food as me. but I can't get them because I make too much. yet I still have to rebuy all my food. and my insurance company won't give me money or, if i am fool enough to file, they will just raise my premiums or cancel me altogether. I still get to pay the extra anyway. and insurance companies whining- oh BOO HOO. it is a lotto game anyway - they are betting they won't have to pay....and their whining about losses? from what I understand even with all their payouts they posted RECORD EARNINGS in the years after Katrina....I just feel it should be the "you don't pay you don't play." if you don't pay into it, then you shouldn't be able to benefit from it. don't make me pay for all those who don't pay anything then hand out up to $23K or more to those who didn[t pay any premiums. Yes I am bearing my portion of the costs...but again, insurance businesses would not continue in business unless they were betting and believing they would come out ahead....
 
This is probably the biggest issue of all...what do people who have only known one way of life and whose livelihood depends on living in a specific area do if that area becomes unlivable???

It's not only a question of what happens to that displaced person who is losing their way of life and livelihood. The question is what happens to the rest of this country if the residents of southeastern LA were ever completely and permanently displaced? I wonder how many people are actually aware of how much oil and gas passes through south LA on its way to their own "way of life"? How much of the products they use every day find their way into the US through the Port of New Orleans? How much more are they prepared to pay for services and products if they no longer have the "peons" and "ghetto workers" from south LA to deliver those goods to their doors? I'm not blasting you Disney Doll. I'm blasting the likes of tinkerjess and all those who can't see past the $$$ of rebuilding New Orleans and south LA and take in the larger picture of how much they receive every day from that same area they are so ready to condemn.

Getting down off my soapbox now, but I am getting so tired of having to defend my city and my way of life to people who use us up and spit us out on a daily basis.
 
I wonder how many people are actually aware of how much oil and gas passes through south LA on its way to their own "way of life"?

Read this:
The port facility is located in the Gulf of Mexico, eighteen miles south of Grand Isle, Louisiana, in 110 feet of water. LOOP is the only port in the U.S. capable of offloading deep draft tankers known as Ultra Large Crude Carriers (ULCC) and Very Large Crude Carriers (VLCC). Along with offloading crude from VLCC’s, LOOP also offloads smaller tankers.
LOOP is connected to over 50 percent of the U.S. refinery capacity and has offloaded over 7 billion barrels of foreign crude oil since it's inception.


If contact with LOOP is lost because of wetlands loss, be prepared to ride bikes on your commute to work everyday. You might want to consider downsizing your home because there will be little to no oil for your heating system.
Here are a few other of the more than 4000 products used daily throughout the US made from oil imported through LOOP:

* Artificial Limbs

* Bags (garbage bags, shopping bags)

* Balloons

* Bandaids

* Candles

* Clothing (polyester, nylon)

* Combs

* Computers, calculators

* Crayons

* Credit Cards

* Dishwashing Liquids

* Disposable Diapers

* Eye Glasses, Sunglasses

* Fertilizers

* Fishing Rods

* Flooring (linoleum, tiles, carpets)

* Garden Hose

* Hand Lotion, Cream, Petroleum Jelly

* Helmets (bicycle, hockey, etc.)

* Heart Valves

* Helmets (bicycle, hockey, etc.)

* Insect Repellent

* Insecticides

* Life Jackets

* Milk Jugs

* Paint Brushes

* Panty Hose

* Parachutes

* Patio Furniture

* Pens

* Perfume

* Rope (nylon)

* Safety Glass

* Shampoo

* Shower Curtains, Shower Doors

* Soft Contact Lenses

* Soft Drink Bottles, Plastic Bottles

* Tape (clear, masking, etc.)

* Tapes - (cassettes, vcr tapes)

* Telephones

* Tennis rackets

* Tents

* Toys, Dolls, Model Cars

* Tires (synthetic rubber)

* Toothbrushes, Toothpaste Tubes

* Trash Bags

* TV Cabinets

* Umbrellas

* Unbreakable Dishes

* Waterproof Jackets, Boots, Pants

As you can see, wetlands loss affects more people than just Louisianians.
 
Read this:
The port facility is located in the Gulf of Mexico, eighteen miles south of Grand Isle, Louisiana, in 110 feet of water. LOOP is the only port in the U.S. capable of offloading deep draft tankers known as Ultra Large Crude Carriers (ULCC) and Very Large Crude Carriers (VLCC). Along with offloading crude from VLCC’s, LOOP also offloads smaller tankers.
LOOP is connected to over 50 percent of the U.S. refinery capacity and has offloaded over 7 billion barrels of foreign crude oil since it's inception.


If contact with LOOP is lost because of wetlands loss, be prepared to ride bikes on your commute to work everyday. You might want to consider downsizing your home because there will be little to no oil for your heating system.
Here are a few other of the more than 4000 products used daily throughout the US made from oil imported through LOOP:

(see list above)

As you can see, wetlands loss affects more people than just Louisianians.

wow - I had no idea and I *live* here. you go girl!!!:thumbsup2
 
Thank-you!
thbow.gif

This is so important to the whole country and not just my beloved south Louisiana.
 


Disney Vacation Planning. Free. Done for You.
Our Authorized Disney Vacation Planners are here to provide personalized, expert advice, answer every question, and uncover the best discounts. Let Dreams Unlimited Travel take care of all the details, so you can sit back, relax, and enjoy a stress-free vacation.
Start Your Disney Vacation
Disney EarMarked Producer

New Posts







DIS Facebook DIS youtube DIS Instagram DIS Pinterest DIS Tiktok DIS Twitter

Add as a preferred source on Google

Back
Top Bottom