If you go to the NHC site and look at the satellite imagery called "Atlantic Floater 1," which is Fay, you'll see that the rain effects of the storm cover almost all of peninsular Florida. The storm covers the area all the way from Jacksonville to Miami.
About an hour ago, we had a strong burst of wind, rain and lightning, which was one of the bands from Fay..the center of which is more than 175 miles away!
It's going to be a wet 4-5 days in North Florida, and probably another 2 wet days at WDW/VB. Hopefully Fay won't spoil anyone's vacation -- but rain is a whole lot better than a hurricane.