The big "no buy in July" thread!

[A.Mickey]

oooh Cindy... you are good. I'm really starting to work the Walgreens register rewards and getting good at it. The only problem is that I have to ask myself if I really need the item that is free.... we live in condo!

You can always get the free item and try to have a coupon for it and make it a moneymaker! And donate the free item to a shelter or church or friends/family!!

 

[A.Mickey]

Running Total: Spent $189.51
$0 Days:2

Groceries ($200)- $76.79
Eating Out ($100)- $69.72
Misc. (Shopping/Entertainment) ($200) $43

1- $0
2- $2.76 (McDonald's- Eating Out), $1.76 (Target-Groceries), $6.72 (Walgreens-Groceries), $.74 (CVS-Groceries) $3 (Carnival-Entertainment)
3- $10 (Carnival-Entertainment), $25 (TeddyFabz-Eating Out), $3.05 (Jewel-Groceries)
4- $7 (Dollar Tree-Shopping), $12.99 (Jewel-Groceries), $23 (Carnival-Entertainment)
5- $26 (Carnival-Eating Out)
6- $7.60 (McDonald's-Eating Out), $3.82 (Jewel-Groceries)
7- $0
8- $8.36 (Wendy's-Eating Out), $3.91 (CVS-Groceries), $12.94 (Joe Caputo-Groceries), $30.86 (Target-Groceries)




$0 Days: 2: 13%
Budget: $500....38%
Month: 8/31: 26%

My savings from coupons and sales: $267.31

 

[MomOf3LovesMickey]

Grocery- $24.87/300
Household- $9.89/100
Eating Out- $19.50/50

7/1- $1.23
7/2- $7.50
7/3- $5.57
7/4- $4.77
7/5- $0
7/6- $23.19
7/7- $12
7/8- $0

Another no buy!!!!!

 

[FQ fan]

I am blasting past my goal of unneccessary spending! Hopefully this will help me to know where my weak spots are for next month.


7/1 - $0
7/2 - $20(bag for Disney)
7/3 - $0
7/4 - $65(dinner w/ visiting family)
7/5 - $0
7/6 - $0
7/7 - $0
7/8 - $84(ice cream, farmer's market, Target)

---------------
no buy - 5/20
unneccessary - $169/$100

 

[SunnieRN]

July goals:
13 No buy days (after set bills)
Grocery: $400/-$153 (My daughter/son in law will put in the same amount!
Entertainment/Eating out: $200/-$31.68

July 1: $0 (and worked on CE at home, so 5 hours overtime at work!
July 2: $153 Groceries, (including 4th of July potluck and BBQ and a crab dinner tomorrow night. LOTS of fresh fruit also! But 4 more hours OT!
July 3: $0
July 4: $0
July 5: $0
July 6: $31.68 Take out lunch (enough chinese for 2 meals)
July 7: $0 (Work tonight and tomorrow night, so be back when I can
July 8: $0

6/13 No Buy Days!
Added to Savings: $115/$400

 

[loritemp]

Morning all!!

Yesterday was another no buy day so 4/12and that makes me happy!!!

Today should be another no buy day but this weekend might get ugly, heading to NYC. I do have money set aside for it and I hope I over estimated what I will need and have some left over.

Have a great weekend everyone!!

 

[dreamer310]

7/1- 40.28 Staples/22.23 Petco
7/2- 0
7/3- 0
7/4- 0
7/5- 20.00 Gas/14.33 Farmer's Market
7/6- 0
7/7- 6.66 Kmart---666 spending is evil!!
7/8- 0
7/9- 31.13 Groceries/15.02 Gas


Buying very little groceries as trying to clean out pantry.Actually starting to see some space. Kids aren't to thrilled though

5/15

 

[Mickey1Fan]

Jumping back in because it has been too long since I've done no buy days. I do work on a two week basis because that it how I'm paid and it works for me. Going for seven no buy days, don't know if I can actually do half of the two weeks but I'm going to give it my best shot.

Today will be lunch and groceries and then I should not have to spend any money Saturday or Sunday!

Have a great weekend everyone.

 

[Tiggerish]

My sister wants to keep my car until Sunday so that has contributed greatly to my string of no spend days. Of course there is always online shopping if I get deseperate to spend money.

Budget for July is $1000 with 10 no spend days.

Auto $60
Eating Out/Entertainment $100
Giving $125 /$100
Groceries/Household Goods $300 / $228 left
Medical $265 / $255
Misc. $150 / $140 left

No spend days = 5 /10
Coupon savings = $19.35
Christmas 2010 running total of spending = $12

-------------------------------------------
7/1 Groceries $20
7/2 $0
7/3 Groceries $43; Misc. $10 (new Mickey Mouse watch)
7/4 Giving $25 (church); Groceries $6
7/5 $0
7/6 Groceries $3; Medical $10 (3 month prescription)
7/7 $0
7/8 $0
7/9 $0

 

[annsteere]

I'm doing well spending wisely and not on impulse stuff. But getting an actual zero spend day turns out to be LOTS harder than I'd imagined

Week 1: 1 no spend, $2.26 in non-essential spending

Week 2: 1 no spend, $9.50 to see Toy Story

Totals: 2/10 no spend
12/100 impulse spending

 

[charming23]

Charming, have fun at the concert. Did you decide to see Bon Jovi on Monday, if so, see you there! (Course, I don't know what you look like, but I will be there and could see you! )

Thanks and no I am not going to Bon Jovi. I could not find someone to go with me becuase the venue is too far and the ones that would go have to work on Monday. But have fun. Bon Jovi is amazing live


So tonight is the Adam Lambert concert and so I had to go get gas so we could actually get there I also stopped in at Sally Beauty and grabbed a blue hair extension and some face wash.

July Budget:

Grocery- $200/ $138.84 left
Household/Beauty- $50/ 40.38 Left
Car/Gas- $50/ $25.62 left
Eating out/ Entertaiment- $50
Misc- $50/$38.24

Total- $400/$293.08 left

Goal of 10 no buy days

7/1- $11.76 at Kmart
7/2- Out of town
7/3- Out of town
7/4- Out of town
7/5- $0
7/6- $61.16 at Marc's for groceries
7/7- $0
7/8- $0
7/9- $24.38 Gas and $9.62 at Sally Beauty

3/10 No Buy days

 

[3girlsfun]

Hello everyone! I am joining in. I am not going to count any bills that I pay, and also, I will not count things my DH spends. (He gets only cash, so I don't have to worry about what he is spending.)

I am starting late in the game, so, with 22 more days left, I am going to go for 8 days of no spending. I have no idea how to gauge this, so I am just going to see how it goes. Thanks everyone!

We are currently sort of following some of Dave Ramsey's principals, not adding debt, following a budget, etc.) We have swayed as we are buying some things that were needed for a long time when we were flat out broke! Anyway, trying to get back on track to start paying off debt with a vengeance in September. (Minus our Oct.2-9 Disney trip.) So, I figured this would be a good "little" thing we could do.

Goal: 8 days of no spending in July!

7-9--$1 parking garage fee at dr.'s office (ugh, almost was a no spend!)

 

[lougoofy]

7/07/10: $3.35 dgmarket
7/08/10: $1.50 bus fare, $5.25 chinese rest. lunch, $17.95 big lots (mostly groceries and drinks) and $1.35 Dairy Mart (cup of ice and bottle of soda)

$1.35 Dairy Mart chips and gum and $1.00 snack
7/09/10: $2.72 taco bell, $1.50 bus fare, $3.94 Panera Bread, $4.22 dgmarket groceries and t.p. and $7.41 home store (shelves)

 

[Cindy-rella]

oooh Cindy... you are good. I'm really starting to work the Walgreens register rewards and getting good at it. The only problem is that I have to ask myself if I really need the item that is free.... we live in condo!

Thanks! I am having so much fun!! I figure I can always find someone who wants the free stuff, if I don't!

 

[Cindy-rella]

Oops! Forgot to post my spending. Ran to Walmart to get my daughters camp pictures. We bought a disposable camera and the film cost $9.10 to develop! I couldn't believe it. I paid it, but am now looking for a child proof digital camera for Christmas!

Budget
Groceries $440, Spent $74.34
3 no buys out of 12

 

[MissBritt]

7/1 $73.19 WinnDixie (saved 58.04)
7/2 $52.74 Pubix (saved 57.84)
7/3 $34.30 Gas, $17.87 Post office, $50 Sephora (gift), $6.41 The Body Shop (gift), $15.00 Etsy (gift), -$5.34 Return
7/4 $14.00 Movie & snacks (Grown Ups)
7/5 $20.25 Movie & snacks (Toy Story 3), $28.00 Dinner out (1/6)
7/6 $0
7/7 $53.38 Sephora (makeup!!!), $14.18 WinnDixie (saved 8.88)
7/8 $0
7/9 $0

Groceries 140.11 (saved 124.76)
Dinner Out 28.00 (1/6)
Gas 34.30
Gifts 71.41
Entertainment 34.25
Incidentals 71.25
Returns -5.34

TOTALS:
374.08
$0 DAYS- 3/10


Tomorrow will not be a no-spend day... having lunch with Mom, visiting a few quilt shops, and desperately in need of gas in my car!

 

[Where'sPiglet?]

Goals: 15 $0 Buy days
Max spending $500 for gas, food (groceries & eating out), and miscellaneous.

01 - $0!
02 - $0!
03 - $82.80 Winn-Dixie (Saved $34.85)
04 - $0!
05 - $0!
06 - $0!
07 - $57.15 Walmart, gas, brake tag, dinner out
08 - $2.45 I just HAD to have a snoball!
09 - $22.45 lunch out with friends

Totals:
$0 Buy: 5/15..................33%
Spending: $164.85/$500...33%
Days in Month: 9/31........29%

Averages:
$500/31 days= $16.13
$164.85/9 days= $18.32

I was starting out so well with the $0 Days but I've now had 3 spend days in a row! And tomorrow is likely going to be another spend day!

 

[figaromeetsmarie]

July Budget:

Grocery- $247.86/300
Household- $50
Eating out/ Entertaiment- $30/50
Misc- $100

Total- $500

Goal of 8 no buy days



July 1st- No Buy Day
July 2nd-$30.00 groceries $20 eating out
July 4th- No buy Day
July 5th-No buy Day
July 6th-$11.10 groceries
7th-No buy
8th-No buy
9th-$11.04 groceries
Coupon Savings $104.84

 

[Virgderon]

Oh man. Today my spending was like overeating... something tastes delicous so you just keep eating it until you are sick. My hairdresser switched salons, so my haircut cost more than it used to... then I went to the grocery store with hubby- huge mistake!! Didn't have coupons with, bought stuff just because we wanted it... wasted money and now I feel a little sick.

AND- the pork chops I bought from Winn Dixie BOGO smelled like old fish when we went to cook it, so DH took me out to dinner. Didn't come out of my budget, but instead of saving money on BOGO meat, we ended up spending more money.


Sometimes I think I go too far with trying to save money, so that when I spend money like a normal person would it feels wrong, and I don't enjoy it. Wierd?


Running Total: Spent $340
$1150 budget...$810 left
$0 Days: 3
Goal is 8 or more!
coupon savings $73

Groceries budget- $200-4-2-35-9-30... 120 left

July 1 0
July 2 0
July 3 14 (8 misc, 2 book, 4 lunchmeat)
July 4 21 (16 lunch at Changs, 5 tee at Old Navy)
July 5 163 (misc at Disney, 2 pop)
July 6 0
July 7 35 (groceries)
July 8 23 ( Walgreens- 9 pop)
July 9 84 ( haircut, groceries)

 

[ronnmel]

July is so hard!!! So far I've had no No Buy days, and I know tomorrow won't be one either. Ugh!

No Buy Days : 0/10
Gas :
Car repairs :
Groceries : 104$
Eating out (and snacks) : 60$
Non-necessities : 192$

7/01 : 12$ (greeting cards)
7/02 : 16$ (groceries)
7/03 : 40$ (groceries + sunscreen)
7/04 : 110$ (water park day)
7/05 : 28$ (groceries)
7/06 - 7/08 : 110$ (camping, groceries, sunscreen, etc.)
7/09 : 40$ (cat food & litter)