Strategies for not losing points?

JimMIA

There's more to life than mice...
Joined
Feb 16, 2005
Messages
21,168
I've seen a number of posts over on the Rent/Trade board where people are up against the wall with points which are about to expire. I've seen as little as 3 points for rent! That makes me wonder how some of the old hands here avoid being in that position.

Our situation is that we can plan way ahead about 1/3 of the time and be assured that those plans will not change. But at least half of the time, trips will be planned only a few months out - sometimes only 30-45 days out. (We're fine with whatever is available, and for the most part those trips will not be during the big peaks.) Once those short term plans are made, however, they will be solid - we're not going to cancel and get into a "holding" problem.

Another factor is that most of these late-planned trips will occur in the last 3-6 months of our use year.

At first glance, it seems like we would be well advised to take a close look at our upcoming plans as we approach the various banking deadlines, and then bank whatever we are not sure we will use. If we later decide on a trip, we would borrow from the following year's points, in which case you borrow only the exact number of points you need.

Is this a sound strategy to avoid losing expiring points, provided we don't bank more points than we are going to use the following use year?
 
If you have to cancel the trips made with borrowed points, you still have a problem. But it is as good a strategy as any I can think of.

IMHO, the only way to be absolutely sure of not ever losing points is to be lucky! :teeth:

Best wishes -
 
IMHO, if you haven't made trip plans by the 100% banking deadline, bank them all.

If you make trip plans after the banking deadline, then borrow from your next UY.
 
I think your plan is a good one. That is what we usually do too. If we plan a quick last minute trip, we just end up borrowing.
 

you plan is a good one.

However since you live in Miami - last minute trips aren't going to be a great problem for you. Since you can drive.

I drive and so far have never lost a point. :wizard: I once make a trip to HH to avoid losing points. So you can do it!

most of the posts I have seem - the people come from up North (as far as Canada ), West, or out of the US - they have a difficult time planning and arriving at a last minute trip. Planes can be expensive!!!

since you are so close - I don't think you will have a problem.
 
Good grief! I hope I don't have to make a trip to HH to keep from losing points!

Oh well...a man's gotta do what a man's gotta do... ;)
 



















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