DH went to the original bank today. He was very calm (I'm so proud of him). They basically told him that once you leave the teller's window, they are no longer responsible. So, be forewarned, everyone should be carrying around with them one of those counterfeit pens.I was under the impression that if you are at the bank getting the money, they have ALREADY checked it. Apparently not.
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It has been 14 years since I worked at a bank, but I will give you my 2 cents worth...If he knows the exact time and day he went to the bank, if they are a "real" bank they will have camera's at the teller's windows and a record of the transaction on the teller's work for that day. It probably won't help much because they will just say, "yes we have a record of the check being cashed and have him on camera, but you could have brought us in any bills you wanted, not the ones you were given." I don't know how banks do it now, but we never checked bills, even the ones that came from the Fed. When you take in bills from a business or another customer, you will usually hand it right back to the next person in line or if your till is full it goes into the vault without ever being checked!

In this day and age of impersonal banking, I am glad I bank at a small hometown bank, where I know the VP, branch manager and most of loan officers. I don't know the teller's at all, but they are not the ones you need to know when something like this happens.
I also recommend getting a pen. I am always scared of big bills and hardly ever, no matter the amount of the check get anything larger than a $20. Sorry about your loss, I mean getting screwed!


