I spoke to my Vacation Club Guide today and I was told the additional points I may want to buy are available at my home resort (VWL) and for my current use year (March). Should I buy directly from Disney because it is so easy and quick, or should I try to find what I am looking for on the resale boards? I haven't seen anything that meets my needs on any of the resale sites. How much money would I save after adding in closing costs, past dues reimbursement, etc. I'm thinking of adding between 150 and 200 points. Thanks for your input.